Pt Bank Amar Indonesia Tbk · IDX:AMAR
Pt Bank Amar Indonesia Tbk — Investor Presentation (2023)
22 slides from Pt Bank Amar Indonesia Tbk's investor presentation, 2023
Slide 1: Corporate Presentation
Corporate Presentation A Digital Bank Leveraging Technology to Improve Financial Health and Inclusion Sustainability for MSME and Retail Customers
Slide 2: Milestone
Milestone 1991 2014 2018 2019 PT Anglomas Changed its name to PT Successfully Increased the Bank's Internasional Bank Bank Amar Indonesia disbursed more than core capital to more was established IDR 1 Trillion of than IDR 1 Trillion Transformed digitally and Tunaiku digital loans launched Tunaiku di
Slide 3: Milestone and Share Ownership Structure
Milestone Share 1991 Ownership 2014 Structure 2018 2019 PT Anglomas Changed its name to PT Successfully Increased the Bank's Internasional Bank Bank Amar Indonesia disbursed more than core capital to more was established IDR 1 Trillion of than IDR 1 Trillion Transformed digitally and Tunaiku digital
Slide 4: Awards, Milestone and Share Ownership Structure
Awards Milestone Share 2021 1991 Ownership 2014 PT Anglomas Structure Internasional Bank 2018 Changed its name to PT Bank Amar Indonesia Successfully disbursed more than 2019 Innovative Tech Companies of the Year of the ACES Awards Increased the Bank's core capital to more was established IDR 1 Tril
Slide 5: Awards
Awards 2022 Indonesia Grand Digital Marketing Awards 2022 Category: Grand Digital Marketing Company 2022 for The Indonesia's Most Popular Digital Compatible Customer Solution in Financial Brands in Millenials Category Financial Technology Popular Digital Brand Category: E-loan category Indonesia Bes
Slide 6: Awards
Awards 2022 Indonesia TOP Digital PR Award 2022 Top Digital Awards 2022 Category: Top Digital Implementation 2022 # Level Stars 5 Habitat Indonesia Award for Home Builder Award
Slide 7: 99% Business in Indonesia is MSME
Business Awards in Indonesia 2022 Habitat Indonesia Award for Home Builder Award Top Digital Awards 2022 Category: 99% Business in Indonesia is MSME Top Digital Implementation 2022 # Level Stars 5 ● Supporting NATIONAL economic growth in developing ● 8,71 million MSME units in 2022. MSME to become G
Slide 8: About Digital Bank
About Digital Bank Improves customer’s financial health and inclusion.
Slide 9: About Services Network
About Services Network Empowering individuals and MSME especially those who are unbanked and underbanked by improving their financial health and financial inclusion. DEBITUR
Slide 10: Credit Distribution Growth
Credit Distribution Growth of 53,87% of total loans is distributed to MSMEs 2,500 Small 0,04% 14.60% Medium 4,44% 2,000 25.43% 26.29% 1.500 26.49% Micro 49,38% 1,000 48.66% 85.40% 74.57% Others 73.71% 46,14% 73.51% 500 51.34% 83.25% 77.04% 57.25% 16.75% 22.96% 42.75% *December 2022 Position 0 2015 2
Slide 11: Flagship Product
Flagship Product Served around Disbursed in less than >10.000.000 >8T 400.000 MSME 24 Hours Installers Disbursements
Slide 12: Flagship Product Features
Flagship Product Features Realtime Instant Installment via Disbursement to Realtime Disbursement Virtual Account Senyumku Senyumku Widget in Tunaiku Express E-Commerce Payments Tunaiku Application Billing Payment Auto Debit BCA Digital Onboarding
Slide 13: Digital Ecosystem
Digital Ecosystem Direct disbursement of Flagship Application that Tunaiku loans helps customers achieve financial targets Customers can apply for Tunaiku loan through Senyumku Tunaiku customers can get benefit from Senyumku features: inter-bank transfer, top-up and bill payments
Slide 14: Flagship Product
Flagship Product >200% Installers Increase (in last 12 months) >300% Outstanding Growth >60X Growth of Customers
Slide 15: Flagship Product
Flagship Product Sistem Fitur Pembayaran menggunakan Virtual Account Untuk Pembayaran
Slide 16: Bank's Capital and Stock Performance
Bank’s Capital and Stock Performance Strong Capital Public’s Interest in Amar Bank’s Purpose Growth Focus Digital Bank Positive impact for people in Fulfill the core capital of IDR 3.1T, and 74,61% increase in total investor financial health and inclusion aim for total assets target of IDR and 80% inc
Slide 17: Statement of Financial Position
Statement of IDR Mio Dec ‘21 Dec ‘22 Mar‘23 Financial Position Cash 4,764 6,637 6,247 Placement * 1,884,584 1,451,162 960,912 In 2022, Bank focus on increasing the bank’s capital by raising the funds to fulfill the core Securities 760,489 719,974 1,323,529 capital requirements of IDR 3 trillion. This
Slide 18: Profit and Loss Statement
Profit and IDR Mio FY ‘21 FY’22 Q1 ‘23 Loss Statement Interest Revenue 702,233 774,702 209,189 Interest Expense (220,007) (118,997) (18,544) Given the turbulent market conditions Total Interest Revenues - Net 482,226 655,705 190,645 brought about by economic conditions in Indonesia as well as various
Slide 19: Ratio
Ratio % FY ‘21 FY ‘22 Q1 ‘23 NIM 11.80% 15.87% 16.57% The fulfillment of the minimum core capital in December 2022 (as shown in CAR ratio) will strengthen Bank's BOPO 99.76% 119.36% 88.52% foundation to boost the prudent growth, as well as to provide innovative digital LDR 74.70% 220.31% 195.73% finan
Slide 20: Business Strategy In 2023
Business Strategy In 2023 Multiple Cores Focussing on MSMEs Commercial & ● Tunaiku, with its technology capabilities, will Corporate continue the significant growth in the following year, primarily to serve more individual and micro businesses (micro SMEs) ● The collaboration with Investree (a digita
Slide 21: Business Strategy In 2023
Business Strategy In 2023 Multiple Cores Focussing on MSMEs Commercial & ● Plan to create a comprehensive one-stop Corporate fintech platform for MSMEs starting with collaborative Embedded Banking. This enables Amar Bank to capture the rising demand from MSMEs looking to offer banking services on the
Slide 22: Thank You!
Thank You! This material was prepared and presented by PT Bank Amar Indonesia Tbk (the “Company”). This presentation is copyrighted by Amar Bank which is protected by regulations and laws in force in Indonesia. This material is not intended as an offer or solicitation to buy or sell any financial ins
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