Slide 1: Focused Forward
Focused Forward KeyCorp Annual Meeting of Shareholders May 19, 2016
Slide 2: Who We Are: Focused Forward
Who We Are: Focused Forward Balanced, diverse franchise Approximately 1,000 branches and 1,300 ATMs Online and mobile capabilities 7 targeted industry verticals 13,000+ engaged and committed employees Independent and experienced Board of Directors Corporate and Community Bank alignment, serving targ
Slide 3: 2015: A Year of Significant Progress
2015: A Year of Significant Progress Executed on Strategic Priorities Invested for Growth Improved Financial Performance Remained Disciplined with Risk and Capital 3
Slide 4: Growing Client Relationships
Growing Client Relationships 4x Retail client growth compared to the market in 2015 8% Growth in 2015 branch productivity Corporate Bank 2015 new client 27% growth Growth in 2015 Corporate Bank 17% expanded relationships Our promise to clients: We will help you make better, more confident financial
Slide 5: Investing for Growth
Investing for Growth Strategic investments contributed to record results in a number of our fee-based businesses Investments in our talent, businesses, and capabilities will help accelerate our growth 5
Slide 6: Digital Investments Driving Expanded Relationships
Digital Investments Driving Expanded Relationships 23% increase in mobile banking users 29% growth in accounts originated online or through mobile banking 16% increase in online and mobile transactions Strong growth in relationships, penetration and usage 6
Slide 7: Key & First Niagara: Better Together
Key & First Niagara: Better Together Shelby_Sales-Presentation_150928_v5.pptx\28 SEP 2015\6:59 PM\11 Leverages Complementary Generates Attractive Strengthens Franchise Business Models Financial Returns Updates Executing against comprehensive Community Benefits Plan announced pre-merger integration p
Slide 8: National Community Benefits Plan
National Community Benefits Plan Lending and investing $16.5 billion nationwide over five years Part of KeyBank’s long-standing responsible approach to banking, citizenship, and operations $5 billion in mortgage lending $2.5 billion in small business and farm lending $8.8 billion in community develo
Slide 9: Helping Clients and Communities Thrive
Helping Clients and Communities Thrive $2.5 billion in loans and investments to underserved clients and communities Nearly $20 million given annually to nonprofit organizations 8 consecutive “Outstanding” ratings under the Community Reinvestment Act One of America’s Most Community-minded Companies (
Slide 10: 2015 Financial Performance
2015 Financial Performance Solid revenue Positive operating leverage growth in 2015: 3% vs. 2014 Strong loan growth 7% vs. 2011 Revenue growth 2011 2012 2013 2014 2015 Improved productivity and efficiency Strong trends in fee-based businesses + 12% Investment banking & debt placement Solid credit qu
Slide 11: Stock Performance
Stock Performance Stock price performance, as of 12/31/15: Long-term outperformance relative to peers 2015 and 2016 reflect broad industry challenges: – Low interest rate environment – Pace of economic growth 1-year 3-year 5-year KEY Peer Median 2016 performance relatively in- line with peers and th
Slide 12: Committed to Our Shareholders: Capital Return
Committed to Our Shareholders: Capital Return Announced common share Common Share Dividend dividend increase for 2Q16 – From $.075 to $.085 $727 million returned to shareholders in 2015, through dividends and share repurchases 2Q13 2Q14 2Q15 2Q16 Maintained strong capital position – Common Equity Ti
Slide 13: Committed to Our Shareholders
Committed to Our Shareholders Strong, diverse and independent Board of Directors focused on maximizing shareholder value 13
Slide 14: Focused Forward
Focused Forward
Slide 15: Forward-looking Statements
Forward-looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 including, but not limited to, KeyCorp’s and First Niagara’s expectations or predictions of future financial or business performance or conditio