Scb X Public Company Limited · SET:SCB
Scb X Public — Investor Presentation (2022)
11 slides from Scb X Public's investor presentation, 2022
Slide 1: 0
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Slide 2: Important note
Important note: This presentation contains “forward-looking statements” of SCB X Public Company Limited and its subsidiaries (“SCBx Group”) that related to financial or events of future period. Certain statements contained in this presentation that are not historical fact are the future expectation
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Slide 4: We have built and grown our business with 3 core strengths
We have built and grown our business with 3 core strengths No price cut, Branch and Beyond Unique experience all-in-one bundle A premium product for the A strategy of maximum reach A premium experience: unbankables: • 3k+ branches by 2025 • 1 hour from application to Auto Title Loan bundled with • M
Slide 5: No price cut: A premium Auto Title Loan proposition
1 • We offer only one product: Auto Title Loan proposition bundled with loan protection insurance • Fully collateralized • Only player with cashless offering in a No price cut: Cashless, single visit (branch, home, or anywhere) A premium Auto seamless • No fees, useable at all ATMs1 • Automatic mont
Slide 6: Branch and Beyond: Our growth plan is based on maximum reach
Branch and Beyond: Our growth plan is based on maximum reach Service from anywhere made Mobile app possible by our Branches Chaiyo mobile app (open everyday) 3k Chaiyo Branches 5
Slide 7: Unique experience at Branch: From no access to credit to a loan in 1 hour
Unique experience at Branch: From no access to credit to getting a loan in 1 hour Application Validation Chai Yo (“Hooray”) Application branch Buddy branch Application branch <30 mins <30 mins End-to-end digitized process 6
Slide 8: Unique experience at Home: Chaiyo mobile app bringing us to your door
Unique experience at Home: Chaiyo mobile app bringing us to your door Loan amount @Home Agent Application @Home option Chai Yo (“Hooray”) pre-qualified confirmed 10 mins 7
Slide 9: We manage risks with robust management
Tech-based Credit risk management across loan lifecycle lifecycle with technology (from approval to collection) management We manage risks with @Chaiyo.Th Official Line Account robust Digital (at corporate and branch level) engagement to actively engage with customers collection post-disbursement ma
Slide 10: Low profile but high profits: Becoming a leading player within only 3 months
Low profile but high profits: Becoming a leading player within only 3 months Sales force with Branches Customers insurance license Loan O/S >1000 >30k 50% >THB 4 Bn (>80% new to SCBX) 3000 1M 100% 70 Bn Target to generate THB 3 Bn net profit by 2025 Note: all figures exclude expansion to CLMV 9
Slide 11: Top 3 position, THB 3 Bn net profit, ROE of >25%
Achieve Generate TOP 3 POSITION THB 3 Bn Net Profit in Thailand (Title loan business & insurance) and prepared for CLMV expansion Deliver Prepare for ROE OF > 25% IPO IN 2027 Note: all figures exclude expansion to CLMV