Esquire Financial Holdings, Inc. (ESQ) Q1 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

Thank you for standing by. My name is Kate and I will be your conference operator today. At this time, I would like to welcome everyone to the Q1 2026 earnings release conference call. All lights have been placed on mute to prevent any background noise. As for the speaker's remarks, there will be a question and answer session. If you would like to ask a question during this time, simply press star followed with the number one on your telephone keypad. If you would like to withdraw your question, Press star one again. Thank you. I would like to turn the call over to Andrew Segliaca, Vice Chairman, Chief Executive Officer, and President. Please go ahead. Thank you, Kate, and good morning, all. I want to welcome you all to Esquire's first formal conference call for the first quarter earnings release. On the call with me is Eric Mater, our EVP and COO. and Michael Lacapria, our SVP and CFO. Our format for our first call will be simple. I plan to hand the call over to Michael to give you a financial update for the first quarter. After Michael is done, I'll have a few comments and update you on several items that I feel are important. And finally, we'll open the call up to questions from our investors, analysts and other guests on the call. At this time, I'll hand the call over to Michael. Thank you, Andrew. To those in attendance on the call, I intend to provide a brief summary of our performance highlighted in the earnings release and investor presentation published pre-market this morning. Let me start with our first quarter net income. For the current quarter, we printed gap net income of $12.2 million, or $1.40 per diluted share. These results included $1.7 million of elevated pre-tax non-interest costs, of which $1.3 million were merger costs associated with our acqu...