Commerzbank Ag · XETR:CBK

Commerzbank — Investor Presentation (August 2026)

27 slides from Commerzbank's investor presentation, Aug 6, 2026

  1. Slide 1: This is Commerzbank: An Overview

    This is Commerzbank An Overview

  2. Slide 2: Overview

    Overview Facts and Figures Board of Managing Directors Strategic Positioning Segments Facts and Board of Strategic Page 13 Segments Figures Managing Directors Positioning Page 10 Page 13 Page 3 Page 8 Page 10 Purpose and Brand Digitalisation Employees History Purpose and Digitalisation Page 18 Page

  3. Slide 3: Facts and Figures

    Facts and Figures 1 6 August 2026 Commerzbank AG, Group Communications 3

  4. Slide 4: Overview

    Overview With a client-centric portfolio of financial services, Commerzbank in Germany is the leading bank in the Corporate Clients Business and for the Mittelstand and a strong partner for private and small-business customers with more than €400bn assets under management. Employees Shareholders Cus

  5. Slide 5: Commerzbank’s Global Presence

    Commerzbank’s Global Presence Operative Representative Offices/ foreign branches Financial Institutions Desks (FID) ● Amsterdam ● Abidjan ● Ho Chi Minh City ● Seoul ● Beijing ● Addis Abeba ● Istanbul ● Shanghai (FID) ● Brno (office) ● Almaty ● Johannesburg ● Singapore (FID) ● Dubai ● Amman ● Karachi

  6. Slide 6: Highlights

    Highlights Germany Europe Digital ● Private and small-business customers with ● One of the leading providers of trade services ● Mobile payment with Apple Pay and Google more than €400bn assets under management within the eurozone Pay as well as Garmin Pay, and SwatchPAY! ● The Bank is at the side o

  7. Slide 7: Selected Group Financial Figures

    Selected Group Financial Figures Figures Q2 2026 FY 2025 Q2 2025 Shareholder structure as at 5 August 2026 (in %) Total revenues 3,299 12,171 3,019 (in €m) Operating result 1,367 4,509 1,169 >3 (in €m) > 10 ~ 22 Consolidated result1 898 2,625 462 (in €m) ~ 16 Cost-income ratio operating business inc

  8. Slide 8: Board of Managing Directors

    Board of Managing Directors 2 6 August 2026 Commerzbank AG, Group Communications 8

  9. Slide 9: Board of Managing Directors

    Board of Managing Directors Bettina Orlopp Michael Kotzbauer Sabine Mlnarsky Thomas Schaufler Chief Executive Officer Deputy Chairman Chief Human Private and Small-Business Corporate Clients Segment Resources Officer Customers Segment Carsten Schmitt Bernhard Spalt Christiane Vorspel-Rüter Chief Fin

  10. Slide 10: Strategic Positioning

    Strategic Positioning 3 6 August 2026 Commerzbank AG, Group Communications 10

  11. Slide 11: Our Strategy “Momentum 2030”

    Our Strategy “Momentum 2030” Targets 2030 Commerzbank. Momentum 2030. Growth and Transformation With our strategy “Momentum 2030”, we will accom- pany the transformation in the economy and society in the coming years and create even more value for all our stakeholders – employees, customers, and 21%

  12. Slide 12: Our Strategy “Momentum 2030”

    Our Strategy “Momentum 2030” Private and Small-Business Customers Under the brand Commerzbank, we offer a wide range of products and services with an omnichannel approach: online and mobile, via phone or video, and in person at our around 400 locations across Germany. Under the brand comdirect, we o

  13. Slide 13: Segments

    Segments 4 6 August 2026 Commerzbank AG, Group Communications 13

  14. Slide 14: Private and Small-Business Customers

    Private and Small-Business Customers €m Q2 2026 FY 2025 Q2 2025 Revenues 1,932 6,934 1,710 Operating result 803 2,324 557 ● One of the leading banks for private and small-business customers in Germany with more than €400bn assets under management ● The Bank is at the side of its customers with its b

  15. Slide 15: Corporate Clients

    Corporate Clients €m Q2 2026 FY 2025 Q2 2025 Revenues 1,232 4,866 1,169 Operating result 490 2,153 494 ● Number 1 bank in the Corporate Clients Business in Germany and for the German Mittelstand ● Strong regional presence in Germany and an efficient international network in more than 40 countries wo

  16. Slide 16: Purpose and Brand

    Purpose and Brand 5 6 August 2026 Commerzbank AG, Group Communications 16

  17. Slide 17: Purpose and Brand

    Purpose and Brand Purpose Brand Personality We create prospects for Future-oriented, ambitious people and powerful, companies committed Brand Positioning Brand Promise Creating prospects, The bank at shaping the future together your side 6 August 2026 Commerzbank AG, Group Communications 17

  18. Slide 18: Digitalisation

    Digitalisation 6 6 August 2026 Commerzbank AG, Group Communications 18

  19. Slide 19: IT Strategy

    IT Strategy Strategic pillars of IT Strategy 2026–2029 IT Strategy supports overall bank strategy with five Customer Business processing Analytics and steering strategic pillars based on IT vision Enhancing value creation through Supporting growth through Increasing efficiency and throughput fully a

  20. Slide 20: Employees

    Employees 7 6 August 2026 Commerzbank AG, Group Communications 20

  21. Slide 21: People Strategy 2026: Focus on four Levers based on Overall Bank Strategy

    People Strategy 2026: Focus on four Levers based on Overall Bank Strategy With our “Momentum 2030” Group strategy, we make Commerzbank even better and more powerful. Our employees are an important stakeholder and driver. That is why employer attractiveness and employee satisfaction are at the heart

  22. Slide 22: “Team Yellow”: around 40,000 Employees Worldwide

    “Team Yellow”: around 40,000 Employees Worldwide Commerzbank is an attractive employer. Our employees are happy to engage with the Bank. In the job market, we are present with our website Careers at Commerzbank. 40,110 1,375 48,267 Employees (FTE) New hires 2025 Applications received as at 30 Jun 20

  23. Slide 23: Diversity & Inclusion: Essential Component of our Sustainability Strategy

    Diversity & Inclusion: Essential Component of our Sustainability Strategy and Genuinely Practised We take on social responsibility – this benefits our employees, our clients, and our business partners We are committed beyond Commerzbank: Signatory to and member of the Identifying and Facilitating wo

  24. Slide 24: History

    History 8 6 August 2026 Commerzbank AG, Group Communications 24

  25. Slide 25: International Bank with more than 155 Years of Tradition

    International Bank with more than 155 Years of Tradition 1940 2008 2013 2023 New name: Announcement of Final redemption of silent Return to the leading Commerzbank merger with participation of Financial German stock index Dresdner Bank Market Stabilisation Fund Dax (Finanzmarktstabilisierungs- fonds

  26. Slide 26: Disclaimer

    Disclaimer This presentation contains forward-looking statements. Forward-looking statements are statements that are not historical facts; they include, inter alia, statements about Commerzbank’s beliefs and expectations and the assumptions under- lying them. These statements are based on plans, est

  27. Slide 27: COMMERZBANK

    COMMERZBANK

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