Qatar International Islamic Bank · QSE:QIIK
Qatar International Islamic Bank — Q1 2026 Earnings Presentation
18 slides from Qatar International Islamic Bank's earnings presentation, 2026
Slide 1: Classified as Public | ماع
Classified as Public | عام
Slide 2: Investors' Presentation Q1-2026
Investors’ Presentation - Q1-2026 - ClassifiedPage 2. | عام as Public Page 2.
Slide 3: Agenda
1. QIIB Overview & Strategy 2. Financial Performance 3. Funding Overview 4. Rating Overview ClassifiedPage 3. | عام as Public Page 3.
Slide 4: QIIB Snapshot
QIIB Snapshot Introduction Shareholder Structure (QIIB) Established in 1990 by an Amiri Decree, Qatar International Islamic Bank began operations on 1 January 1991. 21% GCC & 16% ▪ The Qatar Investment Authority As of 31 March 2026, QIIB has the sixth market capitalization on the Qatar Exchange of a
Slide 5: QIIB Overview & Strategy
Section 1 QIIB Overview & Strategy ClassifiedPage 4. | عام as Public Page 5.
Slide 6: QIIB Business Overview
QIIB Business Overview Business Segments Overview Treasury & Investments o Equity participation, private equity, investment funds Net REVENUE o Sukuk investment book o International finance and syndications o Islamic Treasury products and services 18% Personal Banking Financing 25% 27% 33% o Large p
Slide 7: Financial Performance
Section 2 Financial Performance ClassifiedPage 7. | عام as Public Page 7.
Slide 8: Balance sheet highlights
Balance sheet highlights Highlights Total banking assets development (QAR Mn) (CAGR: 2.3%) QIIB’s balance sheet declined by 1.4% compared to year-end 2025, primarily driven 65,000 62,629 61,626 61,725 by a 53.4% reduction in ‘Due from Banks’ between December 2025 and March 2026. 59,979 60,000 56,393
Slide 9: Asset Quality
Asset Quality Asset quality highlights Asset quality ratios The non-performing financing ratio improved to 2.6% as of Q1-2026, down from 2.9% in December 2025, and remains well below the industry average. 2022 2023 2024 2025 Q1-2026 Non-performing financing ratio(1) 2.8% 2.9% 3.3% 2.9% 2.6% QIIB sta
Slide 10: Continued Profitability & Operating Efficiency
Continued Profitability & Operating Efficiency Operating income breakdown (QAR mn) Sustained profitability (QAR mn) 76 4000 65 87 378 292 394 1,500.0 3000 869 660 62 814 298 1,351 1,260 2000 507 1,000.0 1,165 1,075 2361 2653 2621 12 17 1000 1792 77 84 175 159 654 630 500.0 0 2022 2023 2024 2025 Q1-2
Slide 11: Robust Capitalization
Robust Capitalization Highlights Capital Structure (QAR mn) Tier 1 Tier 2 +4.3% +3.2% 12,000 Basel II, Pillar 2 (ICAAP) requirements were effective from 1 January 2014 with all ICAAP and BIII +9.0% 10,000 +3.0% 561 556 requirements subject to regular (external) audit. Guidelines were refined and upd
Slide 12: Summary of Q1-2026 Performance
Summary of Q1-2026 Performance 31-Dec-25 Q1-2026 % Change Strong liquidity levels Total Assets (QAR mn) 62,629 61,725 -1.4% Net Islamic Financing Facilities (QAR mn) 41,966 43,871 4.5% Stable asset quality Liquid Assets (QAR mn) 19,401 16,529 -14.8% Stable deposit base Customers’ Deposits (QAR mn) 1
Slide 13: Funding Overview
Section 3 Funding Overview ClassifiedPage 13.| عام as Public Page 13.
Slide 14: Funding Overview
Funding Overview Highlights QIIB’s Funding Split QIIB’s funding is predominantly driven by customer deposits and Sukuk Financing and is backed by the As of 31 December 2025 As of 31 March 2026 bank’s own capital. QIIB has leveraged its expanding branch network and corporate relationships to steadily
Slide 15: Rating Overview
Section 4 Rating Overview ClassifiedPage 15.| عام as Public Page 15.
Slide 16: Credit Ratings
Credit Ratings Fitch Ratings Longer-term IDR Short-term IDR Viability Rating Outlook Date A F1 bb+ RWN April 2026 Moody’s Issuer Rating ST Issuer Rating Baseline credit assessment Outlook Date A2 P-1 baa3 Stable May 2025 Capital Intelligence Long Term Rating Short Term Rating Standalone Rating (BSR)
Slide 17: Key Investment Highlights
Key Investment Highlights One of the most efficient banks in Qatar Based in one of the fastest growing markets in the world Strong brand name since 1991 Second largest Islamic banking network in Qatar with 17 branches and 1 digital branch Strong capital position & asset quality Strong government sup
Slide 18: Contacts
Contacts Head Office: Qatar International Islamic Bank Doha, Qatar P.O. Box 664 Web: www.qiib.com.qa Email: IR@qiib.com.qa IR Mobile App IR Contact: Mr. Hossam Khattab Dr. Mohammed Ghiyath Sheikhah Chief Financial Officer Head of Investment Finance Treasury & Investment hossamkhattab@qiib.com.qa Moh
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