Unlu Yatirim Holding A.s. · BIST:UNLU

Unlu Yatirim Holding A.s — ÜNLÜ Yatırım Holding A.Ş. — Q1 2026 Earnings Presentation

24 slides from Unlu Yatirim Holding A.s's earnings presentation, May 2026

  1. Slide 1: ÜNLÜ Yatırım Holding A.Ş. 1Q26 Financial Results

    ÜNLÜ Yatırım Holding A.Ş. 1Q26 Financial Results Investor Relations May 2026 © 2026 ÜNLÜ & Co | All Rights Reserved

  2. Slide 2: Disclaimer on IAS 29

    Disclaimer on IAS 29 With its decision dated 28.12.2023 numbered 81/1820, Capital Markets Board (“CMB”) of Türkiye announced that the issuers and capital market institutions which are subject to the financial reporting regulations of the Capital Markets Board shall prepare their annual financial sta

  3. Slide 3: Agenda

    Agenda Page 2026 Q1 Financial Results: Key Takeaways 4 I. Financial Statements and Performance 5 II. Developments by Business Lines 11 III. Sustainability 16 IV. Appendices 20 About ÜNLÜ & Co 21 Shareholder Structure and Group Companies 22 Disclaimer 23 © 2026 ÜNLÜ & Co | All Rights Reserved 3

  4. Slide 4: 1Q26 Financial Results: Key Takeaways

    1Q26 Financial Results: Key Takeaways TL 753.5 mn (+7% y/y) Operating Profit Important Themes The upward momentum in BIST, which began at the Extended Revenues (*) 44.2 mio TL (+%56 y/y) start of the year, slowed down at the end of February with the outbreak of the US-Iran war and the subsequent unc

  5. Slide 5: I. Financial Statements and Performance

    I. Financial Statements and Performance © 2026 ÜNLÜ & Co | All Rights Reserved

  6. Slide 6: ÜNLÜ Yatırım Holding A.Ş. as of end of 1Q26

    ÜNLÜ Yatırım Holding A.Ş. as of end of 1Q26 ₺ 637.9 mn ₺ 44.2 mn 99% Core Operating Operating Profit Share of Recurring Revenues Revenues ₺ 6,292 mn ₺ 2,886 mn 22% Total Assets Shareholders’ Equity EBITDA Margin ₺ 40.9 bn £ 20.9 mio ₺ 22.8 bn ₺ 65 mn ₺ 8.4 bn DAHA AuC (*) Unlu Sec. UK AuC (*) Portfo

  7. Slide 7: Financial Statements and Performance

    Financial Statements and Performance As of end of Q1, Profit Before Financial Income increased by 77% y/y to TL 151.8 mn, while the Operating Profit increased by 56% y/y to TL 44.2 mn. Summary Income Statement (TL) 3M26 3M25 D YoY Core operating revenues 637.9 643.9 -1% ? IAS 29 Impact Marketing, se

  8. Slide 8: Financial Statements and Performance

    Financial Statements and Performance As of end of Q1; Total Revenues (*) at TL 753.5 mn (y/y +7%), EBITDA at TL 168.6 mn (y/y +60%), Net Loss at TL 201.3 mn, EBITDA Margin was 22%. Operational profitability 3M26 3M25 D YoY Extended Revenues 753.5 702.8 7% All Revenues 598.8 645.0 -7% Comprehensive R

  9. Slide 9: Financial Statements and Performance

    Financial Statements and Performance As of end of 1Q26, consolidated assets were TL 6,292 mn (y/y +2.1%), shareholders’ equity was TL 2,886 mn (y/y -6.8%). Summary Balance Sheet (TL mn) 3M26 12M25 D YtD ? IAS 29 Impact Total Assets 6,292 6,160 2.1% Current Assets 3,688 3,534 4.3% Fixed Assets 2,604

  10. Slide 10: Financial Statements and Performance

    Financial Statements and Performance Revenues from business lines reached TL 637.9 mn by the end of 1Q26 2018 (y/y -2%). 2019 2020 In the first quarter, the contribution of Block Sales and Portfolio Management stood out. Revenues by Business Line (TL mn) 3A26 3A25 D YoY Corporate Finance 0.0 6.0  M

  11. Slide 11: II. Developments by Business Lines

    II. Developments by Business Lines © 2026 ÜNLÜ & Co | All Rights Reserved

  12. Slide 12: NPL Business Line

    NPL Business Line * * 1Q26 Financial Results (w/o IAS 29, financials submitted to BRSA were taken into account) 1Q26 Collections: TL 239 mn NPL Sector 2022: TL 7,6 bn NPL Business Line Performance 2023: TL 12,5 bn 2024: TL 32,2 bn, average NPL sales price: 36% Total investments in 2026: TL 60 mn 202

  13. Slide 13: Financial Statements and Performance

    Financial Statements and Performance Revenues from NPL Business Line (Comparative Table) 2018 2019 2020 (000 TL)* İstanbul Varlık Gelecek Varlık Sümer Varlık Birikim Varlık Collections 238,611 1,528,957 373,959 384,794 Net Profit 54,820 402,500 131,816 137,762 Net Profit Margin 22.97% 26.33% 35.25%

  14. Slide 14: Institutional Sales & Corporate Finance Business Lines

    Institutional Sales & Corporate Finance Business Lines Institutional Sales Business Line Sector Developments 1Q26 Revenues: TL 48.3 mn The first quarter of the year was marked by market turmoil following the outbreak of the US-Iran war at the end of February. 1Q25 Revenues: TL 59.9 mn (y/y -19%) The

  15. Slide 15: Investment Advisory: DAHA and Fund Management

    Investment Advisory: DAHA and Fund Management DAHA 1Q26 Revenues: TL 179.3 mn Through our mobile application, which we introduced in line with our digitalization strategy, our customer onboarding from digital channels DAHA: TL 135.9 mn (y/y +14%) accelerated and 79.62% of the accounts opened in Q1 c

  16. Slide 16: III. Sustainability

    III. Sustainability © 2026 ÜNLÜ & Co | All Rights Reserved

  17. Slide 17: ÜNLÜ & Co – Sustainability

    ÜNLÜ & Co – Sustainability We are guided by our commitment to “our unique mark towards a sustainable future.” In line with this vision, we aim to create long-term value by emphasizing the importance of sustainability across four dimensions: humanity, society, the environment, and the world. Each yea

  18. Slide 18: ÜNLÜ & Co – Sustainability

    ÜNLÜ & Co – Sustainability In collaboration with the Türkiye Entrepreneurship Foundation, a comprehensive development program has been offered for 10 years to women entrepreneurs who are founders or co-founders. 2024–2025 Term: • Applications from 200+ entrepreneurs across 5 countries and 27 cities

  19. Slide 19: ÜNLÜ & Co – Sustainability

    ÜNLÜ & Co – Sustainability Our Featured Awards 2025 EMEA FINANCE ACHIEVEMENT AWARDS ÜNLÜ & Co's Prominent NGO • Best M&A House in CEE • Best M&A deal in Europe (mid-market) and Association Partnerships • Best M&A deal in CEE • Best cross-border M&A deal (mid-market) in EMEA 2025 EMEA FINANCE EUROPE

  20. Slide 20: IV. Appendices

    IV. Appendices © 2026 ÜNLÜ & Co | All Rights Reserved

  21. Slide 21: ÜNLÜ & Co – Pioneer in the Sector with its Entrepreneurial History

    ÜNLÜ & Co – Pioneer in the Sector with its Entrepreneurial History 4 Major Business Lines: NPL, Investment Advisory, Corporate Finance and Institutional Sales Pioneering initiatives, Reputable Name DAHA #1 Turkey’s first independent M&A Corporate Finance advisory firm NPL and Investment M&A Advisory

  22. Slide 22: ÜNLÜ & Co – Ownership and Group Structure

    ÜNLÜ & Co – Ownership and Group Structure* ÜNLÜ Portföy UFT Publicly Traded Mahmut L. ÜNLÜ Equity Private (Other) Hedge Fund %35,57 %44,52 %19.91 %100 %32,5 %100 %100 %100 %100 Turkish Alternative ÜNLÜ Portföy ÜNLÜ Menkul İSTANBUL Varlık Piapiri Teknoloji 212 LTD Investments Yönetimi A.Ş. Değerler A

  23. Slide 23: Disclaimer

    Disclaimer This presentation or report has been prepared by ÜNLÜ Yatırım Holding A.Ş. and its affiliates («ÜNLÜ & Co») for information purposes and the information in its content must be considered strictly confidential. It cannot be partially or completely reproduced, copied, used for any other pur

  24. Slide 24: Investor Relations

    Investor Relations Ahi Evran Cad. Polaris Plaza No: 21 İç Kapı No: 11 34485 Maslak, Sarıyer - İstanbul, Türkiye T : +90 (212) 367 36 36 | F : +90 (212) 346 10 40 | E : investor.relations@unluco.com © 2026 ÜNLÜ & Co | All Rights Reserved 24

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