Slide 1: Management Presentation: Performance Highlights Q2 & H1 FY17
Highest Domestic credit rating “AAA” from CRISIL, Management Presentation CARE, India Ratings & Research and ICRA Performance Highlights International credit rating at Q2 & H1 FY 17 par with sovereign rating of India “Baa3” from Moody’s & “BBB-” from FITCH RURAL ELECTRIFICATION CORPORATION LIMIT
Slide 2: Highlights – Q2 FY17 vs. Q2 FY16
Highlights – Q2 FY17 vs. Q2 FY16 (Amounts in INR Crore) 225000 1,99,371 2,03,231 Q2 FY16 Q2 FY17 150000 Balance Sheet 75000 27,906 31,778 0 Total Assets Net Worth 30000 Q2 FY16 20000 Q2 FY17 Income Statement 10000 5,925 6,109 2,310 2,331 2,269 2,447 1,619 1,751 0 Total Income NII PBT PAT Q2 FY16 600
Slide 3: Sanctions - Composition
Sanctions - Composition (Amount in INR Crore) Q2 Q1 H1 12M Discipline-wise FY 17 FY 16 FY 17 FY 17 FY 16 FY16 FY15 FY 14 20,374 16,617 8,544 28,918 17,729 30,794 24,326 29,019 Generation 60% 56% 54% 58% 48% 47% 40% 41% T & D (including 13,239 12,873 4,763 18,002 18,851 31,377 35,135 39,446 RGGVY / D
Slide 4: Disbursements - Composition
Disbursements - Composition (Amount in INR Crore) Q2 Q1 H1 12M Discipline-wise FY17 FY16 FY 17 FY17 FY16 FY 16 FY 15 FY 14 7,661 2,563 4,075 11,736 4,991 13,124 14,123 12,989 Generation 54% 20% 35% 45% 23% 29% 33% 37% 2,269 2,278 1,835 4,104 3,939 8,529 6,286 4,113 Transmission 16% 18% 16% 16% 18% 1
Slide 5: Outstanding Loan - Composition
Outstanding Loan - Composition (Amount in INR Crore) Q2 & H1 Q1 Q4 & 12M Discipline- FY 17 FY 16 FY 17 FY 16 FY 15 FY 14 wise Amount % Amount % Amount % Amount % Amount % Amount % State 1,48,637 75 1,50,270 77 1,39,394 74 1,53,941 77 1,33,712 75 1,11,179 75 Joint 15,106 8 15,303 8 17,770 9 16,808 8
Slide 6: Loan Quality
Loan Quality (Amount in INR Crore) Q2 & H1 Q1 Q4 & 12M Particulars FY 17 FY 16 FY 17 FY 16 FY 15 FY 14 Loan outstanding * 1,96,652 1,94,648 1,88,835 2,01,278 1,79,647 1,48,641 Gross NPA 4,824 ** 2,088 4,816 ** 4,243** 1,335 490 (1) Provision 1,267 ** 441 1,266 ** 1,013** 365 137 Net NPA 3,557 1,647
Slide 7: Funds Raised During The Period
Funds Raised During The Period (Amount in INR Crore) Q2 Q1 H1 12 M Category FY 17 FY 16 FY 17 FY17 FY16 FY16 FY15 FY 14 (A) Long Term 1,920 1,469 1,626 3,546 2,650 6,477 5,338 5,350 Capital Gains Bonds 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% - 300 - - 300 1,000 - 6,000 Tax Free Bonds - 7.17%
Slide 8: Borrowing Profile as at end of the Period
Borrowing Profile as at end of the Period (Amount in INR Crore) Q2 & H1 Q1 Q4 & 12M Particulars FY 17 FY 16 FY 17 FY 16 FY 15 FY 14 Amount % Amount % Amount % Amount % Amount % Amount % Institutional, Subordinate & Zero 1,02,698 64 1,04,730 64 1,09,698 65 1,09,678 65 97,068 64 75,289 60 Coupon Bonds
Slide 9: Statement of Assets & Liabilities (Standalone)
Statement of Assets & Liabilities (Standalone) (Amount in INR Crore) Q2 & H1 Q1 Q4 & 12 M Particulars FY 17 FY 16 FY 17 FY 16 FY 15 FY 14 (Unaudited) (Audited) (Unaudited) (Audited) (Audited) (Audited) Liabilities Shareholders Funds 31,778 27,906 29,952 28,618 24,857 20,669 Borrowings 1,62,077 1,62,
Slide 10: Income Statement (Standalone)
Income Statement (Standalone) (Amount in INR Crore) Q2 Q1 H1 12M Particulars FY 17 FY 16 FY 17 FY 17 FY 16 FY16 FY15 FY14 (Unaudited) Unaudited) Unaudited) Unaudited) (Audited) (Audited) (Audited) (Audited) Interest Income 5,756 5,827 5,890 11,646 11,468 23,471 20,072 16,806 Less: Finance Costs 3,42
Slide 11: Key Indicators
Key Indicators Q2 Q1 H1 12 M Particulars FY 17 FY16 FY 17 FY 17 FY16 FY16 FY15 FY14 Yield on Loan (%) 11.95 12.23 12.08 11.71 12.26 12.32 12.23 12.18 (Annualised) Cost of Funds (%) 8.18 8.41 8.21 8.32 8.33 8.50 8.36 8.31 (Annualised) Interest Spread (%) 3.77 3.82 3.87 3.39 3.93 3.82 3.87 3.87 Net In
Slide 12: Shareholding Pattern
Shareholding Pattern As on => 30.09.16 30.06.16 31.03.16 31.03.15 31.03.14 Description % % % % % President of India 60.64 60.64 60.64 65.64 65.64 Foreign Portfolio Investors 16.55 18.25 21.37 20.86 18.68 Resident Individual/ HUF 7.58 6.10 4.46 3.00 2.86 Mutual Funds 2.50 2.74 2.1 3.19 3.46 Bodies Co