Kotak Mahindra Bank Limited · NSE:KOTAKBANK

Kotak Mahindra Bank — FY2011 Earnings Presentation

15 slides from Kotak Mahindra Bank's earnings presentation, May 5, 2011

  1. Slide 1: Earnings Update – FY11 Results

    Earnings Update – FY11 Results May 5, 2011

  2. Slide 2: Performance Highlights

    Performance Highlights  Consolidated PAT for FY11 up 20% to ` 15,667 mn from ` 13,070 mn in FY10.  Consolidated PAT for Q4FY11 ` 4,914 mn - up 17% from ` 4,186 mn in Q4FY10 and up 28% from ` 3,836 mn in Q3FY11.  Highest PAT in the 25 year history, both for the year and for the quarter.  Consolid

  3. Slide 3: Consolidated Financials: Revenues and Analytical Ratios

    Consolidated Financials Revenues ` million Q4 FY11 Q4 FY10 Q3 FY11 FY11 FY10 (3 months) (3 months) (3 months) (12 months) (12 months) Financing activities 13,518 9,592 12,776 47,166 35,231 Fee Income* 3,340 3,199 3,017 12,832 12,837 Premium Income 10,630 11,374 6,044 29,399 28,493 Treasury – Others

  4. Slide 4: Consolidated Financials: Assets and Liabilities

    Consolidated Financials Assets ` million Advances As on As on As on Mar 31, 2011 Mar 31, 2010 Dec 31, 2010 Commercial vehicles & Construction equipments 62,511 44,142 55,485 Auto loans 85,502 65,418 79,935 Mortgage Loans 68,765 47,650 66,261 Personal loans 13,068 13,540 12,268 Agriculture Finance 42

  5. Slide 5: Company-wise Profit after Tax

    Consolidated Financials Company-wise Profit after Tax ` million Q4 FY11 Q4 FY10 Q3 FY11 FY11 FY10 (3 months) (3 months) (3 months) (12 months) (12 months) Kotak Mahindra Bank (Standalone) 2,487.0 2,025.0 1,878.7 8,181.8 5,611.1 Kotak Mahindra Prime 868.6 585.9 936.8 3,178.6 1,664.1 Kotak Securities

  6. Slide 6: Bank Performance Highlights

    Bank Performance Highlights  Bank (Standalone) PAT for FY11 up 46% to ` 8,182 mn from ` 5,611 mn in FY10.  Bank (Standalone) PAT for Q4FY11 ` 2,487 mn - up 23% from ` 2,025 mn in Q4FY10 and up 32% from ` 1,879 mn in Q3FY11.  Net Interest Income (NII) of the Bank (Standalone) for FY11 up 21% yoy t

  7. Slide 7: Kotak Mahindra Bank – Standalone Revenues and Segmental PBT

    Kotak Mahindra Bank – Standalone ` million Q4 FY11 Q4 FY10 Q3 FY11 FY11 FY10 Revenues (3 months) (3 months) (3 months) (12 months) (12 months) Treasury & BMU* 4,135 3,057 3,896 14,639 11,262 Corporate/Wholesale Banking 4,947 4,251 4,154 16,039 11,564 Retail Banking 9,036 6,324 8,263 31,129 25,580 Su

  8. Slide 8: Kotak Mahindra Bank – Standalone Assets

    Kotak Mahindra Bank – Standalone Assets ` million As on As on As on Advances Mar 31, 2011 Mar 31, 2010 Dec 31, 2010 Commercial vehicles & Construction equipments 62,511 44,142 55,485 Mortgage loans 68,765 47,116 66,261 Agriculture Finance 42,196 30,886 37,528 Corporate Banking 92,960 64,761 104,074

  9. Slide 9: Liabilities and Key Subsidiaries – Kotak Mahindra Prime

    Liabilities ` million As on As on As on Mar 31, 2011 Mar 31, 2010 Dec 31, 2010 CASA 87,905 74,631 78,682 Term Deposit 153,889 120,373 143,843 Certificate of Deposit 50,816 43,860 60,355 Total Deposits 292,610 238,865 282,880 Total Borrowings 117,239 77,029 97,030 Key Subsidiaries – Highlights Kotak

  10. Slide 10: Kotak Mahindra Old Mutual Life Insurance

    Kotak Mahindra Old Mutual Life Insurance (KLI) - life insurance ` million Q4 FY11 Q4 FY10 Q3 FY11 FY11 FY10 (3 months) (3 months) (3 months) (12 months) (12 months) First year 2,389 4,457 1,581 8,570 10,838 Renewal 5,462 5,220 4,214 17,224 15,340 Single 2,871 1,694 313 3,962 2,502 Gross premium inco

  11. Slide 11: Kotak Mahindra Capital Company – Investment Banking

    Kotak Mahindra Capital Company (KMCC) – investment banking ` million Q4 FY11 Q4 FY10 Q3 FY11 FY11 FY10 (3 months) (3 months) (3 months) (12 months) (12 months) Total income 603 394 301 1,543 991 Profit before tax 397 192 97 702 346 Profit after tax 300 134 76 519 239 Kotak Investment Banking was Boo

  12. Slide 12: Kotak Securities – Stock Broking

    During the year, Kotak Investment Banking received a number of prestigious awards including:  Best Investment Bank in India by FinanceAsia – 2010; Best Domestic Equity House by Asiamoney – 2010; Best Equity House in India by FinanceAsia – 2010; Best Bank for Equity Finance in India in the Euromoney

  13. Slide 13: Asset Management and International Subsidiaries

    Kotak Mahindra Asset Management Company and Trustee Company – asset management ` million Q4 FY11 Q4 FY10 Q3 FY11 FY11 FY10 (3 months) (3 months) (3 months) (12 months) (12 months) Total income (AMC) 301 395 239 1,081 1,755 Profit before tax (AMC) 22 198 82 147 991 Profit after tax (AMC) 16 130 56 10

  14. Slide 14: Kotak Investment Advisors Limited

    Kotak Investment Advisors Limited (KIAL) – alternate assets management/advisor ` million Q4 FY11 Q4 FY10 Q3 FY11 FY11 FY10 (3 months) (3 months) (3 months) (12 months) (12 months) Total Income 261 244 231 961 991 Profit before tax 97 116 88 492 598 Profit after tax 59 71 54 327 398  KIAL manages /

  15. Slide 15: Safe Harbor

    Safe Harbor This document contains certain forward- looking statements based on current expectations of Kotak Mahindra management. Actual results may vary significantly from the forward- looking statements contained in this document due to various risks and uncertainties. These risks and uncertainti

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