Credit Clear Limited · ASX:CCR
Credit Clear — Q3 FY2022 Earnings Presentation
16 slides from Credit Clear's earnings presentation, Apr 26, 2022
Slide 1: Accelerating Growth: Q3 FY22 Investor Presentation
ACCELERATING GROWTH ASX: CCR Q3 FY22 Investor Presentation Pathway to profitability
Slide 2: Disclaimer
Disclaimer This presentation has been prepared by, and is the sole responsibility Credit Clear Limited ACN foreseeable), including, without limitation, any liability arising from fault or negligence on the 604 797 033 (Company). The information contained in this presentation was prepared as at part
Slide 3: Investment highlights: Q3 FY22
Investment highlights: Q3 FY22 RECORD • 117% PCP and 88% QoQ to $6.1 million QUARTERLY • Record monthly revenue in March of $2.9m REVENUE • Revenue run rate climbs to >$35 million p.a.1 PATHWAY TO • The material increase in revenue growth, continued fiscal discipline and operational PROFITABILITY sy
Slide 4: A hybrid collections offering
A hybrid collections offering Scan here for a product demo Fundamental transformation in the collections industry is Modern accelerating the need for a hybrid collection service offering Empowering customers to take control of their own financial well-being (digital supported by traditional), with a
Slide 5: Global tailwinds transforming the receivables industry
Global tailwinds transforming the receivables industry Rapid adoption of technology There is a marked increased in demand for a modern and digitally enabled solution. Credit Clear’s first-mover advantage with digital collections (at scale) uniquely positions Credit Clear as a beneficiary of this tre
Slide 6: Q3 FY22 Revenue
Q3 FY22 Revenue ANNUALISED REVENUE RUN RATE OF >$35M 1 Record high $6.1m 117% Revenue +88% for Quarter $6.1m 117% PCP $3.3m $3.4m $3.2m $2.8m 88% QoQ Record high $2.9m Revenue for March Q3FY21 (PCP) Q4FY21 Q1FY22 Q2FY22 Q3FY22 1. Based on annualised March 2022 revenue, does not include expected reve
Slide 7: Q3 FY2022 Operational Highlights
Q3 FY2022 Operational Highlights 695 734k 242k Total Active Total Active Transactions Clients Customer Accounts for the Quarter 65 97% QoQ 45% PCP 4.1m $55m New Client Digital Total Committed Wins Communications for Payment Plans the Quarter 7
Slide 8: Pathway to profitability by July 2022
Pathway to profitability by July 2022 Cash flow positive The business will be cashflow positive from July 2022 Revenue growth Revenues have materially improved this quarter with all parts of the business achieving strong growth. March was particularly strong with a record $2.9 million in revenue Cos
Slide 9: Rapid scaling of digital in ARMA
Rapid scaling of digital in ARMA ARMA's rapid digitisation progress (since 10 February 2022) Accounts have been Clients added to the 292k+ integrated into the 47 digital platform Credit Clear Platform Value of payment Digital payments from plans already ARMA customers in the $3m committed to CCR’s $
Slide 10: Platform deployed in South Africa with Techub
Platform deployed in South Africa with Techub CCR has successfully deployed its Techub has also announced that digital platform in an international iSON Xperiences, Africa’s largest market for the first time following the BPO service provider has taken a partnering and teaming agreement strategic sh
Slide 11: Sustainable competitive advantage
Sustainable competitive advantage CCR has been able to yield an average 19% uplift for all Optimiser experiments so far Data Collections Market leading Access to clients experience technology and data 59k various digital our combination of CCR has everything cannot be easily treatments across collec
Slide 12: Genuine validation of our performance
Genuine validation of our performance OPTIMISER TEST FOR ARMA – TOYOTA CASE STUDY – FERRATUM OPTIMISER MARCH TO APRIL 2022 JANUARY TO MARCH 2022 CASE STUDY • Digital first hybrid approach outperformed • Improved conversion by 26% at the second Demonstrates the power of the Optimiser step in the work
Slide 13: Clients by industry sector
Clients by industry sector $ FINANCIAL CONSUMER INSURANCE UTILITY GOVERNMENT TRADE CREDIT AUTOMOTIVE • Global Tier 1 • Transurban • Suncorp • Origin • NSW Tafe • Orora • Toyota Organisation • Foxtel • Hollard • Water Corp • Statutory Health • InfraBuild • Nissan • Humm Body • Fitness and • Gallagher
Slide 14: Renewed executive team
Renewed executive team Andrew Smith Lewis Romano Jason Serafino Chief Executive Officer and Executive Director & Chief Product and Executive Director Co-Founder Technology Officer Shane Ashton Veronica Johns Greg Houston Chief Operating officer Chief Customer Officer Chief Risk and Security Officer
Slide 15: Credit Clear outlook
Credit Clear outlook Current revenue run • Based on annualised revenue from March 2022 rate of over >$351 • Does not include expected Revenue from Techub million per annum • Does not include expected revenue from new clients currently being onboarded Pathway towards • On track to be cashflow positiv
Slide 16: Contact Us
Contact Us Company Andrew Smith Credit Clear E: andrew@creditclear.com.au Investors Warrick Lace Credit Clear m: +61 404 656 408 e: warrick.lace@creditclear.com.au