Operational Update and Adviser Change

Information contained within this Announcement is deemed by the Company to constitute inside information stipulated under the Market Abuse Regulation (EU) No. 596/2014 which forms part of English law by virtue of the European Union (Withdrawal) Act 2018, as amended. Upon the publication of this announcement via the Regulatory Information Service, this inside information is now considered to be in the public domain.

8 October 2025

Fiinu Plc

("Fiinu", the "Company" or the "Group")

Operational Update and Adviser Change

Fiinu Plc (AIM: BANK), the fintech group and creator of the Plugin Overdraft®, provides the following operational update alongside confirmation of changes to its adviser arrangements.

Convertible Loan Drawdown

The Company confirms that, further to its notification on 22 September 2025, it has now fully drawn down the £2 million convertible loan facility agreed  with Conister Bank Limited ("Conister").

The proceeds will be used, primarily, for general working capital purposes and to support the continued development and commercialisation of Fiinu's proprietary technology platform. The terms of this facility remain unchanged.

The Board values the ongoing support from Conister, which has been a constructive and committed partner as the partnership progresses towards the joint launch of the PlugIn Overdraft®, which remains scheduled for launch in Q4 2025.

Corporate Broker Update

Fiinu announces the appointment of Marex Financial as the Company's Joint Broker with immediate effect.  Oberon Capital remains as the Company's other Joint Broker.

As part of this change, Fiinu confirms that the Company's retained broking arrangement with SP Angel Corporate Finance LLP has now concluded.  The Board of Fiinu would like to take this opportunity to thank the team at SP Angel for its valued support and advice over the past three years, during which time they have contributed significantly to the Company's development and market presence. The parting is on good terms, and both parties remain committed to maintaining a positive working relationship going forward.

Outlook

These developments reinforce the Company's strategic progress, strengthen its capital position, and should enhance its market representation as Fiinu prepares for its next stage of growth. Coupled with the planned strengthening of its management team, the Board remains confident in Fiinu's direction and looks forward to updating shareholders on further milestones in due course.

The Directors of the Company are responsible for the release of this announcement.

*ENDS*

For further information, please contact:  

For more information, please visit www.fiinuplc.com