Dbs Group Holdings Ltd · SGX:D05
Dbs — Q3 2025 Earnings Presentation
5 slides from Dbs's earnings presentation, Nov 6, 2025
Slide 1: CEO observations
CEO observations DBS Group Holdings 3Q 2025 financial results November 6, 2025 Disclaimer: The information contained in this document is intended only for use during the presentation and should not be disseminated or distributed to parties outside the presentation. DBS Bank accepts no liability what
Slide 2: Another record quarter
Another record quarter Group NII resilience testament to proactive hedging and strength of deposit franchise o Fixed-rate assets around a third of commercial book o Surplus deposits deployed to HQLA Captured structural and market opportunities o Strong momentum in wealth management with fees and
Slide 3: Macro observations, DBS well positioned
Macro observations, DBS well positioned Macro observations DBS a differentiator bank Key macro trends Dependable o Shift in trade and investment flows o Safe and neutral bank for wealth and capital flows o Capital market revival o Internationalisation of RMB Diversifier o Diversifier bank for
Slide 4: 2026 outlook
2026 outlook Total income to be around 2025 levels despite rate headwinds Group net interest income to be slightly below 2025 levels o Based on Sora around current levels, three Fed rate cuts and stronger SGD o Full year impact of lower rates mitigated by deposit growth Commercial book non-int
Slide 5: CEO observations
CEO observations DBS Group Holdings 3Q 2025 financial results November 6, 2025 Disclaimer: The information contained in this document is intended only for use during the presentation and should not be disseminated or distributed to parties outside the presentation. DBS Bank accepts no liability what