India Home Loan Ltd. · BSE:INDIAHOME
India Home Loan — Investor Presentation (December 2017)
8 slides from India Home Loan's investor presentation, December 2017
Slide 1: India Home Loan Limited
India Home Loan Limited December 2017
Slide 2: Company Overview
INDIA HOME LOAN LIMITED Company Overview Event Timeline Business Description Shareholding Loan Management • India Home Loan Ltd (“IHLL”) focuses on providing Software adopted, key hirings made, new home loans to individuals for purchase, construction and extension with ticket size of Rs.1-15 Lakhs O
Slide 3: Board of Directors
INDIA HOME LOAN LIMITED Board of Directors Executive Directors Independent Directors Mr. Mahesh Pujara: (Chairman & MD) [Age - 63 years] Mr. Govinder Singh: (Independent Director) [Age - 62 years] • ~ 40 years of experience in financial services industry including over 8 years in • Has more than 35
Slide 4: Profit & Loss and Balance Sheet
INDIA HOME LOAN LIMITED Profit & Loss and Balance Sheet Profit & Loss Balance Sheet Rs. Crs. FY12 FY13 FY14 FY15 FY16 FY17 9MFY18 Rs. Crs FY12 FY13 FY14 FY15 FY16 FY17 9MFY18 Interest Income 1.21 1.56 2.03 2.46 4.15 5.52 10.20 With D/E ratio Net worth 10.3 15.2 15.8 17.7 18.5 31.3 33.5 ~3.5x and a E
Slide 5: Financial Performance
INDIA HOME LOAN LIMITED Financial Performance Cost to Income Ratio 1 (%) Return on Assets (RoA) (%) Return on Net Worth (RONW) (%) Asset Quality Provision Coverage 61% 94% 90% 51% 17% Ratio 1. Cost to Income calculates as Operating Expenses (including depreciation) / (Net Interest Income + Other Inc
Slide 6: Loans and Borrowings
INDIA HOME LOAN LIMITED Loans and Borrowings Loan Book – By Region Loans Sanctioned and Actual Borrowings 9MFY18 - Rs 140.8 Crs FY17 - Rs 42.2 Crs (Rs. Cr.) 2.4 29.4 Currently, loan book is 19.8 22.4 diversified between Gujarat 109.1 and Maharashtra. Recently started operations in 9MFY18 - 1,605 Fil
Slide 7: Borrowers Profiles
INDIA HOME LOAN LIMITED Borrowers Profiles Ramesh S. Pawar Rakesh S. Patil Suryakant V. Bhavsar Bapu S. Patil Krish Hair Salon Car Mechanic Farsan Stall Bakery Prabhudas R. Bhavsar D I Vaghela J B Rabari A K Raval Food Stall Tiffin Service Kirana Store Pizza Store 6
Slide 8: Thank You
INDIA HOME LOAN LIMITED Thank You THANK YOU 7
India Home Loan — Investor Presentation (December 2017) on 6ix