Alex Maloney
Group Chief Executive Officer
Replay available
Lancashire Holdings Limited (LRE) Q3 2025 Earnings Call
Lancashire Holdings Limited (LSE: LRE) Q3 2025 earnings conference call, held 2025-11-05. Replay captured from the company's public earnings webcast.
Hosted by
Featured presenters
Paul Gregory
Head of Underwriting
Natalie Kershaw
Group Chief Financial Officer
Investor webinar replay
Watch the replay and follow the connected company analysis, news, and investor updates for Lancashire Holdings Limited.
Replay transcript excerpt
WEBVTT 00:00:00.385 -- 00:00:04.710 Welcome to Lancashire Q3 2025 earnings conference call. 00:00:04.710 -- 00:00:09.537 The speakers today will be Alex Maloney, Natalie Kershaw, and Paul Gregory. 00:00:09.537 -- 00:00:14.142 I'll now turn the call over to Alex Maloney, Group Chief Executive Officer. 00:00:14.142 -- 00:00:16.545 Please go ahead. 00:00:16.545 -- 00:00:20.531 Okay, thank you. Good morning, everyone. Thank you for joining our call today. 00:00:20.531 -- 00:00:25.136 We're going to take the usual approach. I will give some highlights on the progress the 00:00:25.136 -- 00:00:30.237 business has made so far this year. Paul will then focus on the underwriting trends 00:00:30.237 -- 00:00:34.242 Natalie will cover the financials and then we'll go to Q&A. 00:00:34.242 -- 00:00:38.348 I'm pleased to report that Lancashire continues to demonstrate the strength and resilience 00:00:38.348 -- 00:00:43.895 of its franchise, delivering robust results in a dynamic marketing environment. 00:00:43.895 -- 00:00:47.219 I'd like to highlight three key points. 00:00:47.219 -- 00:00:50.383 Our strategy remains central to our success. 00:00:50.383 -- 00:00:54.188 We continue to deliver disciplined, profitable growth. 00:00:54.188 -- 00:00:59.587 Growth premiums are up 7.4% year-on-year, reaching 1.8 billion 00:00:59.587 -- 00:01:04.834 supported by a diversified portfolio and disciplined underwriting. 00:01:04.834 -- 00:01:09.680 Even with the sizable industry loss of California wildfires in Q1, our business is in 00:01:09.680 -- 00:01:14.726 excellent shape with growth delivered by our new US platform and selective 00:01:14.726 -- 00:01:20.892 growth in our existing lines. You can expect to see more of this throughout 2026. 00:01:21.735 -- 00:01:26.342 Looking at the mark...