Bank Of Bahrain And Kuwait B.s.c. · BAHRAIN:BBK
Bank Of Bahrain And Kuwait B.s.c — Q2 2025 Earnings Presentation
15 slides from Bank Of Bahrain And Kuwait B.s.c's earnings presentation, Jul 31, 2025
Slide 1: Investors' Conference Call
Investors’ Conference Call 31 July 2025, Kingdom of Bahrain
Slide 2: Agenda
Agenda 1. Corporate and Strategic Developments 2. CG and IR Highlights 3. Sustainability 4. Financial Performance BBK Investors’ Conference Call – Q2 2025
Slide 3: Corporate and Strategic Developments
Corporate and Strategic Developments
Slide 4: Corporate and Strategic Developments
Corporate and Strategic Developments ► BBK continues to progress its discussions and negotiations on the potential merger with NBB. ► The CBB has approved the transfer of HSBC Bank Middle East, Bahrain Branch’s retail (consumer) banking operation to BBK . ► BBK successfully closed a USD 500 million
Slide 5: CG and IR Highlights
CG and IR Highlights
Slide 6: Corporate Governance and IR Highlights
Corporate Governance and IR Highlights ►The Board performed a 360º Performance evaluation for the Board, the Board Committees and Directors with the objective of further enhancing Board practices. ►The Board meeting and documentation system was enhanced to include AI features to assist Board members
Slide 7: Sustainability
Sustainability
Slide 8: Sustainability
Sustainability Responsible & Responsive Employer Social Responsibility Mindset Climate Action & Responsibility • BBK engaged Standard Chartered Bank as a • Commitment to the ICU expansion project of the • Finalized Bahrainisation of 3 senior executive consultant to formulate the bank’s Sustainable R
Slide 9: Financial Performance
Financial Performance
Slide 10: Financial Performance - Q2 2025
Financial Performance - Q2 2025 (BD Millions) 5% 31.7 30.0 9% 8% 19.1 17.6 17.5 16.2 Net Profit BD 18m 16% 9.4 53% 8.1 6.0 Increase by 8% 2.8 Net Interest Income Other Income Operating Expenses Net Provisions, taxes and NCI Net Profit Q2 2025 Q2 2024 BBK Investors’ Conference Call – Q2 2025
Slide 11: Financial Performance – YTD June 2025
Financial Performance – YTD 30 June 2025 (BD Millions) 8% 63.9 58.7 6% 6% 38.6 35.7 36.5 33.6 Net Profit 35% BD 39m 21.7 16.1 38% 9.9 Increase by 6% 6.1 Net Interest Income Other Income Operating Expenses Net Provisions, taxes and NCI Net Profit 30 Jun 2025 30 Jun 2024 BBK Investors’ Conference Call
Slide 12: Financial Position – June 2025
Financial Position – 30 June 2025 (BD Millions) 2% 4,295 4,193 3% 14% 2,411 To t a l A s s e t s 2,340 2,047 BD 4,295m 1,794 1% 612 621 Increase by 2% Loans and advances Total Assets Customer deposits Equity attributable to shareholders 30 Jun 2025 31 Dec 2024 BBK Investors’ Conference Call – Q2 202
Slide 13: Indicators
Indicators Return on Average Equity* % Jun 2025 12.6 Dec 2024 11.7 Profitability Return on Average Assets* % 1.8 1.8 Earnings per share BHD 0.021 0.020 Cost/Income % 44.4 44.3 Specific Coverage Ratio % 69.0 65.1 Assets Quality ECL (Stage 1&2) Coverage Ratio % 1.2 1.4 Gross NPL/ Gross Loans % 3.9 4.2 C
Slide 14: Interim Dividend
Interim Dividend Based on the interim results achieved, the Board of Directors has resolved in its resent meeting to distribute an interim cash dividend of 12.5% (12.5 fils per share) amounting to BD 22.6 million, subject to regulatory approvals. 12.5% Amounting Interim Cash to BD 22.6 Dividend. mil
Slide 15: Thank you
BBS ug Sallg tsp Sais Thank you
Bank of Bahrain and Kuwait B.S.C. — Q2 2025 Earnings Presentation on 6ix