Roadzen, Inc. · NASDAQ:RDZN
Roadzen — Investor Presentation (2026)
22 slides from Roadzen's investor presentation, 2026
Slide 1: Roadzen Investor Presentation Winter 2026
Roadzen Investor Presentation Winter 2026
Slide 2: Forward-looking Statements
Forward-looking Statements This presentation includes forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended (the “Securities Act”), and Section 21E of the Securities Exchange Act of 1934, as amended (the “Exchange Act”). The Company has based these fo
Slide 3: Vision: Next Generation Auto Insurance powered by AI
Vision Next Generation Auto Insurance powered by AI We are on a mission to build the leading company at the intersection of AI, insurance, and mobility. The world's leading insurers, carmakers, and fleets trust us to make drivers safer, sell insurance, and process claims - powered by our AI, telemat
Slide 4: Key Investment Highlights
Key Investment Highlights Roadzen is transforming global auto insurance using applied AI Leading Insurtech Platform Global AI Pioneer High Growth, High Margin, Asset Industry Leading Platform operating Award-winning AI research lab Light Business Model in US, EU, and India with distribution producin
Slide 5: Disrupting the Status Quo in Auto Insurance
Disrupting the Status Quo in Auto Insurance With the rise of connected, electric and autonomous vehicles, insurance for mobility represents a significant transformation opportunity, projected to surpass a trillion dollars by 2030 1.45bn1 $817bn2 7.1%2 Vehicles On Global Auto Auto-Insurance the Road
Slide 6: Roadzen At a Glance
Roadzen At a Glance 390+ 7 Global 14 Employees Offices Country Licenses (Broker/MGA) Coventry Paris New York, NY Ahmedabad New Delhi Chennai Burlingame, CA 6
Slide 7: Auto Insurance is a Legacy Industry; Roadzen Makes it Simple and Modern
Auto Insurance is a Roadzen Makes it Legacy Industry Simple and Modern Decoupled, long purchase process Easy to buy, embedded purchase experience Demographic risk underwriting and Real-time, personalized coverage using Impersonal coverage relevant driving behavior Long, Manual claims experience Touc
Slide 8: Vertically integrated product suite from quote to claim
Vertically integrated product suite that delivers a seamless experience from quote to claim Underwriting Distribution Claims Road Safety Mixtape Canvas Multi-modal Agents AI Model Orchestration ✓ ✓ ✓ ✓ Claims End-to-End StrandD Roadside and ✓ ✓ Claims FNOL GDN Global MGA Platform ✓ ✓ ✓ VIA AI Based
Slide 9: Powered by over 200 core AI models
Powered by Over 200 core AI models that analyze policies, do KYC, sales, customer support, process claims, fight Large Vision Model for Mobility Drivable Area Detection LLMs fraud, and keep drivers safe. Distraction Alert Drowsiness Alert Conversational AI Top 10 Technology 2022 AI Startup & AI Inno
Slide 10: Increasing the speed and efficiency of a massive legacy industry
We’re increasing the speed and efficiency of a massive legacy industry Action Roadzen Legacy Underwriting Real-Time Months Customer Support Seconds Hours New Product Days Months Launch Global Payments, Policies Minutes Years and Language Claims Minutes Weeks
Slide 11: Go-to-Market focused on Enterprise and SMB Clients
Go-to-Market focused on Enterprise and SMB Clients across 4 major client types Fleets Automotive 148 4100 Insurance Others Insurance & Auto Fleets and SMB Enterprise Clients Clients Small and medium, OEMs, Insurers, Auto lenders - commercial and dealerships, car reinsurers, telematics corporate flee
Slide 12: Our Revenue Models
Our Revenue Models Our technology platform for mobility and IaaS Platform Sales insurance powers road safety, new product underwriting (UBI, Asset Value, Driver Scoring), 01 Earns a fixed fee per-vehicle, per-policy, per-claim per usage claims management for insurers and mobility players. Our broker
Slide 13: Established in Key Global Markets
Established in Key Global Markets US UK + EU India § 253mn registered vehicles in the EU4 and 40mn registered § 30mn registered vehicles (2022)1 § 282mn registered vehicles in vehicles in UK (2021)5. § Total gross written premiums the US (2021)10 . § Total GWP for motor insurance § Total GWP for mot
Slide 14: Financial Highlights: solid foundation poised for growth
Financial Highlights Highly capital efficient, operations (R&D) in India provides natural arbitrage 01 02 Attractive recurring revenue profile driven by long- Roadzen has built a solid term contracts foundation that is poised for growth Secular acceleration across twin engines of growth: IaaS and Br
Slide 15: Financial Highlights: Revenue and Adjusted EBITDA
Financial Highlights Revenue and Adjusted EBITDA ($M) $50.2 $46.7 $44.3 $13.6 $9.9 $1.2 $(2.6) $(4.9) $(4.7) $(8.4) $(9.9) $(10.2) FY21 FY22 FY23 FY24 FY25 LTM 12/31 Revenue Adjusted EBITDA FY = Years ended March 31 Adjusted EBITDA is a non-GAAP measure. See “Non-GAAP Financial Measures” on slide 2,
Slide 16: Balance Sheet
As of December 31, 2025 (in USD, unaudited) Balance Sheet Cash and cash equivalents 5,143,430 Accounts receivable, net 3,714,226 Inventories 176,670 Prepayments and other current assets 24,894,684 (1) 1. Includes $8.6M Forward Purchase Agreement Investments 227,958 Total current assets 34,156,968 2.
Slide 17: Capitalization
Capitalization As of December 31, 2025 Ordinary Shares Ordinary shares outstanding 79,695,672 RSUs & stock options 11,164,033 Warrants (WAEP $10.65) 21,618,972 Convertible debentures, as converted 234,947 17
Slide 18: Experienced Management
Experienced Management Converging Expertise in AI, Insurance, and Mobility Rohan Malhotra Ankur Kamboj Jean-Noël Sanya Soni Shanon Duthie Mohit Pasricha Vivek Gallardo Shrivastava CEO COO CFO Head of HR VP, Finance / VP, Data Science CEO, US Head of India 18
Slide 19: Accomplished Board with Technology and Capital Markets Experience
Supported by an Accomplished Board with Extensive Technology and Capital Markets Experience Rohan Malhotra Steve Carlson Supurna Vedbrat Saurav Adhikari Zoe Ashcroft Diane B. Glossman 19
Slide 20: Summary
Summary High Growth & AI-First Company Massive Global Attractive Strong hitting scale TAM Valuation Fundamentals Fast growth and Very few AI-first Substantial runway for Growing much faster improving Adjusted companies have growth supported by than peers in insurance, EBITDA towards recurring revenu
Slide 21: IR@roadzen.ai
roadzen IR@roadzen.ai
Slide 22: Reconciliation of net loss to Adjusted EBITDA
Reconciliation of net loss reported in accordance with US GAAP to Adjusted EBITDA 22