Tariq El-Mejad
Analyst, Bank of America
Replay available
Societe Generale SA (SCGLF) Q3 2025 Earnings Call
Societe Generale SA (OTC: SCGLF) Q3 2025 earnings conference call, held 2025-10-30. Replay captured from the company's public earnings webcast.
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Watch the replay and follow the connected company analysis, news, and investor updates for Societe Generale S.a. Class A.
Replay transcript excerpt
WEBVTT 00:00:00.166 -- 00:00:04.392 Ladies and gentlemen, welcome to the Société Générale conference call. 00:00:04.392 -- 00:00:07.253 Gentlemen, please go ahead. 00:00:07.977 -- 00:00:13.365 Good morning, everyone. Welcome to our nine-month 2025 financial results presentation. 00:00:13.365 -- 00:00:16.931 I am pleased you could join us today. 00:00:16.931 -- 00:00:23.019 In line with previous quarters, we are once again achieving a solid performance. 00:00:23.019 -- 00:00:28.464 The financial indicators remain above our annual financial targets. 00:00:28.567 -- 00:00:34.796 Our quarterly and nine-month revenues have grown significantly compared to last year. 00:00:34.796 -- 00:00:40.044 This is happening while we continue to demonstrate discipline with regards to 00:00:40.044 -- 00:00:46.671 RWA organic growth, strict cost control, and risk management. 00:00:46.814 -- 00:00:52.363 Over the first nine months of the year, revenues were up by 6.7% compared 00:00:52.363 -- 00:00:55.207 to last year, reaching €20.5 00:00:55.207 -- 00:00:56.647 billion, 00:00:56.647 -- 00:01:00.930 at the end of September, excluding asset disposals. 00:01:01.012 -- 00:01:06.238 This highlights the strength and relevance of our commercial franchises and 00:01:06.238 -- 00:01:10.402 validates our strategic decision to be a more compact 00:01:10.402 -- 00:01:15.008 and synergistic group that focuses on its strengths. 00:01:15.008 -- 00:01:20.474 At the same time, we remain committed to reducing our cost base in a structural 00:01:20.474 -- 00:01:23.157 and sustainable manner. 00:01:23.157 -- 00:01:28.383 costs are down by more than 2% for the first nine months of the year, 00:01:28.383 -- 00:01:33.206 excluding asset disposals versus nine months 24. 00:01:33.249 -- 00:01:38.735 The result, ...