Slide 1: 2025 Results & 2026 Outlook
DC2-Restricted 2025 Results & 2026 Outlook February 18, 2026 © 2026 Global Payments Inc. All rights reserved.
Slide 2: Today's Speakers
Today’s Speakers Cameron Bready Bob Cortopassi Josh Whipple Chief Executive Officer President and Chief Financial Officer Chief Operating Officer © 2026 Global Payments Inc. All rights reserved. 2
Slide 3: Forward-looking statements
Forward-looking statements This presentation may contain certain forward-looking statements within the meaning of the “safe-harbor” provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements, which are based on current expectations, estimates and projections
Slide 4: Agenda
Agenda 01 4Q & FY 2025 Results 02 The New Global Payments 03 2026 Key Initiatives 04 Financial Results & Outlook © 2026 Global Payments Inc. All rights reserved. 4
Slide 5: 2025: A Year of Successful Execution
2025: A Year of Successful Execution Commitment Executed Status Accelerating growth in 2H 1H: 5% 2H: 6% 50bps adj. operating margin expansion1 +80bps1 10% to 11% adj. EPS growth +11% >90% adj. FCF conversion >100% Announcing New Capital Returns to Shareholders ~$1.5B in 20252 $550M ASR Streamline bu
Slide 6: The New Global Payments
The New Global Payments The world’s leading pure-play commerce solutions provider Worldwide Omnichannel Reach Unmatched Global Distribution Harnessing Powerful Scale Serving>6M Merchant Locations >5,500 $3.7T Across >175 Countries Direct Salesforce Annual Payments Volume1 >1,700 Impactful Product In
Slide 7: Our vision, aspiration and mission
Our vision To ignite business growth and enrich lives around the world Our aspiration Our mission Become the worldwide We make everyday partner of choice for commerce better commerce solutions © 2026 Global Payments Inc. All rights reserved. 7
Slide 8: How We Will Win
How We Will Win Pure-Play Client & Enhanced Global Reach Focus Partner Capabilities & with Local Centricity Innovation Expertise © 2026 Global Payments Inc. All rights reserved. 8
Slide 9: Integration Strategy and Process
DC2-Restricted Integration Strategy and Process 8+ months of pre-closing integration planning “Best of both” approach 225+ detailed synergy initiatives Well-defined accountability and governance Active board engagement Multiplying what’s possible. Expect to deliver $200 million of revenue and $600 mi
Slide 10: Our New Go To Market Strategy
Our New Go To Market Strategy Leveraging the breadth of our global distribution Enterprise Integrated SMB Gabriel de Montessus Matt Downs David Rumph President President President Experienced Worldpay Executive Experienced Worldpay Executive Experienced GPN Executive Our right to win: Our right to w
Slide 11: Notable Wins
Notable Wins New Wins Renewals Renewed 50 Top Clients, Representing >$1 Trillion in Annual Volume © 2026 Global Payments Inc. All rights reserved. 11
Slide 12: Continued Acceleration of Genius
Continued Acceleration of Genius Continued expansion across geographies, verticals and form factors 4Q 2025 2026 • Genius Drive Thru • Genius for Services • Higher education and • Scale in Germany age-regulated verticals • Ireland & Czech Republic • Wholesale channel • New mobile form factor • Modul
Slide 13: Agentic Commerce & AI
Agentic Commerce & AI Powering new revenue streams and improving productivity Agentic Commerce AI Embedded Products • Founding member of every major • Authentication Optimization protocol Service • Launched Model Context Protocol • Genius Review Response and (MCP) embedded agent assist • World-class
Slide 14: 2026 Outcomes
2026 Outcomes Sustainable Deliver Exceptional Unite as Establish the Growth & One Global New Global Value Creation Client Experiences Team Payments © 2026 Global Payments Inc. All rights reserved. 14
Slide 15: Financial Discussion
DC2-Restricted Payment Financial received Discussion Josh Whipple Chief Financial Officer © 2025 Global Payments Inc. All rights reserved. 15
Slide 16: 4Q & Full-Year Results
4Q & Full-Year Results1 Adjusted net Adjusted Adjusted Adjusted revenue growth operating margin EPS FCF $2.32B 44.7% $3.18 $891M 4Q 2025 +1% +80bps +12% >100% +6% constant currency conversion rate +70bps ex-dispositions +11% constant currency ex-dispositions $9.32B 44.2% $12.22 $3.00B Full year 2025
Slide 17: 4Q 2025 Key Metrics
4Q 2025 Key Metrics MERCHANT ISSUER POS & Integrated & Core Issuer Software Embedded Payments Solutions Adj. net revenue High-single-digit High-single-digit Mid-single-digit Mid-single-digit growth1 Bookings New POS New ARR2 New partners New ARR2 New partners Traditional accounts growth locations on
Slide 18: 2026 Outlook for PF Combined Company
2026 Outlook for PF Combined Company ~5% adj. net revenue growth1 ~150bps adj. operating margin expansion1 ~$1B annual capital investment $13.80–$14.00 adj. earnings per share >90% adj. free cash conversion2 >$2B of capital returned to shareholders3 1) Growth and margin expansion figures are based on
Slide 19: Consistent Capital Allocation Priorities
• Committed to investment grade credit rating; achieve 3.0x net leverage target by end of Consistent 2027 Capital • Capital expenditures: 7% – 8% of revenue • Steady dividend Allocation • Ongoing share Targeting $7.5B Priorities repurchases return to shareholders by – Announcing $550M end of 2027 ac
Slide 20: Appendix
Appendix
Slide 21: Supplemental Combined Financial Information
Supplemental Combined Financial Information Reconciliation of Non-GAAP Financial Measures to GAAP (Unaudited) Note: Amounts may not sum due to rounding. 1) Represents Worldpay financial information determined in accordance with GAAP applied by Worldpay. 2) Includes adjustments to revenues for gross-u
Slide 22: 2026 Guidance Assumptions
2026 Guidance Assumptions • ~$22.3B debt balance1 Net Income Debt & Interest • ~3.95% weighted average cost of debt1 Attributable to • ~($90M) • ~$850M net interest expense NCI Capital Share Count • ~280M basic shares outstanding1,2 • ~$1B (~8% of adjusted net revenue) Expenditures Adj. Free Cash Ad
Slide 23: Performance, Design, Unrivaled. It's Genius.
Performance , Unparalleled. Performance Design ● CPU: Upgrade without replacing ● Screen: Ultra-thin edge to edge the whole device glass Design, ● Speed: 2x faster than current ● Merchant Facing Display: 15.6′′ Unrivaled. flagship device (XC23) with embedded camera ● Power over Ethernet: Install ● Cu
Slide 24: Genius – New Hardware
Genius – New Hardware Flexible, modular design to grow with our customers © 2026 2025 Global Payments Inc. All rights reserved. 24