Grupo Supervielle Sa Class B · BCBA:SUPV
Grupo Supervielle Sa Class B — J.P. Morgan 2021 Global Emerging Markets Corporate Conference
14 slides from Grupo Supervielle Sa Class B's conference presentation, Mar 1, 2021
Slide 1: Company Presentation
Company Presentation J.P. Morgan 2021 Global Emerging Markets Corporate Conference March 1, 2021
Slide 2: Disclaimer
This presentation contains certain forward-looking statements increase in the allowances for loan losses, (xi) technological that reflect the current views and/or expectations of Grupo changes or an inability to implement new technologies, Supervielle and its management with respect to its (xii) cha
Slide 3: Contents
Macro & Industry Trends Contents SUPV Highlights Q&A
Slide 4: Macro & Industry Trends
Contents Macro & Industry Trends
Slide 5: Challenging Macro Further Impacted by Covid-19
CHALLENGING MACRO FURTHER IMPACTED BY COVID-19 Favorable external conditions could help in 2021 Favorable base effect and better external …while Government showing signals of fiscal …fiscal deficit financed by conditions may help in 2021…. restraint for 2021… higher monetary expansion and issuance o
Slide 6: Industry Loans Evolution
INDUSTRY LOANS EVOLUTION AR$ system loan demand expanded slightly above inflation in 4Q due to increase in credit cards and in loans at subsidized rates Loans to Private Sector [AR$ Bill. in Nominal terms] Inflation 11.3% in 4Q20 36.1% in 2020 +17% +31% +21% YoY +8.4% +2.5% 102,8 +0.1% 100,3 +5.5% 9
Slide 7: Industry Deposits Evolution
INDUSTRY DEPOSITS EVOLUTION AR$ system deposits slightly below inflation in 4Q20, while US$ deposit outflows continued. High liquidity levels in both currencies Private Sector Deposits [AR$ Bill. in Nominal terms] Private Banks Deposits – Private Sector [%] Inflation +67% 11.3% in 4Q20 100% 36.1% in
Slide 8: Industry Trends in NFM and Profitability
INDUSTRY TRENDS IN NFM AND PROFITABILITY NFM, ROAE & ROAA decreasing from 2Q20 peak. Net Financial Margin ROAA & ROAE [%] Private Banks Private Banks +11.4% 27,9 27 -20.3% 25 23,2 -2.3% 18 17 16 12,5 17 12 8,2 11 4,6 3,9 2,1 197.180 219.738 175.180 171.094 1,4 1Q20 2Q20 3Q20 4Q20 1Q20 2Q20 3Q20 4Q20
Slide 9: Industry Trends in LLPs and Coverage
INDUSTRY TRENDS IN LLPs and Coverage Coverage ratio continued to increase in October and November. LLP decreased Coverage Ratio [%] Loan Loss Provision [AR$] Private Banks Private Banks 238% 212% 206% 191% 174% 181% 165% 158% 147% 35.865 136% 128% 24.714 127% 21.617 20.843 105% 104% 100% 86% 0 0 20
Slide 10: SUPV Highlights
GRUPO a SUPERVIELLE =. Ee SUPV Highlights
Slide 11: 3Q20 Highlights
3Q20 HIGHLIGHTS Double digit ROAE, while increasing coverage and strengthening capital base •Higher Badlar rate reduced spreads •Delivered PROFITABILITY and negatively impacted NIM despite Covid-19 restrictions, 01 recessionary macro and 04 •Regulatory controls drive lower Fees changing regulatory f
Slide 12: Perspectives
Perspectives Perspectives Loans An anticipated mild rebound in economic activity is expected to drive loan growth above inflation Increasing above inflation, fostered by FX market restrictions and Deposits the floor on interest rate paid to time deposits A challenging macroeconomic scenario may resu
Slide 13: Q&A
GRUPO a SUPERVIELLE a Q&A
Slide 14: Thank You!
La SUPERVIELLE Thauk You! March 1, 2021
Grupo Supervielle — J.P. Morgan 2021 Global Emerging Markets Corporate Conference on 6ix