Rent.com.au Ltd · ASX:RNT
Rent.com.au — Investor Presentation (August 2026)
20 slides from Rent.com.au's investor presentation, Aug 31, 2026
Slide 1: Investor Presentation
INVESTOR MADE FOR PRESENTATION RENTERS AUGUST 2026 ASX: RNT
Slide 2: Important Information and Disclaimers
IMPORTANT INFORMATION AND DISCLAIMERS These presentation materials and the accompanying verbal presentation (together, the Presentation Materials ) have been prepared by Rent.com.au Limited (the Company) as at 31 August 2026, and statements are current only as at that date. Information in the Presen
Slide 3: Repositioned and Strengthened RNT for Growth
FY2026 Repositioned and strengthened RNT for growth Renting is a $90 billion per year, fast-growing and under-served market and no one is better placed than Rent.com.au to seize this opportunity. Rent.com.au is bringing together its product suite into a single renter financial hub, converting i
Slide 4: A Platform Made for Renters
A PLATFORM MADE FOR RENTERS A customer-driven platform, empowering renters through simple, smart and secure ways to pay (bond, ONE-THIRD OF rent, bills and more) and take control of their finances AUSTRALIANS RENT to turn renting into a rewarding step towards independence. 4
Slide 5: Renting Is a Fast-Growing and High Value Segment
THE OPPORTUNITY Renting is a fast-growing and high value segment % of POPULATION RENTING 60% of UNDER-35s RENT MASSIVE ADDRESSABLE MARKET 47% 44% 42% 37% 28% 30% 31% 32% $90 BILLION * 60% in annual rent flows CANADA 2011 2016 2021 2006 USA UK FRANCE AUSTRALIA Renting Owning WITH $90B* IN ANNUAL RE
Slide 6: Most Renters Are Happy Renting
THE OPPORTUNITY Most renters are happy renting, and are renting for longer, but face increasing financial pressures AVERAGE WEEKLY RENT* $700 +42 % $650 $629 $577 $524 $494 2021 2022 2023 2024 2025 2026 * Source : Rent .com .au data 6
Slide 7: Three Product Verticals
WHERE WE WERE Three product verticals 01 02 03 Rent.com.au RentBond® RentPay Our listing and advice portal with more Leading bond loan with ~$10m in new Digital payment platform processing than 400,000 unique visitors per month. loans during FY26. Our early success is ~$300m of rental payments each
Slide 8: Separate, but Delivering Across the Whole Renter Lifecycle
WHERE WE WERE Separate, but delivering across the whole renter lifecycle LOOKING APPLYING MOVING RENTING NON-RECURRING, LEAD-BASED REVENUE RECURRING REVENUE LONG-TERM RENTER Attract Engage Convert RELATIONSHIP 95% OF RENTERS ARE ‘IN + managing bills/finances. TENANCY’ + savings/investing. (i.e. NOT
Slide 9: RentBond - Move Now, Pay Later
THE FY26 CATALYST RentBond® - move now, pay later Solves the ‘bond gap’ Distribution of RentBond® Loans Distribution of RentBond® Loans Help renters smooth the cost of moving. Cover all moving costs Bond, removalists, cleaning, rent-in- advance. No security required Bond stays safe with state
Slide 10: Costs Recognised Upfront, Revenue Over Loan Life
RENTBOND® ACCOUNTING MODEL Costs recognised upfront, revenue over the life of the loan EXPECTED RENTBOND® REVENUE * EXPECTED RENTBOND® MARGIN * (per loan) (per loan) 3x Profit Uplift 6x Revenue Uplift Month 10 Month 11 Month 12 Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9
Slide 11: Our Focus on Recurring Revenue Is Delivering Results
BUILDING MOMENTUM Our focus on recurring revenue is delivering results QUARTERLY GROUP REVENUE QUARTERLY RECURRING REVENUE QUARTERLY GROUP EBITDA $1.4m $1.0m $1.2m $0.8m $1.0m $0.7m $0.9m ($0.5m) $0.4m ($0.7m) ($0.8m) ($0.9m) Q1 FY26 Q2 FY26 Q3 FY26 Q4 FY26 Q1 FY26 Q2 FY26 Q3 FY26 Q4 FY26 Q1 FY26 Q2
Slide 12: Bringing the Parts Together for a Stronger Business
THE NEXT PHASE Bringing the parts together for a stronger business ONE CONNECTED PLATFORM. MADE FOR RENTERS. Payments Savings Loans Insurance Tools & Advice Creating a seamless renter experience to provide a financial hub relevant to all the stages of renting. Each product sells the next, increasing
Slide 13: A Trusted Home for Renters
OUR GOAL A trusted home for renters, and powerful driver of profitable growth for RNT NB: Illustrative only – App interface shown is a concept and may differ from the final product 13
Slide 14: Growing Financially Stronger as We Add to the Platform
OUTLOOK Growing financially stronger as we add to the platform FY26 1H FY27 2H FY27 FY28 → 01 02 03 04 Reposition & The single Deepen value & Enrich & grow strengthen platform monetise customer loyalty Bring RentBond® in-house One renter experience building Profitably generate greater Compound growt
Slide 15: Deepen Value and Monetisation of the Single Platform
FY2027 Deepen value and monetisation of the single platform Strong momentum into FY27, with record revenue in July – first +$500k month ever. Continued EBITDA improvement trend – on track for positive EBITDA for Q2 FY27. Existing, proven platform components don’t require rebuild. The single us
Slide 16: Appendices
réfit.com.au APPENDICES
Slide 17: Capital Structure
CAPITAL STRUCTURE Ordinary Shares Top shareholders(1) % Share price(1) $0.064 Andrew Frazer 17.8% Ordinary Shares on issue(1) 1,166.6m Valerie Frazer 16.5% MARKET CAPITALISATION $74.7m John Wood (Director) 6.7% Cash on hand(2) $6.6m SG Hiscock (Fund) 5.9% Senior Secured Debt Facility (net balance ow
Slide 18: Board & Management Team
BOARD & MANAGEMENT TEAM EXECUTIVE NON - EXECUTIVE NON - EXECUTIVE NON - EXECUTIVE CHAIRMAN DIRECTOR DIRECTOR DIRECTOR SAM MCDONAGH PHIL WARREN GARRY GARSIDE JOHN WOOD Former Airbnb, eBay, iiNet Experienced corporate Experienced property developer Experienced property developer executive. CA(ANZ), MA
Slide 19: Cashflow Waterfall - FY2026
Opening balance $0.6m Equity raised $10.1m Invested with Eldium ($2.5m) Debt from Eldium $8.8m Other borrowings / (repayments) ($0.2m) CASHFLOW WATERFALL – FY2026 Non-RentBond® receipts $3.4m RentBond® driving cashflow RentBond® receipts $5.0m Payments to employees ($2.4m) Payments to suppliers ($4.
Slide 20: Follow Us
FOLLOW US: https://investors.rent.com.au/ https://www.linkedin.com/company/rent-com-au 20