Credit Clear Limited · ASX:CCR
Credit Clear — NWR Conference 2020
19 slides from Credit Clear's conference presentation, Nov 4, 2020
Slide 1: Investor Presentation
For personal use only Investor Presentation ASX: CCR November 4, 2020
Slide 2: Disclaimer
DISCLAIMER For personal use only This presentation has been prepared by, and is the sole responsibility Credit Clear Pty Limited ACN 604 797 033 (Company). The information contained in this presentation was prepared as at 4 No representation or warranty, express or implied, is made by any November 2
Slide 3: Market leading digital collections technology
MARKET LEADING DIGITAL COLLECTIONS TECHNOLOGY For personal use only Credit Clear’s technology platform is IN UNCERTAIN ECONOMIC TIMES helping businesses drive smarter, faster, LARGE CORPORATIONS ARE SEEKING TECHNOLOGY and more innovative financial outcomes by SOLUTIONS TO STREAMLINE THEIR BUSINESS c
Slide 4: Credit Clear: transforming the landscape
CREDIT CLEAR: TRANSFORMING THE LANDSCAPE For personal use only Since launching to market in 2017, Underpinning the business is Credit Clear’s clients comprise the business has developed a high Credit Clear’s proprietary a quality client base and the recent technology platform that offers range of or
Slide 5: Credit Clear – Company overview
CREDIT CLEAR – COMPANY OVERVIEW For personal use only Clients by sector: Credit Clear Average length of at a glance: Industry # of Clients % Group client relationship Sector in top 50 Revenue (years) Acts for over 800 Australian and New Transport 4 22.9% 11 Zealand customers across multiple segments
Slide 6: Product & market validation timeline
PRODUCT & MARKET VALIDATION TIMELINE Credit Strategic Clear MVP Initial Scale Up Acquisition ASX For personal use only Established Delivered Market Launch Series A Funding Pre-IPO Funding IPO • Company founded in • Market and product • Successful Beta pilot • Key expansion hires made to • Platform i
Slide 7: Well established and accelerating utilisation of its digital platform
CREDIT CLEAR – WELL ESTABLISHED AND ACCELERATING UTILISATION OF ITS DIGITAL PLATFORM For personal use only Currently, Credit Clear is Digital Communications Sent managing 250,000 active (millions/quarter) customer accounts from a 3 base of 800 clients which provides an opportunity to 2.6 transition
Slide 8: Why embracing digital collections is a must
WHY EMBRACING DIGITAL COLLECTIONS IS A MUST For personal use only High engagement Customisable through superior communication customer experience methods Actionable Targeted granular communication details Digital Collections Customisable Drives Cost effective delivery times collections solution Fric
Slide 9: Product overview
PRODUCT OVERVIEW For personal use only Make an immediate Completely white payment – full or labelled partial Create payment Multiple delivery plans channels Organise callbacks Device or direct call agnostic Payments settled Optional customer directly to you verification process BY DELIVERING THE COR
Slide 10: Platform capabilities
PLATFORM CAPABILITIES For personal use only Industry benchmarking and insights Workflow performance management Tailored personalised experience for consumers Machine learning and AI algorithms to predict consumers’ behaviour Automated treatment based on performance and industry insights Secure, robu
Slide 11: Proprietary technology driving Credit Clear's solutions
PROPRIETARY TECHNOLOGY DRIVING CREDIT CLEAR’S SOLUTIONS Credit Clear Technology Stack & Product Roadmap - 4 Distinct Modules: For personal use only • Tailored Payment • Bot SMS • Social • RCS, Apple Business Arrangements • NPP Integration Chat • Agent ad-hoc • Bot Voice 1 Channel Controller • Integr
Slide 12: Technology driven solutions spanning the entire receivables lifecycle
TECHNOLOGY DRIVEN SOLUTIONS For personal use only SPANNING THE ENTIRE RECEIVABLES LIFECYCLE Contingent Direct to Enterprise Legal recovery collections white label offering services operations 0 30 60 90 120 150 180 Days in Arrears Credit Clear Limited 12
Slide 13: Growth strategy – four key pillars
CREDIT CLEAR’S GROWTH STRATEGY - FOUR KEY PILLARS For personal use only Investing in Digital Increasing International technology technology Credit Clear opportunities with development platform client base scalable technology Credit Clear’s focus Credit Clear have Credit Clear will Credit Clear will
Slide 14: Revenue model
REVENUE MODEL For personal use only MARGINS Technology Platform Income ● Charge per communication ● Charge per active account ● International licensing income ● Success, integration & gateway fees b Receivables Management Income ● Fee for service activities ● Commissions on successful collections ●
Slide 15: Board of directors
CREDIT CLEAR – BOARD OF DIRECTORS For personal use only Gerd Schenkel Mark Casey Marcus Price Lewis Romano CHAIRMAN NON EXECUTIVE NON EXECUTIVE EXECUTIVE DIRECTOR DIRECTOR & CO-FOUNDER DIRECTOR & CO-FOUNDER Gerd combines extensive Mark is the managing Prior to joining the Credit Lewis successfully f
Slide 16: Executive team
CREDIT CLEAR – EXECUTIVE TEAM For personal use only Brenton Glaister GROUP CEO Brenton started his career in Receivables Management in 1986, founded National Credit Management Limited in 1990 and Credit Solutions Pty Ltd in 2014. Brenton was a former managing director of ASX-listed Tradehouse Intern
Slide 17: Executive team
CREDIT CLEAR – EXECUTIVE TEAM For personal use only Piero Gross COO Piero has over 19 years’ experience in Receivables Management and has held a number of senior operational management positions including at National Credit Management Limited where he was responsible for the operational delivery of
Slide 18: Corporate overview
CORPORATE OVERVIEW For personal use only Capital Structure Use of IPO Funds Systems Development $8.8m ASX Code CCR Business Development $2.10m Working Capital $2.75m Shares on issue 225.69m Costs of the Offer $1.35m Total $15.0m Market capitalisation $79m (@ $0.35/sh) Substantial Shareholders Cash r
Slide 19: Contact us
For personal use only CONTACT US Brenton Glaister CEO Credit Clear e: brenton@creditclear.com.au Simon Hinsley Investor Relations NWR Communications m: +61 (0) 401 809 653 e: simon@nwrcommunications.com.au creditclear.com.au