Q3 FY22 business update

• Another quarter of strong growth in the US: • Pay Now total transaction values (TTV) up 44% to US$219 million (Q3 FY21: US$152 million) • Financing up 33% to US$4.4 million (Q3 FY21: US$3.3 million) • March 2022 was an all-time record month for Pay Now and Financing volumes • ACH yield has increased to 0.39% in the quarter from 0.34% for H1 FY21 (refer appendix) • Continued recovery in lending i