Sunrise Realty Trust, Inc. · NASDAQ:SUNS
Sunrise Realty Trust — Q2 2026 Earnings Presentation
21 slides from Sunrise Realty Trust's earnings presentation, Aug 6, 2026
Slide 1: Investor Presentation Second Quarter 2026
NASDAQ:SUNS | SECOND QUARTER 2026 A TCG Company Investor Presentation Second Quarter 2026 August 6, 2026
Slide 2: Forward-Looking Statements
NASDAQ:SUNS | INVESTOR PRESENTATION DISCLAIMERS Forward-Looking Statements Some of the statements contained in this presentation constitute forward-looking statements, within the meaning of the Private Securities Litigation Reform Act of 1995, and we intend such statements to be covered by the safe
Slide 3: Legal Disclosures
NASDAQ:SUNS | INVESTOR PRESENTATION DISCLAIMERS Legal Disclosures Important Notices This presentation is by Sunrise Realty Trust, Inc. (“Sunrise Realty Trust”, “SUNS” or the “Company”), a publicly-traded company that elected REIT status for federal income tax purposes commencing with the taxable yea
Slide 4: An Institutional Lender to CRE in the Southern U.S.
NASDAQ:SUNS | INVESTOR PRESENTATION COMPANY OVERVIEW An Institutional Lender to CRE in the Southern U.S. Company Overview By the Numbers Sunrise Realty Trust (Nasdaq: SUNS) is an SUNS KEY METRICS institutional lender that originates and funds loans to sponsors of commercial real estate projects $3
Slide 5: Investment Highlights
NASDAQ:SUNS | INVESTOR PRESENTATION INVESTMENT HIGHLIGHTS Investment Highlights 1 ~$95 billion of CRE deals sourced by SUNS Manager and its affiliates since October with no legacy 2023, only pursuing ~1.3% of deals sourced1 IDEAL assets in the VINTAGE portfolio First investments closed in Q1-24
Slide 6: Management with Demonstrated Track-Record
NASDAQ:SUNS | INVESTOR PRESENTATION MANAGEMENT TEAM Management with Demonstrated Track-Record LEONARD BRIAN BRANDON ROBYN GABRIEL JAMES TANNENBAUM SEDRISH HETZEL TANNENBAUM KATZ VELGOT Executive Chief Executive Chief Financial Chief Legal Chief Marketing President Chairman Officer, Director Officer,
Slide 7: Right Time, Right Place
NASDAQ:SUNS | INVESTOR PRESENTATION MARKET OPPORTUNITY Right Time, Right Place Sunrise Realty Trust is pursuing an immediately actionable opportunity with a targeted geographical focus Why CRE Debt Today1 Why the Southern U.S.1 Elevated Rates & Inflation Population & Employment Migration The increas
Slide 8: Demographic Shifts Favor the Southern U.S.
NASDAQ:SUNS | INVESTOR PRESENTATION MARKET OPPORTUNITY Demographic Shifts Favor the Southern U.S. COVID had a material impact on U.S. migration patterns, with the Southern U.S. benefiting from increased population and employment growth, which in select key Southern cities is outpacing the rest of th
Slide 9: Evolution of a SUNS Investment
NASDAQ:SUNS | INVESTOR PRESENTATION INVESTMENT PROCESS Evolution of a SUNS Investment Continuous communication across the company from deal sourcing through portfolio management SOURCING & LOAN SELECTION STRUCTURING PORTFOLIO ORIGINATION & UNDERWRITING & CLOSING MANAGEMENT Maintains a direct Emp
Slide 10: Highly-Selective Investment Process
NASDAQ:SUNS | INVESTOR PRESENTATION INVESTMENT PROCESS Highly-Selective Investment Process SUNS takes a patient approach to investing, targeting opportunities with clear potential for value creation that meet a defined set of investment criteria Market Supply constrained markets with recognizable de
Slide 11: Robust Direct Origination Platform
NASDAQ:SUNS | INVESTOR PRESENTATION ACTIVE PIPELINE Robust Direct Origination Platform SUNS’ relationship with its Manager, coupled with its focus on key growth markets in the Southern United States, continues to provide access to a robust and attractive investment pipeline, originated through a mul
Slide 12: Sunrise Realty Trust Portfolio Detail
NASDAQ:SUNS | INVESTOR PRESENTATION PORTFOLIO SUMMARY Sunrise Realty Trust Portfolio Detail As of August 3, 2026 and $ in millions unless otherwise noted Project Property Investment Funding Current Current % Total Principal Interest Fixed / Yield to Location Type Type Date Maturity Commitment Portfo
Slide 13: SUNS Portfolio Composition
NASDAQ:SUNS | INVESTOR PRESENTATION PORTFOLIO COMPOSITION SUNS Portfolio Composition The SUNS portfolio consists primarily of senior, floating-rate loans collateralized by high-quality residential and commercial real estate assets located in growing markets across the Southern United States. The tea
Slide 14: Strategy Meets Opportunity – Key Takeaways
NASDAQ:SUNS | INVESTOR PRESENTATION KEY TAKEAWAYS Strategy Meets Opportunity – Key Takeaways The Right Leadership Sunrise Realty Trust is positioned to The Right Market Opportunity take advantage of converging trends The Right Strategy favoring CRE in the Southern U.S. Opportunity Strategy Ability O
Slide 15: Proposed Merger with Southern Realty Trust Inc.
NASDAQ:SUNS | INVESTOR PRESENTATION PROPOSED MERGER Proposed Merger with Southern Realty Trust Inc. On August 6, 2026, SUNS announced that it has entered into a definitive merger agreement (the “Merger Agreement”) with Southern Realty Trust Inc. ("SRT"), pursuant to which SUNS will acquire SRT throu
Slide 16: Merger Strategic Rationale
NASDAQ:SUNS | INVESTOR PRESENTATION PROPOSED MERGER Merger Strategic Rationale Anticipated Increase $289 million $534 million $604 million Pro Forma Total Pro Forma Pro Forma Total in Margin Book Value1 Total Assets1 Loan Commitments1 Potential Annual G&A Savings on a Combined Basis 1 2 Consolidatio
Slide 17: Appendix
NASDAQ:SUNS | SECOND QUARTER 2026 Appendix 17 A TCG Company
Slide 18: Consolidated Balance Sheets
NASDAQ:SUNS | INVESTOR PRESENTATION SECOND QUARTER 2026 RESULTS Consolidated Balance Sheets As of June 30, 2026 December 31, 2025 (unaudited) Assets Loans held for investment at carrying value, net $ 296,753,498 $ 302,674,743 Current expected credit loss reserve (932,221) (1,891,170) Loans held for
Slide 19: Consolidated Statements of Operations
NASDAQ:SUNS | INVESTOR PRESENTATION SECOND QUARTER 2026 RESULTS Consolidated Statements of Operations (Unaudited) Three months ended Six months ended June 30, June 30, 2026 2025 2026 2025 Revenue Interest income $ 8,564,695 $ 6,752,679 $ 18,837,381 $ 11,711,202 Interest expense (2,745,781) (1,083,21
Slide 20: Reconciliation of GAAP Net Income to Distributable Earnings
NASDAQ:SUNS | INVESTOR PRESENTATION SECOND QUARTER 2026 RESULTS Reconciliation of GAAP Net Income to Distributable Earnings Three months ended Six months ended June 30, June 30, 2026 2025 2026 2025 Net income $ 3,076,025 $ 3,358,314 $ 7,329,375 $ 6,457,751 Adjustments to net income: Stock-based comp
Slide 21: Contact Us
A TCG Company Contact Us ir@theTCG.com www.SunriseRealtyTrust.com