Deutsche Bank AG (DB) Q4 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.267 -- 00:00:03.613 Ladies and gentlemen, welcome 00:00:03.613 -- 00:00:05.636 to the Q4 2025 00:00:05.636 -- 00:00:10.444 analyst conference call and live webcast. I'm Moritz, the course call operator. 00:00:10.444 -- 00:00:13.990 I would like to remind you that all participants will be in a listen-only mode and the 00:00:13.990 -- 00:00:18.357 conference is being recorded. The presentation will be followed by a question and answer 00:00:18.357 -- 00:00:23.766 session. You can register for questions at any time by pressing star and 1 on your telephone. 00:00:23.766 -- 00:00:26.491 For operator assistance, please press star and 0. 00:00:26.491 -- 00:00:30.416 The conference must not be recorded for publication or broadcast. 00:00:30.416 -- 00:00:35.602 At this time, it's our pleasure to hand over to Ioanna Patrinić, Head of Investor Relations. 00:00:35.602 -- 00:00:37.962 Please go ahead. 00:00:39.306 -- 00:00:44.352 Thank you for joining us for our fourth quarter and full year 2025 preliminary results 00:00:44.352 -- 00:00:49.418 call. As usual, our Chief Executive Officer, Christian Seling, will speak first, followed 00:00:49.418 -- 00:00:52.090 by Chief Financial Officer, James Von Malka. 00:00:52.090 -- 00:00:55.933 The presentation, as always, is available to download in the Investor Relations section 00:00:55.933 -- 00:00:58.175 of our website, db.com. 00:00:58.175 -- 00:01:01.979 Before we get started, let me just remind you that the presentation contains forward-looking 00:01:01.979 -- 00:01:05.502 statements which may not develop as we currently expect. 00:01:05.502 -- 00:01:09.786 We therefore ask you to take notice of the precautionary warning at the end of our materials. 00:01:09.786 -- 00:01:12.868 With that, let me hand over to Christian...