Pt Bank Amar Indonesia Tbk · IDX:AMAR
Pt Bank Amar Indonesia Tbk — Q1 2024 Earnings Presentation
28 slides from Pt Bank Amar Indonesia Tbk's earnings presentation, May 1, 2024
Slide 1: Performance Presentation Q1 2024 Updates
Performance Presentation Q1 2024 Updates A digital bank serving the retail and MSMEs segments which dedicated to providing digital financial services especially to those who are underserved
Slide 2: AMAR at a Glance, Q1 2024 Results, Corporate Updates
AMAR at a Glance Q1 2024 Results Corporate Updates
Slide 3: Philosophy and Purpose
Philosophy and Purpose of “Technology must impact lives, must improves lives” Purpose: Leveraging technology to improve financial health and inclusions, sustainably (Icon)
Slide 4: A Brief of Milestone
A Brief of Milestone 1991 2014 2018 2019 2020 PT Anglomas Changed its name to PT Successfully Increased the Bank's Officially listed on the Indonesia Internasional Bank Bank Amar Indonesia disbursed more than core capital to more Stock Exchange with the was established IDR 1 Trillion of than IDR 1 Tr
Slide 5: Share Ownership Structure
Share Ownership Structure Tolaram Family Company Trust Pte Ltd 100% T-Seven Limited 100% Tolaram Pte Ltd Investree Singapore Public 70.95% Pte Ltd 16.83% 12.22% PT Bank Amar Indonesia Tbk *as of March 2024
Slide 6: Controlling Shareholder
Controlling Shareholder of Tolaram Pte Ltd is a multinational group with a diversified portfolio that includes manufacturing, marketing, sales & distribution, logistics, power transmission, real estate development, and financial services. Headquarters in Singapore, the Group has manufacturing interest
Slide 7: Management
Management of Management Board of Commissioners Navin Nahata Zainal Abidin Hasni Ratna Heimawaty Zain President Independent Independent Commissioner Commissioner Commissioner Board of Directors Vishal Tulsian Budijanto Jahja R. Eka Banyuaji President Compliance SME, Corporate & Director Director Ope
Slide 8: Office Network
Office Network Peta Area Layanan Jakarta Surabaya Kantor Pusat Kantor Cabang Pembantu Basuki Rachmat RDTX Square Lt. 11, Jl. Prof. Dr. Satrio, Jakarta Selatan, 12930 Jl. Basuki Rahmad No. 109 Surabaya, 60271 Kantor Cabang Satrio Kantor Cabang Kusuma Bangsa RDTX Square Lt. Dasar, Jl. Prof. Dr. Satrio,
Slide 9: Digital Lending Features
Digital Product Digital Lending Features Amar Bank Widget in Tunaiku Express E-Commerce Payments Tunaiku Application Billing Payment Various channels Digital Onboarding for customer’s and real time repayment disbursement
Slide 10: Digital Saving Features
Digital Product Digital Saving Features Fitur Celengan Brankas Deposito
Slide 11: AMAR at a Glance, Q1 2024 Results, Corporate Updates
AMAR at a Glance Q1 2024 Results Corporate Updates
Slide 12: First quarter 2024 performance highlights
First quarter 2024 performance highlights Maintain consistent growth in Tunaiku and lending balances 14.3% YoY Growth in Outstanding Loan (in IDR) 11.9 Trillion Tunaiku Loan Disbursement* (in IDR) * Tunaiku Loan Disbursement since 2014
Slide 13: Loans recorded at IDR 2.7 Trillion with diversified sectors
Loans recorded at IDR 2.7 Trillion with diversified sectors Focus on productive sectors to advance the domestic economy Loans Composition Loans by Sectors 31 March 2024 31 March 2024
Slide 14: Total loans are diversified to several productive segments
Total loans are diversified to several productive segments Productive loans still the main focus and more than 50% to MSMEs Productive Loans Loans by Segment 31 March 2024 31 March 2024
Slide 15: Growth in assets followed by lower risks
Growth in assets followed by lower risks Lower NPL net due to prudent activity of Lending Total Assets NPL IDR billion, 31 March 2024 31 March 2024
Slide 16: CASA composition has increased gradually
CASA composition has increased gradually LDR stood at high level but with well-monitored risks Deposits Composition LDR & CAR 31 March 2024 31 March 2024
Slide 17: Strong interest income with NIM at 22.7%
Strong interest income with NIM at 22.7% Consistently increasing profitability through productive loans growth Net Interest Income NIM IDR billion, 31 March 2024 31 March 2024
Slide 18: Product Performance is Critical Component to Amar Bank
Product Performance is Critical Component to Amar Bank Continue to improve our services through digital products >20.000.000 IDR 11.9 Trillion downloads disbursement Served more than 400.000+ MSME since 2014 https://tunaiku.com/
Slide 19: Product Performance is Critical Component to Amar Bank
Product Performance is Critical Component to Amar Bank Continue to improve our services through digital products Digital Banking Application 4.6+ Rating in Playstore & App Store Q-RIS Payment ~1.000.000 downloads System https://amarbank.co.id/retail
Slide 20: Collaboration through Embedded Banking and Financing
Collaboration through Embedded Banking and Financing Multiple opportunities still untapped across various digital ecosystems Embedded Banking & Financing List of Partners: Amar Bank provide plug-and-play embedded banking & financing to non-banking players, which enable our partners to provide banking
Slide 21: Income Statements
Income Statements IDR mn FY ‘22 FY ‘23 Δ YoY 1Q ‘23 4Q ‘23 1Q ‘24 Δ QoQ Δ YoY The Bank’s prudent Operating Income 922,106 1,317,448 42.87% 283,737 384,830 377,340 -1.95% 32.99% lending has impacts to higher Operating Income Net Interest Income 655,705 921,292 40.50% 190,645 277,454 269,015 -3.04% 41
Slide 22: Balance Sheet
Balance Sheet Gross Loan increased by IDR mn Mar ‘23 Mar ‘24 Δ YoY Dec ‘23 Mar ‘24 Δ QoQ 15% YoY in March 2024 to Cash 6,247 6,392 2.32% 6,151 6,392 3.92% IDR 2.7 Billion, contributed by Tunaiku, Corporate Placements * 1,744,871 1,328,047 -23.89% 1,228,252 1,328,047 8.12% Commercial, and MSMEs. Secu
Slide 23: Ratios
Ratios NPL is shown at lower % Mar ‘23 Mar ‘24 Δ YoY Dec ‘23 Mar ‘24 Δ QoQ level, indicates prudent NIM 16.57 22.73 6.16 20.23 22.73 2.50 lending activity, also supported by strong CAR BOPO 88.52 83.84 -4.68 86.07 83.84 -2.23 Ratio. LDR 195.73 284.63 88.9 373.61 284.63 -88.98 Cost efficiency during Q
Slide 24: AMAR at a Glance, Q1 2024 Results, Corporate Updates
AMAR at a Glance Q1 2024 Results Corporate Updates
Slide 25: Business Initiatives and Corporate Events
Business Initiatives and Corporate Events Jan 2024 Feb 2024 June 2023 March 2024 (Photo) Embedded Banking and Financing Supply Chain Financing Partnership Digital Banking and Partnership with Cashlez Signing with Maulana Karya Persada Economic Outlook 2024 The collaboration between Cashlez and Utili
Slide 26: Accolades
Accolades 'The Most Innovative Digital Bank for Expanding Digital Banking Service Scope & Inclusivity' at the Indonesia Digital Innovation Awards 2024 by Warta Ekonomi Magazine (March 2024)
Slide 27: Contact Information
Contact Information Contact Information For More Information PT Bank Amar Indonesia Tbk Website : www.amarbank.co.id RDTX Square (ex-Menara Standard Chartered) Lt. 11 Email : investor.relations@amarbank.co.id Jl. Prof. DR. Satrio No. 164, RT. 4/RW. 4, Karet Semanggi, Setiabudi, Kota Jakarta Selatan
Slide 28: Thank You!
Thank You! This material was prepared and presented by PT Bank Amar Indonesia Tbk. This presentation is copyrighted by PT Bank Amar Indonesia Tbk which is protected by regulations and laws in force in Indonesia. This material is not intended as an offer or solicitation to buy or sell any financial in
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