Qatar International Islamic Bank · QSE:QIIK
Qatar International Islamic Bank — Q3 2022 Earnings Presentation
19 slides from Qatar International Islamic Bank's earnings presentation, 2022
Slide 1: OlB@ 223)
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Slide 2: Investors' Presentation Q3-2022
Investors’ Presentation - Q3-2022 - Page 2. Page 2.
Slide 3: Agenda
1. QIIB Overview & Strategy 2. Financial Performance 3. Funding Overview 4. Rating Overview Page 3. Page 3.
Slide 4: QIIB Overview & Strategy
Section 1 QIIB Overview & Strategy Page 4. Page 4.
Slide 5: QIIB Snapshot
QIIB Snapshot Introduction Shareholder Structure (QIIB) Established in 1990 by an Amiri Decree, Qatar International Islamic Bank began operations on 1 January 1991. 20% 17% GCC & Foreign ▪ The Qatar Investment Authority As of 30 September 2022 , QIIB has the third largest market capitalization on th
Slide 6: QIIB Business Overview
QIIB Business Overview Business Segments Overview Treasury & Investments o Equity participation, private equity, investment funds REVENUE o Sukuk investment book o International finance and syndications o Islamic Treasury products and services 20% Personal Banking Financing 26% o Large personal bank
Slide 7: Financial Performance
Section 2 Financial Performance Page 7. Page 7.
Slide 8: QIIB Assets & Financing
QIIB Assets & Financing Highlights QIIB’S strong asset growth (QAR mn) QIIB’s balance sheet sustained growth CAGR of 3.0% between FY 2018 – 61,314 61,792 56,831 57,709 Q3-2022, notwithstanding slower economic environment. 60,000 50,260 The growth has been driven by a strong increase in QIIB’s Islami
Slide 9: Asset Quality
Asset Quality Asset quality highlights Asset quality ratios Non-performing financing ratio increased to 2.8% as of 30 September 2022, compared to December 2021,nevertheless its still within the 2018 2019 2020 2021 Q3-2022 industry average Non-performing financing ratio(1) 2.0% 1.9% 1.6% 2.6% 2.8% QI
Slide 10: Continued Profitability & Operating Efficiency
Continued Profitability & Operating Efficiency Operating income breakdown (QAR mn) Sustained profitability (QAR mn) 3000 19 1,050.0 181 203 6 250 19 43 2000 129 510 396 354 1,000.0 370 171 226 1,003.3 266 338 950.0 1000 1846 1834 937.7 1586 1728 1394 900.0 927.0 1302 902.0 850.0 882.1 0 800.0 839.8
Slide 11: Robust Capitalization
Robust Capitalization Highlights Capital Structure (QAR mn) Tier 1 Tier 2 +2.5% +4.1% 10,000 Basel II, Pillar 2 (ICAAP) requirements were effective from 1 January 2014 with all ICAAP and BIII +3.4% requirements subject to regular (external) audit. Guidelines were refined and updated in March 2016. T
Slide 12: Summary of Q3-2022 Performance
Summary of Q3- 2022 Performance 31-Dec-21 30-Sep-22 % Change Strong liquidity levels Total Assets (QAR mn) 61,792 57,709 -6.6% Net Islamic Financing Facilities (QAR mn) 37,031 35,180 -5.0% Stable asset quality Liquid Assets (QAR mn) 23,316 21,154 -9.3% Stable deposit base Customers’ Deposits (QAR mn
Slide 13: Funding Overview
Section 3 Funding Overview Page 13. Page 13.
Slide 14: Funding Overview
Funding Overview Highlights QIIB’s Funding Split As of 30 September 2022 QIIB’s funding is predominantly driven by customer deposits and equity of investment account holders As of 31 December 2021 (EIAH) and is backed by the bank’s own capital. 15% 14% 5% QIIB has leveraged its expanding branch netw
Slide 15: Rating Overview
Section 4 Rating Overview Page 15. Page 15.
Slide 16: Credit Ratings
Credit Ratings Fitch Ratings Longer-term IDR Short-term IDR Viability Rating Outlook Date A- F2 bb+ Stable September 2022 Moody’s Issuer Rating ST Issuer Rating Baseline credit assessment Outlook Date A2 P-1 baa3 Stable July 2022 Capital Intelligence Long Term Rating Short Term Rating Standalone Rat
Slide 17: Key Investment Highlights
Key Investment Highlights Third largest listed Islamic Bank in Qatar Based in one of the fastest growing markets in the world Strong brand name since 1991 Second largest Islamic banking network in Qatar with 17 branches Strong capital position & asset quality Strong government support with QIA as on
Slide 18: Contacts
Contacts Head Office: Qatar International Islamic Bank Doha, Qatar P.O. Box 664 Web: www.qiib.com.qa Email: IR@qiib.com.qa IR Mobile App IR Contact: Mr. Hossam Khattab Dr. Mohammed Ghiyath Sheikhah Chief Financial Officer Head of Investment Finance Treasury & Investment hossamkhattab@qiib.com.qa Moh
Slide 19: Disclaimer
Disclaimer Acceptance by recipients of a copy of this document will be deemed to constitute an acknowledgement and agreement that: This document has been prepared by QIIB and accepts no liability, express or implied, to any other parties or recipients. The reliance which can be placed upon this docu
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