Wsfx Global Pay Limited · BSE:WSFX
Wsfx Global Pay — Shareholder Meeting (2025)
22 slides from Wsfx Global Pay's shareholder meeting presentation, 2025
Slide 1: wsfx.in info@wsfx.in
wsfx.in info@wsfx.in 022 62709600
Slide 2: About Us
About Us 30+ Years of Forex Leadership • Specialists in Forex & Outward Remittances for Students & Backed by Trust, Corporates Built for Growth • Multi-Segment Forex Cards | One for Every Global Journey • Tailored Corporate FX Solutions | Trusted by 850+ Businesses RBI Licensed AD-II • Student-Centr
Slide 3: Partnerships
Partnerships Banking Partners Corporates B2B Partners Siemens Credila Zaggle Godrej Zoho Apply Board University Living E&Y Tech Mahindra 850 ++ Kanan 600 ++ Tata Capital Hexaware Titan Landmark Ease My Trip L&T LTI Mindtree Accenture Poonawala Fincorp … …
Slide 4: GlobalPay Forex Cards
GlobalPay Forex Cards Travel Pay Card Global Pay Card Student Pay Card Smart Currency Card USD card - tailor made for USD card - tailor made for USD card - tailor made for Multi Currency VISA Forex & International Travelers. Global Travelers Students INR Card UNIVERSAL GLOBALPAY APP FOR CARD MANAGEM
Slide 5: Digital Platforms & Solutions
Digital Platforms & Solutions GlobalPay App & Web Portal GlobalPay Smart Agent Platform Send money abroad in a jiffy with the GlobalPay App and Comprehensive digital solution designed for Agent Partners to Portal and manage your forex requirements digitally. manage their customer’s Forex & Remittanc
Slide 6: Business Landscape
Business Landscape • Regulated Industry with High compliance Omni- Channel Payment Fintech • High Competition, Lower Margins. • Key customer Segments of Students, Leisure Travel, Business Travel. 21 Digital Forex • Leisure travel boom, Student travel affected due to Visa restrictions, country specif
Slide 7: Opportunities Challenges
Opportunities Challenges Growth in Leisure Travel Forex – With revenge travel post- Impact of Taxation & TCS (Tax Collected at Source) – COVID and rising outbound tourism, demand for leisure Higher TCS rates on outward remittances increase customer forex, prepaid forex cards, and personal remittance
Slide 8: FY 24-25 Key Metrics
FY 24-25 Key Metrics Gross Turnover (GTO): Revenue: EBITDA Margin: 5,722 Crore 86.51 Crore 18% YOY Growth 24% YOY Growth PBT: 6.63 Crore, 12% 61% YOY Growth Customers: PAT: 3.24 Crore CAGR 5 Years: Card GTO- 96.41% 1,70,000+ Digital Contribution: (Students 35,000+) Remittance GTO- 39.41% 59% Return
Slide 9: FY 24-25 Highlights
FY 24 - 25 Highlights GTO : INR 5722.40Cr. Rev : INR 86.51 Cr. PAT : INR 3.24 Cr. * * PAT is lower due to a deferred tax reversal of ₹3.16 Cr on utilization of carried-forward losses and depreciation; this is a non-cash accounting entry with no impact on operating performance, cashflows, or business
Slide 10: Comparison Chart- YOY
Comparison Chart- YOY Revenue From Operation - (INR Lakh) Selling, General & Admin Expense - (INR Lakh) 8,652 3,462 7,004 2,821 4,608 1,981 1,718 1,693 2,882 2,111 2020-21 2021-22 2022-23 2023-24 2024-25 2020-21 2021-22 2022-23 2023-24 2024-25 CAGR 42.28% CAGR 19.15%
Slide 11: Comparison Chart- PBT -YOY
Comparison Chart- PBT -YOY PBT-(INR In Lakhs) 662.51 412.27 89.91 2020-21 2021-22 2022-23 2023-24 2024-25 (586.67) (634.55) Turnaround 213% Improvement
Slide 12: Student – University Fees & Living expenses
Student – University Fees & Living expenses STUDENT GTO • Market size: 3 Billion USD, -16% degrowth • Channel: 400+ Strong B2B Network of Agents, Study Consultants, Education Loan Providers, etc. • Platforms: Digital B2B & D2C platform • Products: Student Specific solutions – University Fee Payments
Slide 13: Corporate – Business Travel
Corporate – Business Travel CORPORATE GTO • Market Size :– 2-3 Billion USD • Channel :850+ Corporate customers Key customers include Accenture, Siemens, EY, Zoho, Tech Mahindra, Reliance, LTIMindtree, Godrej, Titan, Adani etc. CAGR 114.21% • Platform: Smart Corporate Platform for Forex Ordering • Pr
Slide 14: Retail – Leisure & Personal Remittances
Retail – Leisure & Personal Remittances RETAIL / LEISURE GTO • Market size : Leisure Travelers 12 Billion USD Family maintenance and Gift remittance market size 6.5 Bio USD. • Focus on tourist travel, Family Maintenance and Gift remittance. • Channel: Branches & Digital CAGR 47.09% • Platforms: B2B
Slide 15: Forex Card Growth
Forex Card Growth CARD: GTO Q1 Q2 Q3 Q4 2020-21 2021-22 2022-23 2023-24 2024-25 CAGR 96.41%
Slide 16: Outward Remittances Growth
Outward Remittances Growth REMITTANCE: GTO CAGR 39.41%
Slide 17: GlobalPay Cards – A New Growth Engine
GlobalPay Cards – A New Growth Engine Travel Pay Card Launch • Successfully launched GlobalPay–Visa Prepaid Forex Single / Multi Currency Card as a Principal Member, strengthening control over the card value chain. • Rolled out segment-specific card variants – Student Pay, Travel Pay, and Global Pay
Slide 18: GlobalPay Multi-Currency Card Launch
GLOBALPAY MULTI-CURRENCY CARD LAUNCH • Smart App enabled card management • 12 Foreign Currency Wallets • Worldwide acceptance • Contactless – NFC enabled • Wallet to Wallet transfer • Remote Reload facility • 24X7 access to your funds • Safe and Secure • Card Insurance Coverage Up to 5 Lakh • Surcha
Slide 19: The GlobalPay Advantage
The GlobalPay Advantage • Omni-Channel Network • Independent Board & • 21 Branches Committees Digital Corporate • Internal Audits • Digital Platforms & Solutions • Process Automation Governance • System Audits • Cost Optimization • Building Trust & Transparency • System Level Process & Controls • Un
Slide 20: Way Forward
Way Forward D2C Focus PA – CB License Implementing targeted marketing campaigns aimed at expanding the D2C customer base, Facilitating payments between with a focus on leveraging digital channels, domestic merchants and international social media, and partnerships to promote customers or vice versa
Slide 21: Thank you!
Thank you! WSFx Global Pay Limited 6th Floor, Wing C, Corporate Avenue, Chakala, Andheri (East), Mumbai - 400093 Branches Network Ahmedabad, Anand, Amritsar, Bangalore, Chandigarh, Chennai, Coimbatore, Delhi, Goa, Hoshiarpur, Hyderabad, Jalandhar, Kochi, Kolkata, Ludhiana, Mumbai, Surat, Vadodara, P
Slide 22: Disclaimer
Disclaimer • The material in this presentation has been prepared by WSFx Global Pay Limited and is general background information about GlobalPay’s activities current as at the date of this presentation. This information is given in summary form and does not purport to be complete. • Information in