Rent.com.au Ltd · ASX:RNT
Rent.com.au — Investor Presentation (June 2025)
20 slides from Rent.com.au's investor presentation, Jun 5, 2025
Slide 1: Shareholder Update
SHAREHOLDER UPDATE 5 JUNE 2025 ASX: RNT
Slide 2: Important Information and Disclaimers
ont rent.com.au IMPORTANT INFORMATION AND DISCLAIMERS These presentation materials and the accompanying verbal presentation (together, the Presentation Materials) have been prepared by Rent.com.au Limited (the Company) as at 5 June 2025, and statements are current only as at that date. Information i
Slide 3: Summary
SUMMARY On 28 May 2025, Rent.com.au (‘RNT’) announced that it had signed a credit-approved mandate for a loan facility of up to $10 million to fund its RentBond product. • • 37,000 ~$84 million • • • 3
Slide 4: RentBond
rént.com.au RENTBOND
Slide 5: A Unique Customer Selling Proposition
A UNIQUE CUSTOMER SELLING PROPOSITION PURPOSE • Helping renters manage cash flow over the expensive moving period. • Can cover removalists and other moving costs as well as the bond. • The loan is not secured against the bond, which is held by state governments. • Focus is on convenience, with a 21-
Slide 6: Demand for the Product Is Already Well Established
DEMAND FOR THE PRODUCT IS ALREADY WELL ESTABLISHED ~$84 million 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 RENTBOND APPLICATIONS 6
Slide 7: Customer Insights – Who Uses RentBond?
CUSTOMER INSIGHTS – WHO USES RENTBOND? CREDIT SCORES 13% GOOD CREDIT QUALITY 18% ~65% of borrowers have >500 credit score 22% 21% 26% “I’m saving, saving, saving, for that house deposit. Property gives you financial security”. SHORT TERM, MEDIUM VALUE LOANS = GOOD FOR CASHFLOW SEE THEMSELVES AS: (hi
Slide 8: Responsible Lending
RESPONSIBLE LENDING • • • Bringing these steps “in-house” Initial Eligibility Full Assessment Loan Repayments Check Repeat business will now be available 8
Slide 9: Experienced Team That Knows the Product
EXPERIENCED TEAM THAT KNOWS THE PRODUCT JAN FERREIRA CHIEF EXECUTIVE OFFICER ▪ ACL RESPONSIBLE ▪ MANAGERS ▪ SHANE LAVAGNA-SLATER GENERAL MANAGER – FINANCIAL PRODUCTS ▪ ▪ ▪ LEE SWANSON CHIEF TECHNOLOGY OFFICER ▪ ▪ KAREN KOH GROUP FINANCIAL CONTROLLER ▪ ▪ ▪ SANDRA ANTIPAS CUSTOMER SERVICE MANAGER ▪ ▪
Slide 10: Financial Benefits to Rent.com.au
FINANCIAL BENEFITS TO RENT.COM.AU RENTBOND REVENUE RECOGNITION* RENTBOND REVENUE RECOGNITION* • • ~6 times • • 10
Slide 11: Outlook
rént.com.au OUTLOOK
Slide 12: Our Business Model
OUR BUSINESS MODEL Our vision is to reimagine the renting experience to create Australia’s most empowered rental community. We aim to do so with innovative technology solutions to common renting problems. The renting sector is both seasonal (fluctuates throughout the year) and cyclical (fluctuates f
Slide 13: Making Good Progress, Building Consistency
MAKING GOOD PROGRESS, BUILDING CONSISTENCY ANNUITY REVENUE AS % OF TOTAL RENTPAY ARR* 26% 19% 14% 10% 7% • • • most of the Group’s revenue is recurrent • • Through growth in recurring revenues and ongoing discipline towards costs, RNT is well on the path to profitability. 13
Slide 14: Questions?
UESTIONS? Click on the Q&A icon within the Zoom webinar to ask a question ga? Q&A ont rent.com.au 1h
Slide 15: Corporate Information
CORPORATE INFORMATION
Slide 16: Corporate Information
CORPORATE INFORMATION MARKET CAPITALISATION $27.3M ENTERPRISE VALUE $25.6M SHAREHOLDING DISTRIBUTION(2) 16
Slide 17: Incentives Aligned to Accelerate Profitability
INCENTIVES ALIGNED TO ACCELERATE PROFITABILITY Executive Long Term Incentive Plan – FY2026 Performance Rights. Achieve $0.060 share price (20-day VWAP at 30 June 2028) – 300% TSR 15,725,000 Achieve $0.080 share price (20-day VWAP at 30 June 2028) – 400% TSR 3,931,250 Achieve $0.100 share price (20-d
Slide 18: A Seasoned Board of Directors
A SEASONED BOARD OF DIRECTORS SAM MCDONAGH EXECUTIVE CHAIRMAN ▪ ▪ ▪ GARRY GARSIDE NON-EXECUTIVE DIRECTOR ▪ ▪ ▪ PHIL WARREN NON-EXECUTIVE DIRECTOR ▪ ▪ ▪ JOHN WOOD NON-EXECUTIVE DIRECTOR ▪ ▪ ▪ 18
Slide 19: An Experienced Management Team
AN EXPERIENCED MANAGEMENT TEAM JAN FERREIRA CHIEF EXECUTIVE OFFICER ▪ ▪ ▪ SYE HUGHES CHIEF OPERATING OFFICER ▪ ▪ ▪ SHANE LAVAGNA-SLATER GENERAL MANAGER – FINANCIAL PRODUCTS ▪ ▪ ▪ LEE SWANSON CHIEF TECHNOLOGY OFFICER ▪ ▪ KAREN KOH GROUP FINANCIAL CONTROLLER ▪ ▪ ▪ 19
Slide 20: Thank You
THANK YOU Contact: investors@rent.com.au 08 6145 2609