Dbs Group Holdings Ltd · SGX:D05
Dbs — 4Q 2025 Earnings Presentation
5 slides from Dbs's earnings presentation, Feb 9, 2026
Slide 1: CEO observations
CEO observations DBS Group Holdings 4Q 2025 financial results February 9, 2026 Disclaimer: The information contained in this document is intended only for use during the presentation and should not be disseminated or distributed to parties outside the presentation. DBS Bank accepts no liability what
Slide 2: A strong year for the franchise
A strong year for the franchise Record total income and profit before tax Record group net interest income despite severe rate headwinds o Nimble balance sheet management, fixed-rate assets rose to ~$210 billion o Deposit inflow of $64 billion, highest in DBS’ history Highest markets trading i
Slide 3: Sharing our success with shareholders and the community
Sharing our success with shareholders and the community Shareholders o Quarterly ordinary dividend increased 6 cents to 66 cents o Capital Return dividend of 15 cents per quarter to be maintained for 2026 and 2027 o 4Q total dividend of 81 cents brings annualised total dividend per share going for
Slide 4: 2026 outlook
2026 outlook Total income to be around 2025 levels despite rate headwinds Group net interest income to be slightly below 2025 levels o Assumes Sora of 1.25%, two Fed rate cuts, and a stronger SGD o Full-year impact of lower rates mitigated by deposit growth o Continue to capture hedging opportun
Slide 5: CEO observations
CEO observations DBS Group Holdings 4Q 2025 financial results February 9, 2026 Disclaimer: The information contained in this document is intended only for use during the presentation and should not be disseminated or distributed to parties outside the presentation. DBS Bank accepts no liability what