Premium Group Co., Ltd. · TSE:7199
Premium — Q1 FY2022 Earnings Presentation
24 slides from Premium's earnings presentation, Aug 6, 2021
Slide 1: Financial Results Presentation for Q1 of FY Ending March 31, 2022
Financial Results Presentation for Q1 of FY Ending March 31, 2022 August 6, 2021 TSE First Section: 7199 Premium Group Co., Ltd.
Slide 2: 1. Summary of Financial Results for Q1 P. 3 2. Segment Overview
1. Summary of Financial Results for Q1 P. 3 2. Segment Overview P. 8 3. Other Topics P. 15 4. Appendix P. 18 2
Slide 3: 1. Summary of Financial Results for Q1
1. Summary of Financial Results for Q1
Slide 4: Highlights from Q1 of FY Ending March 31, 2022 (FY22)
Highlights from Q1 of FY Ending March 31, 2022 (FY22) Both credit finance and automobile warranty businesses recorded growth in volumes that exceeded the market and previous results Core business performance saw revenue and profit increase on strong sales from the three core businesses Number
Slide 5: Consolidated Performance
Consolidated Performance (Graph/table unit: millions of yen) Operating income totaled ¥4,891 million (up 21.6% YoY) on generation of stock (deferred profit) from business growth Profit before tax of core business excluding one-off factors totaled ¥832 million (up 38.3% YoY) Profit before tax exc
Slide 6: Operating expenses (consolidated)
Operating expenses (consolidated) (Graph unit: millions of yen) Operating expenses totaled ¥4,085 million (up 17.2% YoY) Cost increased due to the growth of the auto mobility segment, but cost cutting measures, such as promoting inter-Group transactions and paperless services helped to control g
Slide 7: Full-year performance outlook
Full-year performance outlook (Graph unit: millions of yen) Revenue and profits both progressing according to plan heading toward FY22 forecast of increased revenue and profits Quarterly performance is expected to gradually improve with the accumulation of loan receivables Operating income Profi
Slide 8: 2. Segment Overview
ID 2. Segment Overview Pp Premium
Slide 9: Performance by segment
Performance by segment (Graph/table unit: millions of yen) Each business steadily setting new record highs for revenue and profits The new auto mobility segment experienced revenue growth driven by sales of parts and automobile wholesaling FY22 Q1 Operating income by segment Operating income Pro
Slide 10: Credit Finance Segment: Total Volume of New Loans
Credit Finance Segment: Total Volume of New Loans (Graph unit: billions of yen) Total volume of new loans Total volume of new loans: Auto loan PH Auto loan PH…The average monthly (Billions of yen) ¥49.3 billion +31.9% YoY total volume of new loans per sales staff Auto loan PH: 41.2 Q1 total volume o
Slide 11: Finance Segment: Loan Receivables
Finance Segment: Loan Receivables (Graph unit: billions of yen) Loan receivables Loan receivables: Delinquency rate ¥377.8 billion (more than 3 months) +14.6% YoY 329.7 Delinquency rate: Q1 loan receivables Q1 delinquency rate 268.7 0.98% Factors driving change in delinquency rate Efficiently redu
Slide 12: Finance Segment: Number of Network Stores
Finance Segment: Number of Network Stores Number of credit network stores Target for 2025 Number of credit network stores: Q1 number of network stores Number of paid memberships 30,000stores (PFS Premium Club) +7.6% YoY 3,000 24,399 22,676 Factors driving change 608 21,067 Increased share among ex
Slide 13: Automobile Warranty Segment: Total Volume of New Warranties
Automobile Warranty Segment: Total Volume of New Warranties (Graph unit: millions of yen) Total volume of new warranties Automobile warranty: total volume of new Q1 total volume of new warranties warranties ¥1,220 million Q1 total volume for EGS 1,100 +24.6％ YoY 980 Total volume of Premium: +38.9% Y
Slide 14: Performance in the Auto Mobility Segment
Performance in the Auto Mobility Segment (Graph unit: billions of yen) Number of maintenance Operating income network companies Operating income: Others: Directly managed maintenance Q1 number of network stores facilities and membership organizations, etc. Number of paid memberships (FIXMAN Club) +2
Slide 15: 3. Other Topics
ID 3. Other Topics Pp Premium
Slide 16: Progress of DX Strategy
Progress of DX Strategy Transaction value of finance, automobile warranty and auto mobility services achieved through DX was set as KGI The introduction rate of paperless contracts, which were launched in FY21, grew to 70% Finance Segment: Total Volume of Paperless Applications Timeline of DX St
Slide 17: Other Topics
Other Topics April 2021 May 2021 DX DX Introduced IVR aiming to Announced Digital Transformation (DX) Strategy Publication of strengthen collections and revised Medium-Term Management Plan (MTP) ESG Report capability (IVR: Auto calling system) Introduced a system that further Under our DX Strategy a
Slide 18: 4. Appendix
ID 4. Appendix Pp Premium
Slide 19: Company Profile
Company Profile Name Premium Group Co., Ltd. Securities Code / Exchange 7199 / First Section of Tokyo Stock Exchange May 25, 2015 Established Note: 2007 Established Premium Co., Ltd. (Former name: G-ONE Credit Services Co., Ltd.) Head Office The Okura Prestige Tower, 2-10-4 Toranomon, Minato-ku, Tok
Slide 20: Company Profile
ly Company Profile Premium Premium Group is “Auto Mobility Company” We(contain car dealers and garages) providing rich car life with customers Main Business ( Credit Finance Business >Main business >Main business + Auto credit connection - Auto lease - Used car dealer - Ecology credit + Shopping cre
Slide 21: B/S
Note: Since it is a preliminary value, we will promptly notify you on our website B/S when any corrections or changes occur. (Millions of yen) Compared to Q1.FY21 FY21 Q1.FY22 previous QoQ (As of June 30, 2020) (As of March 31, 2021) (As of June 30, 2021) quarter Assets Cash and cash equivalents 10,
Slide 22: P/L
Note: Since it is a preliminary value, we will promptly notify you on our website P/L when any corrections or changes occur. (Millions of yen) Q1.FY21 Q4.FY21 Q1.FY22 (April 1 - June 30) YoY QoQ (April 1, 2020 - June 31, 2020) (January 1, 2021 - March 31, 2021) (April 1, 2021 - June 31, 2021) Operat
Slide 23: P/L (Operating Income and Operating Expenses)
Note: Since it is a preliminary value, we will promptly notify you on our P/L (Operating Income and Operating Expenses) website when any corrections or changes occur. (Millions of yen) Q1.FY21 Q4.FY21 Q1.FY22 (April 1 - June 30) YoY QoQ (April 1, 2020 - June 31, 2020) (January 1, 2021 - March 31, 20
Slide 24: IR information in this material is for providing financial data and economic condition of
IR information in this material is for providing financial data and economic condition of Premium Group Co., Ltd. (Hereinafter “Company”). However, this information should not announce and guarantee its contents. Statements contained herein that relate to the future operating performance and strateg