Komercni Banka, a.s. · PSECZ:KOMB

Komercni Banka, a.s — Q3 2001 Earnings Presentation

38 slides from Komercni Banka, a.s's earnings presentation, October 2001

  1. Slide 1: Komerční banka Third Quarter Financial Results Unconsolidated

    .20(5ý1Ë%$1.$ 7+,5'48$57(5 ),1$1&,$/5(68/76 81&2162/,'$7(',$6 2FWREHU

  2. Slide 2: Content

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  3. Slide 3: Successful privatisation: Société Générale holds of Komerční banka

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  4. Slide 4: Board of Directors, Executive Committee

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  5. Slide 5: Komerční banka Financial Results Unconsolidated

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  6. Slide 6: Net profit reached CZK billion

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  7. Slide 7: Slight increase in net interest income

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  8. Slide 8: Continuing growth of net fees and commissions

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  9. Slide 9: Strong growth in credit and payment related fees

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  10. Slide 10: Cost base impacted by Workout bank and restructuring charges

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  11. Slide 11: Significant positive impact of the State Guarantee

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  12. Slide 12: Continuing prudency in coverage of potential risks

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  13. Slide 13: Positive development of key ratios

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  14. Slide 14: Incremental increase of Total Assets

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  15. Slide 15: Client deposits reached CZK billion

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  16. Slide 16: Structure of KB's loan portfolio by types

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  17. Slide 17: Significant improvement in asset structure

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  18. Slide 18: Significant improvement in NPLs' coverage through provisions and reserves

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  19. Slide 19: Almost one third of NPLs liquidated without significant losses

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  20. Slide 20: Prudent collateral valuation policy implemented

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  21. Slide 21: Majority of NPLs already transferred into Workout bank

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  22. Slide 22: New lending indicates improvement signs

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  23. Slide 23: Workout bank focuses on recovery of existing assets

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  24. Slide 24: Profit and loss statement

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  25. Slide 25: Komerční banka Group Financial Results CAS

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  26. Slide 26: Financial Group business activities

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  27. Slide 27: Subsidiary and associated undertakings results CAS

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  28. Slide 28: Komerční banka - Appendix

    KOMERCNI BANKA - APPENDIX MS |

  29. Slide 29: Key data CDO and CDS portfolio

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  30. Slide 30: Composition of CDO's portfolio

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  31. Slide 31: Rating composition of CDO's portfolio

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  32. Slide 32: Number of KB clients using Direct banking more than doubled

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  33. Slide 33: Structure of KB's loan portfolio

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  34. Slide 34: Structure of loans by industry

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  35. Slide 35: Development of price of KB's share and index

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  36. Slide 36: Development of MMP, PRIBOR and RIBOR

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  37. Slide 37: Structure of shareholders

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  38. Slide 38: Contacts: Strategy and Investor Relations Division

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Komerční banka, a.s. — Q3 2001 Earnings Presentation on 6ix