Intellect Design Arena Ltd · NSE:INTELLECT
Intellect Design Arena — Investor Day (July 2019)
42 slides from Intellect Design Arena's investor day presentation, Jul 30, 2019
Slide 1: Banking Re-Imagined
BANKING RE - IMAGINED “Banking Re – Imagined” Rajesh Saxena Investor Day, Mumbai: July 30th 2019 CEO - iGCB
Slide 2: Safe Harbor Statement
Safe Harbor Statement Certain statements in this release concerning our future prospects are forward-looking statements. Forward-looking statements by their nature involve a number of risks and uncertainties that could cause actual results to differ materially from market expectations. These risks a
Slide 3: Agenda
Page No 1 Recap/ Progress in last year 03 - 04 2 Market Opportunities & Trends 05 - 09 3 Our Story 10 - 33 4 Outside in View 34 - 38 5 Summary 39 - 40 3
Slide 4: Recap/ Progress in last year
1 Recap/ Progress in last year 4
Slide 5: Progress Update - Stage set for IDC Growth
Progress Update - Stage set for IDC Growth Single Integrated Platform - IDC End to End Digital Transformation for Commercial & Central Banks 3 year • Currency & Vault Management plan IDC – Key Modules • Public Debt Management • Channels • Trade Finance • Quantum PaymentPlanExchange • Lending • Analy
Slide 6: Market Opportunity & Trends
2 Market Opportunity & Trends 6
Slide 7: Retail Bank IT spending in Application is USD 21 billion and growing at 6%
Retail Bank IT spending in Application is USD 21 billion and growing at 6% 7 Source: Ovum 2019, Retail Banking Technology Spending through 2023
Slide 8: As IDC enters Advanced Markets, Headroom for Accelerated Growth and Pricing exists
As IDC enters Advanced Markets, Headroom for Accelerated Growth and Pricing exists IT spending by regional market & category – Applications 30,000 25,000 Mi 20,000 Spend ($m) As 15,000 Continental UK Europe Eu US Entered UK 10,000 Will enter US Will enter Am Market in FY19 Continental Europe Market
Slide 9: Urgency to change Core Banking has never been greater
Urgency to change “Core Banking” has never been greater 3 TECHNOLOGY 1 • Changing the way customers CUSTOMER interact with banks • Redefining the “art of possible” • Changing profiles, and increasing expectations • Digital transforming the customer journey, omni - channel 4 REGULATION • Financial st
Slide 10: Banks today are constrained by their current legacy systems
Banks today are constrained by their current legacy systems • Poor customer experience • High operating costs • Reduced Speed to Market • High Regulatory Risk • Poor data Analytics “Banks without a modern digital platform will find it hard to remain competitive in the next five to seven years” - Jos
Slide 11: Our Story
3 Our Story 3 11
Slide 12: Re-imagining Banking Modernization
Re-imagining Banking Modernization Re-imagine Technology Re-imagine Customer Experience Re-imagine Branch Optimization Re-imagine Risk Architecture modernized for- Customer at the centre •Feet on Street banking •Ensuring Bank's ability to •Open Banking requirements •Intelligent banking •Increased di
Slide 13: Let's Re-imagine Technology
#1 LET’S RE-IMAGINE TECHNOLOGY Technology that powers change! • Micro-services based, API- First architecture • In built Intelligent Process Automation, ML reducing 64% manual processes for Cheque processing and Document Verification • AI Powered Credit Risk Engine & NLP based Chat BOTs enabling sup
Slide 14: Let's Re-imagine Infrastructure
#2 LET’S RE-IMAGINE INFRASTRUCTURE Cost effective and future proof! • Cloud ready solution, driving extensibility & scalability • Pay as you use, scale as you grow, increase speed and agility and decrease spends on large scale Data Centres • Meeting bank, region and regulator specific standards acro
Slide 15: Let's Re-imagine Customer Experience
#3 LET’S RE-IMAGINE CUSTOMER EXPERIENCE Truly Digital inside out! • Biometric verification of National ID. Enabling payments and Cash Transactions • Shift towards Experiential Banking, data backed intelligent alerts and notifications • Frictionless contextual omni channel experience with Voice and C
Slide 16: Let's Re-imagine Collaborative Banking
#4 LET’S RE-IMAGINE COLLABORATIVE BANKING Stay connected stay ahead! • Open Banking and PSD2 compliance, enabling AISP/PISP integration and third party aggregation • API enabled core processors to interface with 3rd party aggregators & digital market place • Value creation for Business Banking throu
Slide 17: Let's Re-imagine Branch Optimization
#5 LET’S RE-IMAGINE BRANCH OPTIMIZATION Bank is where the customer is! • Powering branchless distribution, Reducing TCO and reaching out to customer in remote locations • Possibility to tie up with Telco to on board customers • Shift from Branch to Kiosk banking 17
Slide 18: Let's Re-imagine Business
#6 LET’S RE-IMAGINE BUSINESS Real time and KPI driven • Real time customer and branch level profitability ensuring Sales force of a Bank modify their customer offering and segment based services • Robust & highly configurable product processors • N-Tier GL, Real time Product profitability • Multi le
Slide 19: Let's Re-imagine Risk Management
#7 LET’S RE-IMAGINE RISK MANAGEMENT Thinking end-to –end • A comprehensive fully integrated Solution across Core, Treasury, Trade Finance, AML • Comprehensive Digital Lending Suite, Workflow Based Origination, Enterprise Level Limit Management • ML powered Credit Risk Analyst 19
Slide 20: IDC - The Big Picture
IDC – The Big Picture Channels Alexa & AI Tablet Digital Internet/ Call SMS Integrated CBX 18.C Banking/ LOS, Collector Agent Banking Mobile Center/IVR Banking Chat Bots Digital Branch & Card Apps API Banking | Open Banking BOT – Identification, reading of documents| Fraud Validation| Data Entry| Si
Slide 21: Key Differentiators IDC - Contextual, Innovative & Digital
Key Differentiators IDC – Contextual, Innovative & Digital • Fully integrated product suite – Core, Lending, Trade Finance & Treasury • End to End Integrated Lending Suite – LOS, LMS & Collect Digital • 280+ APIs for Plug n play with 3rd party Model Bank • Digital channels – Digital solutions Branch
Slide 22: IDC designed to deliver reduction in O&T cost by at least 20%
IDC designed to deliver reduction in O& T cost by atleast 20% TIME TO ONBOARD TIME TO MARKET TIME TO SELL TIME TO DIAGNOSE TIME TO CASH DIGITAL | STP RAPID PRODUCT 360º CUSTOMER VIEW ZERO RECON | ONLINE GL INTEGRATED INNOVATION LENDING SUITE TIME TO RESPOND TIME TO SCALE TIME TO ADOPT TIME TO TRANSF
Slide 23: New Market Opportunity - Digital Bank
New Market Opportunity - Digital Bank 23
Slide 24: Comparative Overview
Comparative Overview Categories Monzo Revolut Marcus Intellect Onboarding Email Verification ✔ ✔ ✔ ✔ Mobile No. Verification ✔ ✔ ✔ ✔ Photo ID and Selfie Matching ✔ ✔ ✖ ✔ Log-in Password ✔ ✔ ✔ ✔ Finger Print ✔ ✔ ✖ ✔ M-Pin ✖ ✖ ✖ ✔ Face-ID ✔ ✔ ✖ ✔ Transfer & Payments Domestic Fund Transfer ✔ ✔ ✔ ✔ Inte
Slide 25: Comparative Overview
Comparative Overview Categories Monzo Revolut Marcus Intellect Savings Accounts ✔ ✔ ✔ ✔ Goal based Savings ✔ ✔ ✖ ✖ Term Deposits ✖ ✖ ✔ ✔ Borrowings Overdraft ✔ ✖ ✖ ✔ Personal Loan ✔ ✖ ✔ ✔ Credit Card ✖ ✖ ✖ ✔ Inquiry Quick Balance ✔ ✔ ✔ ✔ Statements ✔ ✔ ✔ ✔ Chat Service ✔ ✔ ✖ ✔ Debit Cards Top-Up fro
Slide 26: Launch to Leap
First 6 months Launch to Leap MyBank Rapid Onboarding AccountNxt DepositNxt 26
Slide 27: Launch to Leap
First 6 months Launch to Leap MyBank Intelligent Transfers BillsNxt CardsNxt 27
Slide 28: Launch to Leap
First 6 months Launch to Leap MyBank Smart Notifications 28
Slide 29: Launch to Leap
First 6 months Launch to Leap MyBank Your customers now Self-onboard in 60 seconds Enjoy a secure, superior Omni channel customer experience Track & manage their accounts and deposits on the go Digitally manage their cards – Block/ unblock, modify limits Pay smart with QR codes & split bills Make in
Slide 30: Enrich & Engage
Next 3 months Enrich & Engage MyBank CreditNxt PFMNxt PaymentsNxt 30
Slide 31: Enrich & Engage
Next 3 months Enrich & Engage MyBank Social Banking Chat Banking 31
Slide 32: Enrich & Engage
Next 3 months Enrich & Engage MyBank Your customers now Get contextual in-app Credit Offers Manage their credit relationship with an eye on cash flows Plan & track their spends, budgets & goals with the Personal Finance Manager Tap & pay with NFC Go social with their banking on Facebook & WhatsApp G
Slide 33: Expand & Extend
And Next 3 months Expand & Extend MyBank ARNxt BankNxt 33
Slide 34: Expand & Extend
And Next 3 months Expand & Extend MyBank Your customers now Augment their retail reality with merchant offers over AR Have access to a larger ecosystem of new businesses Explore products that map to their lifestyle needs Engage with truly personalized offers Get the best of banking through contextua
Slide 35: Outside in View
4 Outside in View 35
Slide 36: Gartner 2019: Magic Quadrant for Global Retail Core Banking
Gartner 2019 : Magic Quadrant for Global Retail Core Banking Temenos EdgeVerve Oracle TCS Mambu Intellect Finastra Innovation 1 1 1 0 1 1 1 Customer 1 0 1 1 1 1 0 Experience Operations 1 0 0 1 1 1 0 Sales Execution 1 1 1 1 1 1 1 Market 1 1 1 1 0 1 1 Understanding Key Strengths of IDC 1. IDC shows a
Slide 37: Forrester: Providers that Matter the Most and How they Stack up
Forrester : Providers that Matter the Most and How they Stack up The 2018 Global Banking Platform Vendor Pyramid - Rated Amongst Top 5 vendors globally by Forrester 37
Slide 38: Case Study 1 - Tier 1 Bank in UK
Case Study 1 - Tier 1 Bank in UK CUSTOMER CENTRIC Remove obsolete Ovation system End – End Managed Services Cost effective Managed Service facilitating new Operating model. Tier 1 Client in Advanced DIGITAL AND MOBILE FIRST Market Full digital solution including Open OMNI-CHANNEL Banking CASA Deposi
Slide 39: Summary
5 Summary 39
Slide 40: Why are we winning against competitors
Why are we winning against competitors Ahead of Bank’s business Full spectrum solution Solution clarity is vision and requirements with flexible modules by 2 or 3 steps in terms of far better than and future expansion technology and thought Competitors capability leadership Professionalism, knowledg
Slide 41: Leadership Team: Rainbow Synchronization
Leadership Team : Rainbow Synchronization New Deals Banesh Rajesh Krishnan Paramdeep Harpreet Padmini S Ambal Prabhu Saxena Srinivasan SIngh SIngh Saravanan Implementation Manufacturing & solution design Client relationship Akash Krishna B Dhruv Rahul Shiv Sriram V Prasanna R Gupta Panchal Swarup Si
Slide 42: We invite you to experience Intellect
WE INVITE YOU TO EXPERIENCE INTELLECT