Unlu Yatirim Holding A.s. · BIST:UNLU

Unlu Yatirim Holding A.s — ÜNLÜ Yatırım Holding A.Ş. — H1 2026 Earnings Presentation

24 slides from Unlu Yatirim Holding A.s's earnings presentation, Aug 17, 2026

  1. Slide 1: 1H26 Financial Results

    ÜNLÜ Yatırım Holding A.Ş. 1H26 Financial Results Investor Relations Aug 2026 © 2026 ÜNLÜ & Co | All Rights Reserved

  2. Slide 2: Disclaimer on IAS 29

    Disclaimer on IAS 29 With its decision dated 28.12.2023 numbered 81/1820, Capital Markets Board (“CMB”) of Türkiye announced that the issuers and capital market institutions which are subject to the financial reporting regulations of the Capital Markets Board shall prepare their annual financial sta

  3. Slide 3: Agenda

    Agenda Page 2026 H1 Financial Results: Key Takeaways 4 I. Financial Statements and Performance 5 II. Developments by Business Lines 11 III. Sustainability 16 IV. Appendices 20 About ÜNLÜ & Co 21 Shareholder Structure and Group Companies 22 Disclaimer 23 © 2026 ÜNLÜ & Co | All Rights Reserved 3

  4. Slide 4: 1H26 Financial Results: Key Takeaways

    1H26 Financial Results: Key Takeaways Important Themes in Q2 Extended Revenues (*) Operating Profit Turkish financial markets remained volatile in the second quarter of the year. Uncertainty surrounding TL 1,668 mn (+5% y/y) 209.8 mn TL (+%128 y/y) permanent ceasefire negotiations between Iran and t

  5. Slide 5: I. Financial Statements and Performance

    I. Financial Statements and Performance © 2026 ÜNLÜ & Co | All Rights Reserved

  6. Slide 6: ÜNLÜ Yatırım Holding A.Ş. as of end of 1H26

    ÜNLÜ Yatırım Holding A.Ş. as of end of 1H26 ₺ 1,454 mn ₺ 209,8 mn 97% Core Operating Operating Profit Share of Recurring Revenues Revenues ₺ 7,273 mn ₺ 3,008 mn 27% Total Assets Shareholders’ Equity EBITDA Margin ₺ 44 bn £ 11.7 mio ₺ 25.8 bn ₺ 73 mn ₺ 26.3 bn Total Assests under Portfolio Alternativ

  7. Slide 7: Financial Statements and Performance

    Financial Statements and Performance As of end of H1, Operating Profit increased by 128% y/y to TL 209.8 mn, while Profit Before Financial Income increased by 23% y/y to TL 415 mn. Summary Income Statement (TL) 6M26 6M25 D YoY Core Operating Revenues 1.453,9 1.348,3 8% ? IAS 29 Impact Marketing, sel

  8. Slide 8: Financial Statements and Performance

    Financial Statements and Performance As of end of H1; Total Revenues (*) at TL 1,668 mn (y/y +5%), EBITDA at TL 452.7 mn (y/y +18%), Net Loss at TL 287.6 mn, EBITDA Margin was 27%. Operational profitability 6M26 6M25 D YoY Extended Revenues 1.668,2 1.592,8 5% All Revenues 1.309,0 1.433,3 -9% Compreh

  9. Slide 9: Financial Statements and Performance

    Financial Statements and Performance As of end of H1, consolidated assets were TL 7,273 mn (y/y +10.3%), shareholders’ equity was TL 3,008 mn (y/y -9.2%). Summary Balance Sheet (TL mn) 6M26 12M25 D YtD ? IAS 29 Impact Total Assets 7.273 6.592 10,3% Current Assets 4.073 3.782 7,7% Fixed Assets 3.200

  10. Slide 10: Financial Statements and Performance

    Financial Statements and Performance Revenues from business lines reached TL 1,454 mn by the end of H1 2018(y/y +8%). 2019 2020 In H1, the contribution of Institutional Sales, Portfolio Management and Treasury stood out. Revenues by Business Line (TL mn) 6M26 6M25 D YoY 2Q26 1Q26 D QoQ Corporate Fin

  11. Slide 11: II. Developments by Business Lines

    II. Developments by Business Lines © 2026 ÜNLÜ & Co | All Rights Reserved

  12. Slide 12: NPL Business Line

    NPL Business Line * * 1H26 Financial Results (w/o IAS 29, financials submitted to BRSA were taken into account) 1H26 Collections: TL 507 mn NPL Sector 2022: TL 7,6 bn NPL Business Line Performance 2023: TL 12,5 bn 2024: TL 32,2 bn, average NPL sales price: 36% Total investments in 2026: TL 499 mn 20

  13. Slide 13: Revenues from NPL Business Line (Comparative Table)

    Financial Statements and Performance Revenues from NPL Business Line (Comparative Table) 2018 2019 2020 (000 TL)* İstanbul Varlık Gelecek Varlık Sümer Varlık Birikim Varlık Collections 506.584 3.064.384 901.560 734.441 Net Profit 125.873 668.078 337.883 188.820 Net Profit Margin 24,85% 21,80% 37,48%

  14. Slide 14: Institutional Sales & Corporate Finance Business Lines

    Institutional Sales & Corporate Finance Business Lines Institutional Sales Business Line Sector Developments H1 Revenues: TL 134.4 mn Turkish financial markets remained volatile in Q2. Uncertainty surrounding permanent ceasefire negotiations between Iran and the US, 1H25 Revenues: TL 111.8 mn (y/y +

  15. Slide 15: Investment Advisory: DAHA and Fund Management

    Investment Advisory: DAHA and Fund Management 1H26 Revenues: TL 332.3 mn DAHA Through our mobile application, which we introduced in line with our DAHA: TL 237.9 mn (y/y +8%) digitalization strategy, our customer onboarding from digital channels accelerated and 82% of the accounts opened in H1 came

  16. Slide 16: III. Sustainability

    III. Sustainability © 2026 ÜNLÜ & Co | All Rights Reserved

  17. Slide 17: ÜNLÜ & Co – Sustainability

    ÜNLÜ & Co – Sustainability We are guided by our commitment to “our unique mark towards a sustainable future.” In line with this vision, we aim to create long-term value by emphasizing the importance of sustainability across four dimensions: humanity, society, the environment, and the world. Each yea

  18. Slide 18: ÜNLÜ & Co – Sustainability

    ÜNLÜ & Co – Sustainability In collaboration with the Türkiye Entrepreneurship Foundation(GİRVAK), a comprehensive development program has been offered for 10 years to women entrepreneurs 2025–2026 Term Results: • Applications from ~400 entrepreneurs across 9 countries and 33 cities. • An 8-month pro

  19. Slide 19: ÜNLÜ & Co – Sustainability: Featured Awards

    ÜNLÜ & Co – Sustainability Our Featured Awards 2026 EUROMONEY AWARDS ÜNLÜ & Co's Prominent NGO • Türkiye’s Best Investment Institution for Mergers & Acquisitions TIME and Statista’s “World’s Growth Leaders 2026” List and Association Partnerships • One of the Top 500 Companies 2025 EMEA FINANCE ACHIE

  20. Slide 20: IV. Appendices

    IV. Appendices © 2026 ÜNLÜ & Co | All Rights Reserved

  21. Slide 21: ÜNLÜ & Co – Pioneer in the Sector with its Entrepreneurial History

    ÜNLÜ & Co – Pioneer in the Sector with its Entrepreneurial History 4 Major Business Lines: NPL, Investment Advisory, Corporate Finance and Institutional Sales Pioneering initiatives, Reputable Name DAHA #1 Turkey’s first independent M&A Corporate Finance advisory firm NPL and Investment M&A Advisory

  22. Slide 22: ÜNLÜ & Co – Ownership and Group Structure

    ÜNLÜ & Co – Ownership and Group Structure* ÜNLÜ Portföy UFT Publicly Traded Mahmut L. ÜNLÜ Equity Private (Other) Hedge Fund %35,57 %44,52 %19.91 %100 %32,5 %100 %100 %100 %100 Turkish Alternative ÜNLÜ Portföy ÜNLÜ Menkul İSTANBUL Varlık Piapiri Teknoloji 212 LTD Investments Yönetimi A.Ş. Değerler A

  23. Slide 23: Disclaimer

    Disclaimer This presentation or report has been prepared by ÜNLÜ Yatırım Holding A.Ş. and its affiliates («ÜNLÜ & Co») for information purposes and the information in its content must be considered strictly confidential. It cannot be partially or completely reproduced, copied, used for any other pur

  24. Slide 24: Investor Relations

    Investor Relations Ahi Evran Cad. Polaris Plaza No: 21 İç Kapı No: 11 34485 Maslak, Sarıyer - İstanbul, Türkiye T : +90 (212) 367 36 36 | F : +90 (212) 346 10 40 | E : investor.relations@unluco.com © 2026 ÜNLÜ & Co | All Rights Reserved 24

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