Credit Saison Co., Ltd. · TSE:8253

Credit Saison — FY2006 2Q Earnings Presentation

15 slides from Credit Saison's earnings presentation, 2006

  1. Slide 1: Credit Saison Co., Ltd.

    SAISON CARD INTERNATIONAL CREDIT SAISON CO.,LTD.

  2. Slide 2: Slide 2

  3. Slide 3: YOY Change (%) % of Total

    YOY Change (%) % of Total YOY Change (%) % of Total YOY Change (%) % of Total

  4. Slide 4: Increase/Decrease Change from 2006/3 (%)

    YOY Change (%) Increase/Decrease Change from 2006/3(%) \ \ \ \ YOY Change (%) Increase/Decrease Change from 2006/3(%)

  5. Slide 5: YOY Change (%) % of Total

    YOY Change (%) % of Total YOY Change (%) % of Total YOY Change (%) % of Total YOY Change (%) % of Total YOY Change (%) % of Total YOY Change (%) % of Total

  6. Slide 6: Increase/Decrease YOY Change (%)

    Increase/Decrease YOY Change (%) Increase/Decrease YOY Change (%) Increase/Decrease YOY Change (%) Increase/Decrease YOY Change (%) Increase/Decrease YOY Change (%) Increase/Decrease YOY Change (%)

  7. Slide 7: Slide 7

  8. Slide 8: YOY Change (%) % of Total

    YOY Change (%) % of Total YOY Change (%) % of Total YOY Change (%)

  9. Slide 9: Financial Highlights for Credit Saison's Affiliates and Consolidated Subsidiaries

    FINANCIAL HIGHLIGHTS FOR CREDIT SAISON'S AFFILIATES AND CONSOLIDATED SUBSIDIARIES

  10. Slide 10: Consolidated Balance Sheet

    Difference Difference (Assets) (Liabilities) Current assets Current liabilities Cash and deposits Notes and accounts payable Notes and accounts receivable Short-term loans Other trade receivables Current portion of long-term debt Inventory Current portion of corporate bonds Deferred income taxes Com

  11. Slide 11: Consolidated and Non-consolidated Income Statement

    Term Consolidated Non-consolidated Difference Item Operating revenues Financing and administration fees Income from entertainment Entertainment sales Cost of entertainment sales Income from real estate Real estate sales Cost of real estate sales Income from leases Leases sales Cost of leases sales O

  12. Slide 12: Non-consolidated Balance Sheet

    Items Items (Assets) (Liabilities) Current assets Current liabilities Cash and deposits Short-term loans payable Short-term loans receivable Commercial Paper Accounts receivable Accounts payable Prepaid expenses Unearned income Accured revenue Accrued expenses Deferred income taxes Accrued taxes on

  13. Slide 13: Non-consolidated Income Statement

    Operating revenues Interest income Dividend income Operating expenses Interest expense Exchange losses Selling, general administrative expenses Operating income Non-operating income Cost of non operating Ordinary income Extraordinary income Extraordinary losses Allowance for interest repayment losse

  14. Slide 14: YOY Change (%) % of Total

    YOY Change (%) % of Total YOY Change (%)

  15. Slide 15: Slide 15

Credit Saison — FY2006 2Q Earnings Presentation on 6ix