Arbuthnot Banking Group Plc · LSE:ARBB
Arbuthnot Banking — FY2016 Earnings Presentation
20 slides from Arbuthnot Banking's earnings presentation, Mar 23, 2017
Slide 1: Arbuthnot Banking Group PLC 2016 Year-end Results
) ARBUTHNOT BANKING GROUP PLC 2016 Year-end Results 23 March 2017
Slide 2: Introduction to Arbuthnot Banking Group PLC
Introduction to Arbuthnot Banking Group PLC History: Arbuthnot & Latham formed a partnership in 1833 Financials: £234m of shareholders’ equity at December 2016 Sir Henry Angest completed a management buyout in1985 £759m loan book at December 2016 Sir Henry Angest owns 5576 of Arbuthnot Banking Group
Slide 3: Introduction to Arbuthnot Banking Group PLC contd
Arbuthnot Banking Group PLC 2016 Year end Results Introduction to Arbuthnot Banking Group PLC contd £1 invested in 1997, with dividends reinvested... would still be would be c£1 c£10.30 for the FTSE AIM for an Arbuthnot All-share index shareholder would be £1.69 for the FTSE 350 Banks index 2007-201
Slide 4: Organisational chart
Arbuthnot Banking Group PLC 2016 Year end Results Organisational chart @) Arbuthnot Banking Group PLC Incorporated in 1985 Quoted on AIM (Ticker : ARBB LN) 4) © Secure Trust acagen uai vo Arbuthnot Latham & Co., Limited Secure Trust Bank PLC 100% ownership Associate company, c.18,6% shareholding Pri
Slide 5: Brief History of Arbuthnot Banking Group PLC
Brief History of Arbuthnot Banking Group PLC 1833 1960 otation of 1985 2005 Secure Trust Bank quoted on Londar Stock Exchange 2011 Arbuthnot Bankin Group reduces hareholding in STB trom 51.0% to 18.9% and raise £isom 2012 2016 Sale of Arbuthnot Securities to Westhouse
Slide 6: Past year history of Arbuthnot Banking Group PLC
Arbuthnot Banking Group PLC 2016 Year end Results Past 10 year history of Arbuthnot Banking Group PLC vint of sa ree business 2006 2009 2010 2011 2012 2014 2015
Slide 7: Deep experience of banking, long service at Arbuthnot
Arbuthnot Banking Group PLC 2016 Year end Results Deep experience of banking, long service at Arbuthnot @) Executive Sir Henry Angest LLL Chairman and Chief Executive 35 years of service Sir Henry is Chairman and Chief Executive of Arbuthnet Banking Group PLC as well as Chairman of Arbuthnot Latham
Slide 8: Review of 2016
Arbuthnot Banking Group PLC 2016 Year end Results Review of 2016 Adjusted loan growth in 2016 76% Loan deposit ratio at Dec 2016 28% CET! ratio at Dec 2016 £179m Regulatory Capital Summary Balance Sheet Customer loans Adjusted customer loans Total assets Customer deposits Adjusted customer deposits
Slide 9: Review of 2016 contd
Arbuthnot Banking Group PLC 2016 Year end Results Review of 2016 contd ‘ Net Interest Income growth Loan impairment charges of 0.1% of average loan book 34% increase in underlying profit before tax 88% Return on Average Equity Summary Income Statement Net Interest Income Net fee and commission Incom
Slide 10: Outlook for 2017
Arbuthnot Banking Group PLC 2016 Year end Results Outlook for 2017 Long term Strategy The Economy Competitive Environment Capital, Liquidity and Credit Risk To develop a specialist bank that provides Private and Commercial banking solutions. Diversify the Group into other financial services via orga
Slide 11: Financial Review
) Financial Review ARBUTHNOT BANKING GROUP James Cobb
Slide 12: Arbuthnot Latham
Arbuthnot Banking Group PLC 2016 Year end Results @) ARBUTHNOT LATHAM Private Bankers Since 1833 Business Structure { Private Banking Loans: £683m Loan volumes: £201m Deposits: £o46m AUM £920m * Commerrial Ranking started bn seu el BERET
Slide 13: Private Banking
Arbuthnot Banking Group PLC 2016 Year end Results Private Banking Operating income of £39.9m increased by Loan volumes increased by 28% to £201Mm Highlights: Realised £1.6m of income from the sale of Visa Europe shares Customer deposit increased by 6% to £946 Assets under management nO increased by
Slide 14: Commercial Banking
Arbuthnot Banking Group PLC 2016 Year end Results Commercial Banking Operating income of £1.5mM Customer deposits of £51M Highlights: Commercial banking to reach 50 staff by end of 2017 Pipeline of business strong Customer assets 76m Loan volumes of £76M Coverage now extends from London to South and
Slide 15: Renaissance Asset Finance Limited
Arbuthnot Banking Group PLC 2016 Year end Results Renaissance Asset Finance Limited Acquisitions Duncan Lawrie loan portfolio Loan portfolio of % discount £45m acquired eae on the par value of the loans Expected to be a Successfully migrated good source of in January 2017 new introductions ("RAF") 1
Slide 16: Non-executive Directors
Arbuthnot Banking Group PLC 2016 Year end Results Non-executive Directors Jan became a Non-Executive Director of the Arbuthnot Banking Group on ist August 2015. Me retired from KPMG in September 2012 having spent 42 years at the firm, the last 19 as a Partner in the Financial Services Practice. Sine
Slide 17: Appendix
@) Appendix
Slide 18: Divisional Performance and Underlying Profit Reconciliation
Arbuthnot Banking Group PLC 2016 Year end Results ? Appendix 1 4) Divisional Performance Underlying Profit Reconciliation aeous) = ae F= Eio00's) i La Arbathnot Latha = + Private and Ganeuaa Bank 9,053 5.998 5% Profit/(loss) before tax from continuing operations 179 (2,606) ga po ne Income 2445 = 10
Slide 19: Adjusted Lending Balances
Arbuthnot Banking Group PLC 2016 Year end Results Appendix 2 Adjusted Lending Balances £{oo0's) | ca ca = eS Core Lending Book 289,337 340,981 408,661 482.454 481,634 Commercial = - - - 76.054 Dubai - - 21,542 41,537 74,119 Mortgage Portfolio - = $06,285 94,011 84,301 Duncan Lawrie Portfolics = - -
Slide 20: Forward Looking Statements
Arbuthnot Banking Group PLC 2016 Year end Results » Forward Looking Statements ‘This document is a summary only of certain information contained in the announcement dated 23 March 2017 and should be read in conjunction with the full text of the announcement. This document contains forward looking st
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