Slide 1: Fourth Quarter 2025
Fourth Quarter 2025 Aritz Larrea, President and CEO February 4, 2026
Slide 2: Q4 Highlights: Delivering on our strategic objectives
Q4 Highlights Delivering on our strategic objectives 7,711 7.5% 13.2% 99% Currency- Operating cash Revenue Operating margin flow of EBITA, adjusted growth (SEKm) (EBITA) Full Year 2025 Recent events • Organic growth of • Strong performance • Highest operating • Sustained strong • Acquired a precious
Slide 3: Segments: Europe and Latin America
Segments Europe and Latin America • Revenue of SEK 3,727 million (3,893) » Exchange rate effects were -6.9% » Organic growth of 1.9% » Acquisitions contributed 0.7% • Strong performance within International and FXGS, driven by precious metal movements • Operating margin (EBITA) increased to 12.5% (1
Slide 4: Segments: USA
Segments USA • Record revenue and operating profit (EBITA) in local currency • Revenue of SEK 3,979 million (4,059) » Material negative impact from changes in exchange rates (-13.3%) » Organic growth of 5.5%, with solid volume growth » The acquisitions, manly Burroughs, added 5.8% to revenue • Conti
Slide 5: Segments: SME/Pay
Segments SME/Pay Revenue (SEKm) 80 • Revenue of SEK 71 million (31) 70 » Organic growth of 112.7% 60 » Acquisitions contributed with 25.6% 50 40 » Exchange rate effects were -7.8% 30 • Improved operating result (EBITA) of SEK -36 million (-48) 20 • Transaction volumes of SEK 2.3 billion 10 - Q1 Q2 Q
Slide 6: Advancing on our sustainability targets
Sustainability Advancing on our sustainability targets Carbon emissions reduction* Scope 1 & 2 emissions and revenues • Emissions have declined by 4% in 2025 vs 2024 excl. acquisitions tCO2e and SEK m • On track to achieving our 2027 target of 34% reduction vs 2019 » Reduced our emissions by 26% com
Slide 7: Income statement
Income statement 2025 2024 2025 2024 SEK m Q4 Q4 Full year Full year Revenue growth Revenue 7,711 7,926 30,427 30,442 1 Strong currency-adjusted Total growth, % -2.7% 6.9% -0.1% 6.0% growth Real growth, % 7.5% 8.1% 6.0% 8.6% 1 Organic growth, % 4.0% 8.0% 4.0% 6.6% Items affecting comparability Gross
Slide 8: Record operating margin and strong revenue development given currency headwinds
Record operating margin and strong revenue development given currency headwinds Revenue (SEKbn) and operating margin (EBITA%) 45.0 14.0% 12.4% 12.7% 12.1% 12.0% 40.0 11.5% 11.2% 12.0% 10.8% 10.7% 35.0 9.9% 9.4% 10.0% Impact from changes in 30.0 exchange rates 25.0 8.0% 20.0 6.0% 15.0 28.7 30.4 30.4
Slide 9: Delivering on our strategy 2025-2027
Delivering on our strategy 2025-2027 STRATEGIC PRIORITIES 2025-2027 Grow in Generate growth and Drive operational Lead sustainability in established product expansion excellence and our industry markets through M&A scalability 9 | Copyright © Loomis 2025. All rights reserved.
Slide 10: Q&A
Q&A 10 | Copyright © Loomis 2025. All rights reserved.
Slide 11: www.loomis.com
www.loomis.com
Slide 12: Disclaimer "Forward looking statements"
Disclaimer ”Forward looking statements” This presentation contains, or may be deemed to contain, forward-looking statements. These statements relate to future events or our future financial performance, including, but not limited to, strategic plans, potential growth, planned operational changes, ex