Jg Summit Holdings Inc. · PSE:JGS
Jg Summit — H1 2025 Earnings Presentation
16 slides from Jg Summit's earnings presentation, Aug 11, 2025
Slide 1: 1H2025 Unaudited Results Investor Briefing
1H2025 Unaudited Results Investor Briefing 11 Aug 2025
Slide 2: Disclaimer
Disclaimer This presentation may contain certain forward-looking statements with respect to the financial condition, results of operations and business of JG Summit Holdings, Inc. and its subsidiaries (JGS), as well as plans and objectives of the management of JGS. Such forward looking statements in
Slide 3: Continued leisure demand and domestic consumption drive YoY improvement in 2Q and 1H results
Continued leisure demand and domestic consumption plus tapered Petrochem losses drive YoY improvement in JGS’ 2Q and 1H results In Php billion % change YoY 1Q25 2Q25 1H25 1Q 2Q 1H • Consolidated topline were propelled by the peak travel season, sustained domestic consumption and a strong real estate
Slide 4: URC: YoY topline expansion sustained by volume improvements in BCF and Sugar
URC: YoY topline expansion sustained by volume improvements in Branded Consumer Foods (BCF) and Sugar divisions Revenue ▲6% by division • Overall topline growth driven by healthy volume expansion in most BCF 85.9 80.7 % chg vs LY PH categories, in Malaysia and Indonesia, as well as in Sugar. ANH 23%
Slide 5: RLC: Continued growth in investment portfolio buoyed the business
RLC: Continued growth in investment portfolio buoyed the business against the muted development portfolio performance Revenue ▲11% by division % chg vs LY 22.2 • Malls and Hotels remain to be the strongest growth drivers in the 2% RDE -22% 3% 20.0 3% investment portfolio along with steady Office per
Slide 6: CEB: Peak season passenger boost and efficiencies propel core profits
CEB: Peak season passenger boost and increasing efficiencies from newer aircraft propel double-digit core profits lift Revenue ▲23% by division • A 21% growth in passenger volumes, higher passenger yields, and 63.3 43% more cargo kilos carried drove the 23% increase in revenues YoY. 51.4 % chg vs LY
Slide 7: JGSOC: Focus now shifts to evaluating various strategic options
JGSOC: Focus now shifts to evaluating various strategic options We have recently concluded Phase 1 of our initiatives and are now shifting focus to Phase 2. Throughout this transition, Peak Fuel will continue operations of its liquefied petroleum gas (LPG) trading business. Phase 1 – Shutting down t
Slide 8: Core Investments
Core Investments EQUITY INCOME(2) EQUITY INCOME(2) DIVIDENDS RECEIVED DIVIDENDS RECEIVED 5.8 6.1 1.3 1.5 1.1 1.1 0.4 0.4 1H24 1H25 1H24 1H25 1H24 1H25 1H24 1H25 • 5% growth YoY driven by • Equity income grew 9% • Dividend per share • Received 5% higher distribution business, YoY with higher increase
Slide 9: Ecosystem Plays
Ecosystem Plays • Onboarded 6.7 mn customers as of end-June • Maintained position as #1 in Net Promoter Score (NPS) across all banks and e-wallets; #2 Visa debit card issuer in the Philippines • Deposit balances grew 8% QoQ to PHP 31.3 billion and loan book expanded to PHP 5.4 billion • Signed strat
Slide 10: JGS: Healthy balance sheet provides resilience and supports growth for the group
JGS: Healthy balance sheet provides resilience and supports growth for the group Consolidated Parent Dec 2024 Jun 2025 % Chg Dec 2024 Jun 2025 % Chg Cash1 58.4 60.5 4% Cash1, 2 12.0 12.6 5% Financial Debt 314.5 303.6 -3% Total LT Debt 73.5 139.9 90% Total LT Debt 248.3 241.0 -3% Total ST Debt 5.0 30
Slide 11: CAPEX down 40% YoY with CEB's fleet investments advanced in 2H24
CAPEX down 40% YoY with CEB’s fleet investments advanced in 2H24 and more deliberate investments in RLC 46.5 2.4 1H25 • Continued investment in the Malvar mega plant, with first 12.1 commercial run expected within 2025 Others 27.9 • Development of investment portfolio, with Pagadian Mall, JGSOC 0.2
Slide 12: Key Messages
Key Messages • JG Summit’s 1H25 recurring core profits grew 14% year-on-year coming from sustained performances of its core businesses as well as the benefits from the prolonged plant shutdown of its petrochemicals arm. • JG Summit’s efforts to repair its balance sheet carry on after shifting all th
Slide 13: Thank you
Thank you
Slide 14: Appendix
IGSUMMIT HOLDINGS, INC Appendix
Slide 15: Balance Sheet
Balance Sheet (Php Millions) As of Dec 2024 As of June 2025 Cash & cash equivalents (including Financial assets at FVPL and financial assets at FVOCI) 61,623 63,672 Other current assets 173,578 164,578 Investments in Associates and JVs - net 163,372 167,422 Property, plant, and equipment 286,294 290
Slide 16: Income Statement
Income Statement (Php Millions) 1H24 1H25 YoY REVENUES 187,842 194,012 3% Cost of sales and services 128,848 129,533 1% GROSS INCOME 58,994 64,479 9% Operating Expenses 31,215 33,195 6% OPERATING INCOME 27,779 31,285 13% Financing costs & other charges (9,259) (10,544) 14% Finance Income 945 1,012 7