Intellect Design Arena Ltd · NSE:INTELLECT
Intellect Design Arena — Q4 FY2023 Earnings Presentation
53 slides from Intellect Design Arena's earnings presentation, May 14, 2023
Slide 1: Intimation of presentations made in Q4 earnings call
intellect ■ ■ ■ li v e y our drea m Intellect/SEC/2023-24 May 14, 2023 Scrip Symbol : 1. National Stock Exchange of India Limited, INTELLECT Exchange Plaza, 5th Floor, Plot No. C/1, G Block, Bandra Kurla Complex, Bandra (E), Mumbai – 400 051. Scrip Code : 2. BSE Limited, 538835 1st Floor, New Trade
Slide 2: Full Spectrum Retail Banking Investor Presentation
Full Spectrum Retail Banking Investor Presentation Rajesh Saxena, CEO - iGCB 12th May, 2023
Slide 3: Agenda
1. Market Opportunity & Key Trends Agenda 2. Year 2023 in a Glance 3. Growth Strategy I 4. FY 24 Marketing Plan 2
Slide 4: Size of the Retail Banking Market Trends
Chapter 1 Size of the Retail Banking Market Trends Intellect Addressable Market - $ 11 Bn, growing at a CAGR of 8% 3
Slide 5: Huge Headroom for growth exists for Intellect Retail Banking
Huge Headroom for growth exists for Intellect Retail Banking IDC Product On Premise vs SAAS Non Traditional Players CAGR 2023-26 29 CAGR 29 Bn 18% 30% 34% 23 Bn 8% 23 14% 12% 70% 5% 86% - - FY 23 FY 26 FY 23 FY 26 FY 23 FY 26 On Premise SAAS Source – IDC, Ovum and Internal Estimates 4
Slide 6: Size of the Retail Banking Market Trends
Chapter 1 Size of the Retail Banking Market Trends 5
Slide 7: Top Retail Banking Trends for 2022-2025
Top Retail Banking Trends for 2022-2025 Hyper personalized customer Digital Transformation experience-data driven and Embedded finance lifestyle & contextual ESG 1 2 3 4 5 6 Accelerated shift to SaaS Collaboration between CBDCs and public cloud banks and fintechs 6
Slide 8: Key Patterns in Retail Banking Technology
7 Key Patterns in Retail Banking Technology 2022 - 2025 Cloud/SaaS API/Microservices DevSecOps Big Data AI/Machine Block chain/ Learning Distributed DB 2025 - 2030 (j) Quantum Augmented/ Internet 5G Biometrics Wearables Computing Virtual Reality of Things Journey has started but more investment requ
Slide 9: Year 2023 in a Glance
8 Chapter 2 Year 2023 in a Glance
Slide 10: Our Recognitions
Our Recognitions I Rated as a Leader in 'The Forrester WaveTM: Digital Banking Processing FORREST ER ) Platforms for Retail Banking, Q3 2022 Gartner: > 7-time Leader in Gartner’s Magic Quadrant for retail system I (Q) Chartis > Digital Lending Solution rated "Best of Breed" by Chartis in the report
Slide 11: The iKredit360 Launch in India
The iKredit360 Launch in India 10 © Intellect Design Arena, 2023
Slide 12: The iKredit360 Launch in India
The iKredit360 Launch in India Customer Rapid Go-to-Market Launch with of the Testimonials Minimal India-readyCapex Commitment iKredit360 iKredit360 SME Lending tGCB _ , Accelerate Your Business Growth While Ensuring Cost Optimization ... Collaborate with Agg~tors/Fintechs and other busine-ss parwrs
Slide 13: The iKredit360 Launch Offerings
The iKredit360 Launch OFFERINGS iKredit360 Complete Assets eMACH Minimal Capex 360 Platform Architecture Commitment SME Lending Digital Cards India's first end-to-end digital SME credit management platform The First ‘Truly Green’ Credit Card Solution, With The Power And which helps you launch your S
Slide 14: Democratization of the Financial Services Palette
TTTTTTT iii Hie UT | | | ie st = bee ee soics bbet be [ITTY Democratization of the Financial Services Palette A BankTech Wave 5 Event iGCB intellect
Slide 15: An overview
An overview De ocratization of the 1st ever thought leadership conference by iGCB Fi nc·a1 S · es Pa' tte Intellect, in partnership with AWS and Celent, hosted at Intercontinental O2, London on April BankTech Wave 5 Ev 20, 2023. o do . 20 · pril 2023 a) 5 Thought leadership sessions with leading ana
Slide 16: Industry Experts on Stage
7 Industry Experts on 1 Stage Unveiling Open Finance enabled Core Banking Platform for UK & Europe - Rajesh Saxena, CEO, iGCB O3 lllocra izat,on oft e ·~ .·nt i ' a cral ervices Pale e ABankTech Wave 5Event Panel Discussion led by Daniel Mayo, Sr. Analyst Celent along with senior Bankers on the topi
Slide 17: Industry Experts on Stage
7 Industry Experts on 1 Stage I ------- ----------- 'GCB intellec "GCB !'!tellect I Democratization Financial Servic izat'.o oft e A BankTech Wa ervices Pale h Wave 5 Eve., 20 April 2023 Keynote – Daniel Mayo (Senior Analyst Celent) aws Scaling with Cloud: Presentation - Richard Caven, Worldwide Ban
Slide 18: Case Study: Central Bank
1. Case Study: Central Bank Background & Context Intellect Solution Outcomes • Servicing all 240 Commercial • Comprehensive Architecture • 1st EMACH.ai Implementation Banks Refresh • 1st time on Enterprise Cloud • Microservices & Microfrontends (VMWare Tanzu) • Mission-critical for 240 commercial •
Slide 19: Case Study: iKredit360 SME Marketplace
2. Case Study: One of the largest private bank in India- iKredit360 SME Marketplace Background & Context Intellect Solution Outcomes Bank is one of India’s largest private sector Bank selected Intellect’s Commercial Prospect self-service origination microsite banks with assets of over $230 Bn. It is
Slide 20: Growth Strategy
9 Chapter 3 Growth Strategy Accelerate growth using product & platform strategy driven by eMACH.ai architecture
Slide 21: Our Strategy for Growth
Our Strategy for Growth iGCB !'!~~llect J e your dream Focus on Talent Continue focus on Europe Principal Solution Platform and Provider Strategy Product Engine and Destiny Deals 20
Slide 22: Product, Platform & Technology
Product, Platform & Technology Product Platform Technology 1. IDC 1. eMACH.ai 1. iTurmeric 2. Digital Lending 2. iKredit360 3. Quantum 3. Digital Experience 4. Capital Cube Platform 21
Slide 23: Europe Strategy
Europe Strategy Reinvigorating the team in Europe with Senior induction. Build pre-sales & Delivery capability 1 3 Marquee clients – Cater Allen, 2 Otto and Resurs Europe Fully Hosted IDC Solution in AWS 3 Germany and UK Good Pipeline in UK & Europe 4 Multiple events in UK and 5 Europe 22
Slide 24: Our Strategy for Growth
Our Strategy for Growth iGCB !'!~~llect J e your dream Focus on Talent Continue focus on Europe Principal Solution Provider Platform and Strategy and Destiny Deals Product Engine 23
Slide 25: iGCB intellect
iGCB intellect ■ ■ live your dream
Slide 26: Profitable Growth with Market Leadership - iGTB Investor Call
Profitable Growth with Market Leadership iGTB - ........ \ I ~\_. - --- ~ IC ~ ·. ··. .. : . :o-5~ /~(!j !~)) \ -) FY23 ,_---- .,,...- ----- ~ 6\ @ ?I } 888 .. / .,. ....,,, I// [ INVESTOR r= r~ - C '\. I CALL u Manish Maakan ® I t ,JJ • t O - •• t ~ k B f\ CEO, iGTB 12 May 2023 #winwithiGTB
Slide 27: Agenda
,GI S intellect ■ ■ llve your dream Agenda 1 Key Corporate Banking Trends & Technology Spend 2 Our Product Leadership 3 Our Customer Leadership 4 Building a partnership ecosystem 6 Analysts endorsing our Leadership www.igtb.com
Slide 28: Commercial Payments Revenue for Banks crossed $1tn
,GI Et intellect Commercial Payments Revenue for Banks crossed $1tn ■ ■ live your drea m G lobal payments revenues, 2021, % $0.4 $0.1 100= $1.1 trillion $0.5 trillion trill ion tri Ilion Revenue per capita Commercial McKinsey: (53%} ■ Cross-border1 • Global payments revenues ■ Account-related liquid
Slide 29: Key Technology Trends for Corporate Banking in 2023
,GI Et intellect Key Technology Trends for Corporate Banking in 2023 ■ ■ live your dream CUSTOMER ENGAGEMENT AND EXPERIENCE OPEN ECOSYSTEM • Power Intelligent treasury with ahigh tech and • Capture learnings from early movers and pilots to 1. Customer engagement & Hyper Personalized high touch appro
Slide 30: Corporate Banking IT spend growing at 6.5% CAGR
,GI Et intellect Corporate Banking IT spend growing at 6.5% CAGR ■ ■ live your dream Applications (Products) only $10.3bn 2024 6.5% 2/3 TB IT spend in CAGR Corporate 2019-24 Banking spend $7.1 bn 2018 Spend Source – Ovum, Corporate Banking Technology Spending Through 2023 4 Intellect iGTB Addressabl
Slide 31: Customer Experience led Growth
,GI Et intellect Our Passion ■ ■ live your dream Customer Experience led Growth CUSTOMER CAPITAL A strategy focused on improving the experience of existing customers can deliver breakthrough growth for incumbent companies—often more than double that of their industry peers.
Slide 32: Customer Experience led Growth
,GI Et intellect Customer Experience led Growth ■ ■ live your dream Exhib it 1 Exh ibit 2 Customer experience leaders across industries outperform peers on Experience-led growth strategies boost customer engagement, satisfaction, revenue growth. and retention. Value creation along the customer life
Slide 33: Propelled by The Power of a Sage Brand
iGTBOXFORD - SCHOOL OF TRANSACTION BANKING - Propelled by The Power of a Sage Brand
Slide 34: iGTB Oxford School of Transaction Banking
iGTBOXFORD AN EMBODIMENT OF DESIGN, DESIRE & TRUST SCHOOL OFTRANSACrION BANKING 250+ Global Transaction Banking Alumni . .)' (JC!t.e. ~ ~ Bank of America ♦ M~rrill Lvnr.h • 0 sabadell ~ Banco A~Dcs ► ADIB BCR 5 ..: Santander bankinter. CIBCO ,:,,..,. c1t1bank J.P.Morgan ......., ~ .BARCLAYS Cl)t CRE
Slide 35: Design drives Innovation and Deep Differentiation
,GI Et intellect Design drives Innovation and Deep Differentiation ■ ■ live your dream Design Thinking is in the DNA of Intellect The 8012 FinTech Design Center enables co-creation of products that go beyond the expectations of our customers. It is a lab that drives collaborative experiences by maki
Slide 36: Recognised in Global Analyst Leadership Quadrant
,GI Et intellect Recognised in Global Analyst Leadership Quadrant ■ ■ live your drea m 18S FOR ESTE I·t~ e intelligence Global FinToch Porspoct "Leader in FORRESTER Wave 11 Rated #1 and "Best in class" in Liquidity Management Platforms Positioned as a leader in The iGIB Forrester Wave: Digital Banki
Slide 37: Leadership Team
,GI Et intellect Leadership Team ■ ■ live your dream iGTB Leadership Team Specializing in Transaction Banking ANDREW ENGLAND DAVE REVELL TED ROOSEVELT MALLOCH Director, Head of Strategy Senior Strategic Advisor Strategic Advisor 37 YEARS - INTELLECT, 35 YEARS - INTELLECT, 35 YEARS - INTELLECT, LLOYD
Slide 38: The World's Best Corporate Banks Bank on iGTB
The World’s Best Corporate Banks Bank on iGTB ,GIB #: 2020 CONSUMERISATION OF COMMERCIAL BANKING ,GIB ,GIB Digital Transaction Banking | Corporate Treasury eXchange | Payments Contextual Banking eXperience | iColumbus.ai | Virtual Accounts # #. 2021 2022 iGTB ranked #1 in the world for Global -• . I
Slide 39: The AI Touch in a Digital Age
The AI Touch in a Digital Age: Exploring the Boundaries of AI in Insurance & Wealth Management Banesh Prabhu, CEO, Intellect AI 12th May, 2023 1 www.intellectai.com
Slide 40: Competitive Analysis - Commercial & Specialty Insurance
Competitive Analysis - Commercial & Specialty Insurance Data • IntellectAI is the only InsurTech that provides AI solutions across the whole underwriting value • { CAR PE DATA chain. convr • Our MS product + Ops strategy is providing G. Duck Creek Technologies Grou,dspeed higher output quality with
Slide 41: Single Comprehensive Underwriting Ecosystem Provider
Single Comprehensive Underwriting Ecosystem Provider automated profiling & Internal & informed account product contextual risk intake – data pre-screening / alerts & external decision tracking for configurator & latest risk intelligent data enrichment / eligibility data AI insights contextual making
Slide 42: Global Market Outlook
Global Market Outlook Data Insights 01 Demand 03 UHNWIs 01 Wealth KSA : BCG predicted CAGR in new wealth MIDDLE EAST MARKET SIZE Demand for wealth management GLOBAL MARKET SIZE UHNWI population growth stood at of 4.8 per cent, rising from $1.3 trillion services will double to be worth more 9.6% in 2
Slide 43: Technology's Role is to compliment the RMs
Technology’s Role is to compliment the RMs & not to compete with them RM’s will always be at the heart of the Wealth Business 5 www.intellectai.com
Slide 44: AI Led Platform to Empower RMs
AI Led Platform to Empower RMs & Enable Modern Experience for the Customers A revolutionary ecosystem to empower your Relationship Manager Hyper Automation + Hyper Personalization = Modern Experience DIY Paperless Account Opening Time Series & Factor Analysis Customized Recommendations Virtual & Int
Slide 45: 6 Offices, 23 Desks, 150+ Tools Foundation
Intellect Wealth Cube 6 Offices, 23 Desks, 150+ Tools Customer Personal Office 1. Customer Engagement Desk Relationship Manager Office 2. Robo Advisory Desk 1. New Business Desk 3. Execution Manager Desk 2. Customer Engagement Desk 4. Monitoring and Performance 3. RM Assisted Robo Advisory Desk Desk
Slide 46: iESG enables the next generation of corporate risk analysis
iESG enables the next generation of corporate risk analysis – allowing clients to dive into a suite of Environment, Social, and Governance related metrics which are leading indicators company risk and performance • Built on a foundation of explainable AI, iESG unearths sustainability related metrics
Slide 47: There is no single source of truth available for ESG data
The overall challenge we aim to solve? There is no single source of truth available for ESG data APPLE MICROSOFT AMAZON Governarric 0 25 SD 5, 100 0 2 50 5 100 0 25 50 75 100 FACEB·OOK JP ORGAN BERKS HI RE HAllHAWAY ESG Enivironmental Social Governar1ce 0 2 D 100 0 2 5(1 100 () 25 0 75 100 ■ Rati 11
Slide 48: Our platform enables clients to find and use the best ESG data
iESG Our platform enables clients to find and use the best ESG data, structured and tailored in a way that addresses their specific needs <@) □ DD Standard Market Research- AI/ML Driven Calculation-based Data Export and source data enabled data Decision-Making decision-making Reporting integration a
Slide 49: Magic Invoice
Magic Invoice Processing Modes • Real time mode • Bulk mode 1. Ingest 2. Classify 3. Capture 4. Verify 5. Approve 6. Integrate •Email •Image and text •Enhanced ‘Image •Validate the field •Invoice •Cloud-native Output based to Text’ with types, data types API-ready Formats •Upload approval ensemble M
Slide 50: Top Competitive Advantage
Top 3 Competitive Advantage • Format agnostic, Purpose built Invoice AI models for Invoice classification and capture with contextual quality enhancer capability • A MACH architecture compliant platform for frictionless composability and seamless integration • A complete No touch automation Of Accou
Slide 51: Implementation of AI
Implementation of AI 13 www.intellectai.com
Slide 52: Building an Open, Innovative & Embedded AI Ecosystem
Building an Open, Innovative & Embedded AI Ecosystem Maturity Data and AI as an Ecosystem A truly unbiased, open and Data and AI as a Platform innovative ecosystem to help customers & fintech’s Democratic; A self service partner at every layer of AI platform with more integrated stack. Enabling cust
Slide 53: Thank You
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