Slide 1: 2Q 2026 Results
2Q 2026 Results August 5, 2026 © 2026 Global Payments Inc. All rights reserved.
Slide 2: Forward-looking Statements
Forward-looking Statements This presentation contains forward-looking statements, which are made pursuant to the "safe-harbor" provisions of the Private Securities Litigation Reform Act of 1995. Forward-looking statements may include, but are not limited to, statements we make regarding our business
Slide 3: Today's Speakers
Today’s Speakers Cameron Bready Bob Cortopassi Josh Whipple Chief Executive Officer Chief Operating Officer Chief Financial Officer
Slide 4: Agenda
01 Business Update Agenda 02 Financial Results & Outlook 03 Introducing our Operating Segments 4
Slide 5: Integration Milestones
Integration Milestones Completed operating model design and placed top ~2,400 leaders Defined technology Target Architectural Model Aligned our commercial organization around three segments Exited more than 20% of transition services agreements Well positioned to accelerate integration execution, un
Slide 6: Continued Acceleration of Genius
Continued Acceleration of Genius Expanding across geographies, distribution channels, verticals and form factors 2Q 2026 3Q / 4Q 2026 • Announced new products at National • Continue deployment of enterprise-grade Restaurant Association Show: solutions for SMBs (e.g., kitchen management & digital men
Slide 7: Financial Discussion
Financial Discussion Josh Whipple Chief Financial Officer
Slide 8: 2Q 2026 Financial Performance
2Q 2026 Financial Performance Adjusted Adjusted operating Adjusted Adjusted net revenue margin EPS FCF $3.16B 42.0% $3.46 $687M +4% +70bps +12% 75% normalized1 normalized1 conversion rate2 1) Normalized figures include the pre-acquisition results of Worldpay and exclude the results of Issuer Solutio
Slide 9: Introducing our Operating Segments
Introducing our Operating Segments Fully aligned with our go-to-market strategy SMB Enterprise Platforms (48% of Revenue1) (27% of Revenue1) (20% of Revenue1) Feature-rich flagship Genius POS Card-present and card-not-present Embedded payments offering payment solutions Global physical footprint wit
Slide 10: 2Q 2026 Results – SMB Highlights
2Q 2026 Results – SMB Highlights New Genius Locations $1.51B $891M >20% quarter-over-quarter Adj. Net Revenue Adj. Operating Income +4% Genius Bookings Volume Growth >25% +4% 59% Normalized1 quarter-over-quarter Normalized1 Contribution Margin2 Notable Customer Wins 1) Normalized figures include the
Slide 11: 2Q 2026 Results – Enterprise Highlights
2Q 2026 Results – Enterprise Highlights +10% Bookings Growth $838M $653M Growth in Cross-Sell Adj. Net Revenue Adj. Operating +30% Bookings Income +4% Volume Growth +7% 78% Normalized1 Notable Customer Wins Normalized1 Contribution Margin2 1) Normalized figures include the pre-acquisition results of
Slide 12: 2Q 2026 Results – Platforms Highlights
2Q 2026 Results – Platforms Highlights Value-Added- +25% Services Revenue $628M $284M Growth Adj. Net Revenue Adj. Operating Income +10% 48 New Software Partners Signed Volume Growth +7% 45% Normalized1 Of Newly Signed Normalized1 Contribution Margin2 >50% Software Partners were International 15% Vo
Slide 13: Updated 2026 Outlook
Updated 2026 Outlook 4% – 5% normalized constant currency adj. net revenue growth1 ~150bps normalized adj. operating margin expansion1 ~$1B annual capital investment $13.60 – $13.80 normalized adj. earnings per share1 >90% adj. free cash conversion2 >$2B of capital returned to shareholders3 1) Norma
Slide 14: Appendix
Appendix 14
Slide 15: 2026 Guidance Assumptions
2026 Guidance Assumptions • ~$860M adjusted net interest and Debt & Interest other expense Capital • ~$1B (~8% of adjusted net revenue) Expenditures • ~15.5% adjusted effective Adj. Tax Rate tax rate Adj. Free Cash Flow • >90%1 Income from Conversion Equity Method • ~$70M Investments • Declining int
Slide 16: Non-GAAP Reconciliations
Non-GAAP Reconciliations Consolidated (unaudited) (In thousands, except per share data) Note: Financials include the impact of the sold Issuer Solutions business. See Slide 24 for a discussion of non-GAAP financial measures. 16
Slide 17: Non-GAAP Reconciliations
(1) Include adjustments to revenues for gross-up related payments (included in operating expenses) associated with certain lines of business to reflect economic benefits to the Non-GAAP Reconciliations company. Net revenue adjustments also include eliminations for services provided by discontinued o
Slide 18: Non-GAAP Reconciliations
Non-GAAP Reconciliations 2026 Outlook Summary (unaudited) (In millions, except per share data) (1) Include adjustments to revenues for gross-up related payments (included in operating expenses) associated with certain lines of business to reflect economic benefit to the company. Amounts also include
Slide 19: Supplemental Combined Financial Information
Supplemental Combined Financial Information Reconciliation of Segment Non-GAAP Financial Measures to GAAP Measures (unaudited) (In thousands) (1) Represents Global Payments continuing operations and Worldpay financial information determined in accordance with GAAP applied by Global Payments. (2) Inc
Slide 20: Supplemental Combined Financial Information
Supplemental Combined Financial Information Reconciliation of Segment Non-GAAP Financial Measures to GAAP Measures (unaudited) (1) Represents Global Payments continuing operations and Worldpay financial information determined in accordance (In thousands) with GAAP applied by Global Payments. (2) Inc
Slide 21: Supplemental Combined Financial Information
Supplemental Combined Financial Information Reconciliation of Segment Non-GAAP Financial Measures to GAAP Measures (unaudited) (In thousands) (1) Represents Global Payments continuing operations and Worldpay financial information determined in accordance with GAAP applied by Global Payments. (2) Inc
Slide 22: Supplemental Combined Financial Information
Supplemental Combined Financial Information Reconciliation of Segment Non-GAAP Financial Measures to GAAP Measures (unaudited) (In thousands) (1) Represents Global Payments continuing operations and Worldpay financial information determined in accordance with GAAP applied by Global Payments. (2) Inc
Slide 23: Supplemental Combined Financial Information
Supplemental Combined Financial Information Reconciliation of Segment Non-GAAP Financial Measures to GAAP Measures (unaudited) (1) Represents Global Payments continuing operations and (In thousands) Worldpay financial information determined in accordance with GAAP applied by Global Payments. (2) Inc
Slide 24: Non-GAAP Financial Measures
Non-GAAP Financial Measures Global Payments supplements revenues, operating income, operating margin, net income attributable to Global Payments, and earnings per share (EPS) determined in accordance with U.S. GAAP by providing these measures with certain adjustments (such measures being non-GAAP fi
Slide 25: Thank you
Thank you 25