Wsfx Global Pay Limited · BSE:WSFX
Wsfx Global Pay — Q4 FY2024-25 Earnings Presentation
22 slides from Wsfx Global Pay's earnings presentation, May 29, 2025
Slide 1: BSE intimation letter on investors presentation
Date: May 29, 2025 To, The Manager, Department of Corporate Services, BSE Limited Phiroze Jeejeebhoy Towers, Dalal Street, Fort, Mumbai – 400 001 Subject: Investors Presentation on Performance of the Company for the Financial year ended March 31, 2025 Scrip ID: WSFX Scrip Code: 511147 Dear Sir/Madam
Slide 2: Investor Presentation Q4 & FY 2024-25
INVESTOR PRESENTATION Q4 & FY 2024-25
Slide 3: About Us
ABOUT US • Specialists in Forex & Outward Remittances for Students & 30+ Years of Forex Corporates Leadership Backed by Trust, • Multi-Segment Forex Cards | One for Every Global Journey Built for Growth • Tailored Corporate FX Solutions | Trusted by 700+ Businesses • Student-Centric Remittance & Car
Slide 4: Digital Platforms & Solutions
DIGITAL PLATFORMS & SOLUTIONS Global Pay Smart Agent Platform Global Pay App & Web Portal Send money abroad in a jiffy with the Global Pay by WSFx App Comprehensive digital solution designed for Agent Partners to and Portal and manage your forex requirements digitally. manage their customer’s Forex
Slide 5: Global Pay Forex Cards
GLOBAL PAY FOREX CARDS Travel Pay Card Global Pay Card Student Pay Card Smart Currency Card USD card - tailor made for International USD card - tailor made for Global Travelers. USD card - tailor made for Students. Multi Currency VISA Forex & Travelers. INR Card ONE UNIVERSAL APP FOR CARD MANAGEMENT
Slide 6: Key Highlights – Travel Pay Card Launch
Key Highlights – Travel Pay Card Launch • Launch of Travel Pay Card– Principal Member of Visa • One Currency Card – USD • Zero Cross Currency Fees • Worldwide Acceptance • Remote Reload • Specially designed for Leisure travelers
Slide 7: Opportunities and Challenges
Opportunities Challenges Growth in Leisure Travel Forex – With revenge travel post- Impact of Taxation & TCS (Tax Collected at Source) – Higher COVID and rising outbound tourism, demand for leisure TCS rates on outward remittances increase customer costs, forex, prepaid forex cards, and personal rem
Slide 8: LRS Data
LRS Data Outward Remittances under the Liberalised Remittance Scheme (LRS) for Resident Individuals - USD Mio Item 2020-21 2021-22 2022-23 2023-24 2024-25 CAGR % YoY % 1 Outward Remittances under the LRS 12,684.40 19,610.77 27,140.65 31,735.73 29,563.17 24% -7% 1.1 Deposit 680.38 830.06 1,011.08 916
Slide 9: Q4 & YTD Performance Highlights
Q4 & YTD Performance Highlights Q4 : GTO – INR 1416 Cr. Rev – INR 23 Cr. PBT – INR 1.28 Cr. Particulars (INR Cr) Q4/24-25 Q3/24-25 Q2/24-25 Q1/24-25 YTD/24-25 Gross Turnover 1,415.95 1,143.34 2,019.88 1,143.23 5,722.40 Total Revenue 22.61 20.86 26.46 19.19 89.12 Total Expenses 21.33 19.69 23.31 18.1
Slide 10: Quarterly Performance Comparison
Qtr. 4 Performance – Compare Q4 & Q3/24-25 Performance & Comparison Particulars (INR Cr) Q4/24-25 Q3/24-25 % Inc Gross Turnover 1,415.95 1,143.34 24% Revenue from Ops 21.80 20.07 9% Other Income 0.81 0.79 2% PBT 1.28 1.16 10% Q4/24-25 & Q4/23-24 Performance & Comparison Particulars (INR Cr) Q4/24-25
Slide 11: Quarterly / FY Trends
Quarterly / FY Trends Profit and Loss Account FY 2024-25 FY 2023-24 Particulars (In Lakhs) Q4 Q3 Q2 Q1 YTD Q4 Q-3 Q2 Q1 FTY (Audited) (Unaudited) (Unaudited) (Unaudited) (Unaudited) (Unaudited) (Audited) (Audited) (Unaudited) (Unaudited) (Unaudited) (Audited) Revenue from Operations 2,180.43 2,006.7
Slide 12: Comparative Charts – Revenue & Expenses
Comparative Charts – Revenue & Expenses GROSS REVENUE: (INR LAKHS) SGA EXPENSES: (INR LAKHS) 3462.13 8651.60 2821.20 7004.11 1981.32 4607.83 1689.09 1587.11 2881.67 2007.99 CAGR 44.07% CAGR 21.52% Scalable Digital Model >> Driving Revenue Growth and Cost Efficiency
Slide 13: Student – University Fees & Living Expenses
Student – University Fees & Living expenses STUDENT: GTO Q1 Q2 Q3 Q4 • Market size : 3 Billion USD, -16% degrowth • Channel: 400+ Strong B2B Network of Agents, Study Consultants, Education Loan Providers, etc. 2020-21 2021-22 2022-23 2023-24 2024-25 • Platforms : Digital B2B & D2C platform • Product
Slide 14: Corporate – Business Travel
Corporate – Business Travel CORPORATE: GTO Q1 Q2 Q3 Q4 • Market Size :– 2-3 Billion USD • Channel :850+ Corporate customers Key customers include Accenture, 2020-21 2021-22 2022-23 2023-24 2024-25 Siemens, EY, Zoho, Tech Mahindra, Reliance, LTIMindtree, Godrej, Titan, CAGR 114.21% Adani etc. • Platf
Slide 15: Retail – Leisure & Personal Remittances
Retail – Leisure & Personal Remittances STUDENT: GTO Q1 Q2 Q3 Q4 • Market size : Leisure Travelers 12 Billion USD Family maintenance and Gift remittance 2020-21 2021-22 2022-23 2023-24 2024-25 market size 6.5 Bio USD. • Focus on tourist travel, Family Maintenance and Gift remittance. CAGR 47.09% • C
Slide 16: Forex Card Growth
Forex Card Growth CARD: GTO Q1 Q2 Q3 Q4 2020-21 2021-22 2022-23 2023-24 2024-25 CAGR 96.41%
Slide 17: Outward Remittances Growth
Outward Remittances Growth REMITTANCE: GTO CAGR 39.41%
Slide 18: Financial Results
Financial Results Statement of audited financial res Its for the quarter and year ended 31 March 2025 (Rs. in Lakhs) se. Quarter Ended Year Ended No Particulars 3i-Mar-25 | 31-Dec-24 | 3i-Mar24_| 31-Mar-25 | 31-Mar-24 7 (Audited) | (Unaudited) | (Audited) | (Audited) | (Auditea) 1 |Income from Opera
Slide 19: The Global Pay Advantage
The Global Pay Advantage • Omni-Channel Network • Independent Board & Committees • 21 Branches • Internal Audits • Digital Platforms & Solutions Corporate • System Audits • Process Automation Digital Governance • Cost Optimization • System Level Process & Controls • Building Trust & Transparency • R
Slide 20: Way Forward
WAY FORWARD D2C Focus PA – CB License Implementing targeted marketing campaigns Facilitating payments between domestic aimed at expanding the D2C customer base, merchants and international customers or with a focus on leveraging digital channels, vice versa and manage transactions social media, and
Slide 21: Thank You
THANK YOU WSFx Global Pay Limited 6th Floor, Wing C, Corporate Avenue, Chakala, Andheri (East), Mumbai - 400093 Branches Network Ahmedabad, Anand, Amritsar, Bangalore, Chandigarh, Chennai, Coimbatore, Delhi, Goa, Hoshiarpur, Hyderabad, Jalandhar, Kochi, Kolkata, Ludhiana, Mumbai, Surat, Vadodara, Pu
Slide 22: Disclaimer
Disclaimer • The material in this presentation has been prepared by WSFx Global Pay Limited and is general background information about Global Pay’s activities current as at the date of this presentation. This information is given in summary form and does not purport to be complete. • Information in