FY18 Presentation and Data Pack

— Profit from functions up 4.8% year-on-year — 2H18 NPAT $607m (1H18: $452m) — Result includes: — Accelerated investment in marketplace component of strategy — Four fold increase in regulatory costs to $54m — Natural hazard costs slightly lower than allowance — Total ordinary dividend of 73 cps — Strong balance sheet drives special dividend of 8 cps — Cash earnings payout ratio of 95.2%1 1. Includ