Bank Of Bahrain And Kuwait B.s.c. · BAHRAIN:BBK
Bank Of Bahrain And Kuwait B.s.c — Shareholder Meeting (March 2022)
25 slides from Bank Of Bahrain And Kuwait B.s.c's shareholder meeting presentation, Mar 28, 2022
Slide 1: Annual General Meeting
Annual General Meeting 28 March 2022
Slide 2: Agenda
Agenda ► Regional and Global ► Awards and Certifications Operating Environment ► Our People ► Financial Performance & ► Corporate Social Operational Segments Responsibility ► Corporate and Strategic Achievements 2 Annual General Meeting 28 March 2022
Slide 3: Regional and Global Operating Environment
Regional and Global Operating Environment 3 Annual General Meeting 28 March 2022
Slide 4: Regional Operating Environment (GCC including Bahrain)
Regional Operating Environment (GCC including Bahrain) • Prices of commodities including oil has increased significantly. • Public debts have grown but remain under manageable levels. • An economic growth ranges between 1-3% during the year 2021. • Governments are adopting fiscal balance and reform
Slide 5: Global Operating Environment
Global Operating Environment • Global economy recovered in 2021 from previous lows and the global growth averaged at 5.9% during the year 2021: o US 5.0% o UK 7.2% o EU 5.2% o China 8.1% • Inflation is on the rise so central banks are expected to raise rates in 2022. • Less accommodative monetary po
Slide 6: Financial Performance and Operational Segments
Financial Performance and Operational Segments 6 Annual General Meeting 28 March 2022
Slide 7: Financial Performance
Financial Performance The Group achieved a net profit attributable to the owners of the Bank of BD 53.1 million during 2021, an increase of 2.1% compared to 2020. 75.4 67.1 16% 58.7 36% 52.0 53.1 28% 20% 2017 2018 2019 2020 2021 Net Profit (BD Million) 7 Annual General Meeting 28 March 2022
Slide 8: Financial Performance: Diluted Earnings Per Share
Financial Performance Diluted Earning Per Share (Fils) 16% 53 45 39 36% 36 35 28% 20% 2017 2018 2019 2020 2021 8 Annual General Meeting 28 March 2022
Slide 9: Financial Performance: Total Assets
Financial Performance Total Assets (BD Millions) 3,763 3,865 3,760 3,582 3,673 16% 36% 28% 20% 2017 2018 2019 2020 2021 9 Annual General Meeting 28 March 2022
Slide 10: Financial Performance: Loans and Advances
Financial Performance Loans and Advances (BD Millions) 16% 1,741 1,773 1,671 1,556 1,607 36% 28% 20% 2017 2018 2019 2020 2021 10 Annual General Meeting 28 March 2022
Slide 11: Financial Performance: Customer Deposits
Financial Performance Customer Deposits (BD Millions) 2,624 2,375 2,170 2,167 2,126 16% 36% 28% 20% 2017 2018 2019 2020 2021 11 Annual General Meeting 28 March 2022
Slide 12: Financial Performance: Net Provisions
Financial Performance Net Provisions (BD Millions) 35 16% 29 36% 19 28% 6 20% 3 2017 2018 2019 2020 2021 12 Annual General Meeting 28 March 2022
Slide 13: Financial Performance: Capital Adequacy Ratio
Financial Performance Capital Adequacy Ratio (%) 23.6 21.7 21.8 20.0 19.6 16% 36% 28% 20% 2017 2018 2019 2020 2021 13 Annual General Meeting 28 March 2022
Slide 14: Consolidated LCR and NSFR
Financial Performance Consolidated Liquidity Coverage Ratio (LCR%) & Consolidated Net Stable Funding Ratio (NSFR%) 323.7 289.7 16% 36% 134.2 136.9 28% Reduced Regulatory Limit (80%) 20% LCR 2020 2021 NSFR 14 Annual General Meeting 28 March 2022
Slide 15: Operational Segments: Total Operating Income
Operational Segments Total Operating Income BD 116 million BD 19 million 16% BD 38 million Other Activities 16% 36% Retail Banking 33% BD 15 million Int'l Banking 28% 13% 20% Investment & Treasury Corporate Banking 20% 18% BD 23 million BD 21 million 15 Annual General Meeting 28 March 2022
Slide 16: Operational Segments: Deposits and Net Loans
Operational Segments Customer Deposits BD 2,126 million Net Loans & Advances BD 1,607 million BD 392 million 16% BD 658 million BD 1,016 million BD 346 million Int'l Int’l Banking 36% Banking 18% 22% Retail Banking Retail Banking 41% 48% 28% Corporate Banking 34% Corporate Banking 20% 37% BD603 mill
Slide 17: Corporate and Strategic Achievements
Corporate and Strategic Achievements 10 Annual General Meeting 28 March 2022
Slide 18: Corporate and Strategic Achievements
Corporate and Strategic Achievements The Bank was able to successfully launch a number of initiatives, including: • By end of 2021, BBKPLUS digital branches reached four. • The “BBKPLUS” application, first introduced in July 2020 for the onboarding of individual clients and the opening of 4 types of
Slide 19: Awards and Certifications
Awards and Certifications 19 Annual General Meeting 28 March 2022
Slide 20: Award and Certifications
Award and Certifications Awards & Certifications Granted: • Best Corporate Banking COVID-19 Response Initiative. • Best Retail Bank. • Most Customer-Centric Retail Bank. • IBS Intelligence: Best Transaction Banking Implementation; Best Adoption of Tools & Governance. • JP Morgan Chase Bank Straight-
Slide 21: Our People
Our People 21 Annual General Meeting 28 March 2022
Slide 22: Our People – The core of our success
Our People – The core of our success Continued focus on developing our number one asset, “our people”: • Investment in training continued, with programs such as: • Leadership Development Programs. • BBK e-learning specialised studies ranging from credit and investment to master’s degrees. • Led by 9
Slide 23: Sustainability and Corporate Social Responsibilities
Sustainability and Corporate Social Responsibilities 23 Annual General Meeting 28 March 2022
Slide 24: Sustainability and CSR
Sustainability and CSR • Implementation of Sustainability and ESG management in 2021 by adopting the ESG framework which consists of four main pillars: • Good Corporate Governance. • Responsible and Responsive Employer. • Long-term positive customer relationships and experiences. • Social Responsibi
Slide 25: Thank you
Thank you Annual General Meeting 28 March 2022
Bank of Bahrain and Kuwait B.S.C. — Shareholder Meeting (March 2022) on 6ix