La Trobe Private Credit Fund · ASX:LF1
La Trobe Private Credit Fund — Investor Presentation (July 2026)
18 slides from La Trobe Private Credit Fund's investor presentation, July 2026
Slide 1: La Trobe Private Credit Fund (ASX: LF1)
La Trobe Private Credit Fund (ASX: LF1) July 2026 13 13 57 | latrobefinancial.com.au
Slide 2: Experienced Leadership Team
Experienced Leadership Team Chris Paton Contents Chief Investment Officer Chris is a well-recognised financial services executive and is a thought leader and regular La Trobe Private Credit Fund (ASX: LF1) 3 commentator in the asset management industry. He leads Australia’s fastest growing real esta
Slide 3: La Trobe Private Credit Fund (ASX: LF1)
La Trobe Private Credit Fund (ASX: LF1) Key Terms Key Features The Fund La Trobe Private Credit Fund Capital Target Asset Portfolio Quality Management Allocation~ and Diversity ASX Ticker Code LF1 Initiatives • 50% allocation • Two defensive 12 Month • Quarterly Off- to Australian Real portfolios In
Slide 4: Australia's Most Trusted Asset Manager
Australia’s IntroductionMost Trusted to La TrobeAsset Manager Financial La Trobe Financial has been managing investment mandates for investors since 1952. We provide high-quality investments focused on Australia’s wealthy and rapidly growing pre and post retirement investor cohorts. We form decade-l
Slide 5: LF1 Constructed with Two Flagship Strategies
LF1 Constructed with Two Flagship Strategies La Trobe Australian Credit Fund US Private Credit Fund Class A Wholesale 12 Month Investment Account 6.75 %*# p.a. 7.50 %†‡ p.a. Annualised target distribution yield, net of fees and costs current variable rate after fees & costs, reviewed monthly and bef
Slide 6: A Brand of Trust Earned through a History of Performance
A Brand of Trust Earned through a History of Performance La Trobe Financial: Australian Real Estate Private Credit 12 Month Investment Account Accumulation (comparison since inception) Last 12 GFC COVID-19 Months $500,000 $450,000 12 Month Investment Account^ $400,000 Returns1 $350,000 1 yr 6.39% $3
Slide 7: Quality Assets Drive Performance
Quality Assets Drive Performance Borrower Credit Bureau Score by Lender 12 Month Investment Account The average credit score of borrowers applying for a loan with La Trobe Financial is in line Granular residential core with strategic development, commercial and industrial exposures. with the Big 4 b
Slide 8: Diversified Portfolio with Conservatism at its Core
Diversified Portfolio with Conservatism at its Core 0.2% Loan to Value Ratio* $3,371.8m $3,436.4m 29.75% 30.32% 15.6% $2,574.2m 4.3% 43.7% 22.72% 1.0% $1,246.1m 3.4% 31.1% 11.00% $703.5m 0.7% 6.21% <50% LVR 50-60% LVR 60-70% LVR 70-75% LVR ≥75% LVR 12 Month Investment Account Loan Portfolio $11,332m
Slide 9: USPC – The Rebuild of Middle America
USPC – The Rebuild of Middle America What is the U.S. Middle Market Backbone of the 200,000+ EBITDA of Accounts for 1/3 of total jobs U.S. economy companies USD$25m - $1bn and 40% of U.S.’ GDP Source: U.S. Chamber of Commerce May 2025, Blackrock September 2024. U.S Chamber of Commerce and Blackrock
Slide 10: Targeting High-Quality Borrowers for a Defensive Portfolio
Targeting High-Quality Borrowers for a Defensive Portfolio Defensive Exposure to Private Credit Pillars of Investment Strategy Strong Historical Volatility Adjusted Returns3 Return/ Volatility (June 2014 – September 2025) Distressed Investing Long-Term Credit Performance Potential Return Direct Stru
Slide 11: Built to Perform across the Cycle
BuiltPrivate US to Perform Creditacross the Cycle – Portfolio Composition US Private Credit – Portfolio Asset Allocation Industry Allocation Composition of Underlying Loan Assets Cash 23.5% Software Middle 18.8% Insurance Services 2.8% Market Equity Health Care Providers & Services Broadly Syndicate
Slide 12: The Opportunity – La Trobe Private Credit Fund
The Opportunity – La Trobe Private Credit Fund The Outcome - La Trobe Private Credit Fund Combining our two flagship, best-in-class strategies under one investment vehicle Feature Detail Benefits • Australian Real Estate Private Credit: 70+ years of asset class performance Structure ASX Listed Quote
Slide 13: Trading History
Trading History Avg Daily Volume Avg VWAP Trading Volumes Since Listing Inception to 30 June 2026 Inception to 30 June 2026 $444,113 1.9761 $2,500,000 2.10 2.05 $2,000,000 2.00 Trailing Net Distribution (Annualised) $1,500,000 8 +0.05% 0.00% +0.02% +0.02% +0.08% +0.21% +0.01% +0.09%+0.04% +0.02%+0.0
Slide 14: La Trobe Private Credit Fund
La Trobe Private Credit Fund La Trobe Financial ASX-Listed Private Credit Fund Target Cash Distribution: RBA Official Cash Rate + 3.25% p.a.* Strong ratings outcomes Ratings Agency Rated Ratings Outcome La Trobe Australian Credit Fund US Private Credit 4 May 2025 Approved 2 • Australia’s largest ret
Slide 15: Risks Associated with the Fund
La Trobe Private Credit Fund (ASX:LF1) Risks Associated with the Fund As with any type of investing, there are risks associated with an investment in the Fund. We encourage prospective investors to consider these risks as outlined within the Product Disclosure Statement, some of which we summarise b
Slide 16: Important Notices & Disclaimers
Important Notices & Disclaimers This document dated 22 July 2026 has been prepared by La Trobe Financial Asset Management Limited ACN 007 332 363, AFSL 222 213 (La Trobe Financial) and is provided for information purposes only. This document does not constitute an offer, invitation, solicitation or
Slide 17: Important Notices & Disclaimers
Important Notices & Disclaimers Distribution yield: The target cash distribution yield is calculated based on the RBA Official Cash Rate as at the last Business Day of each month. The target cash distribution yield is an objective target only and may not be achieved. Any shortfall in net income gene
Slide 18: 04B_064_290726 latrobefinancial.com.au
13 13 57 04B_064_290726 latrobefinancial.com.au
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