Credit Clear Limited · ASX:CCR
Credit Clear — Q3 FY21 Earnings Presentation
19 slides from Credit Clear's earnings presentation, Apr 29, 2021
Slide 1: Q3 FY21 Results Presentation
Q3 FY21 Results Presentation ASX: CCR 29 April 2021
Slide 2: Disclaimer
DISCLAIMER This presentation has been prepared by, and is the sole responsibility Credit Clear No representation or warranty, express or implied, is made by any person as to the Limited ACN 604 797 033 (Company). The information contained in this fairness, accuracy, completeness or correctness of th
Slide 3: Quarterly Highlights
QUARTERLY HIGHLIGHTS Strong financial results: Top line growth and increasing digital revenue mix Total revenue Growing conversion Accelerating growth up 35% from traditional to in digital revenue, on Q2 FY21 digital debt recovery, which comprise 37% with digital revenue of total revenue up 76% on Q
Slide 4: Total Revenue Up 35% on Q2 FY21
TOTAL REVENUE UP 35% ON Q2 FY21 Total Revenue – Q2 FY21 vs. Q3 FY21 (A$M) +35% $2.8M 0.7 $2.1M 0.5 1.1 1.0 1.0 0.6 Q2 FY21 Q3 FY21 Traditional (late stage) Traditional (early stage) Digital Credit Clear Limited 4
Slide 5: Digital Revenue Up 76% on Q2 FY21 & 198% on pcp
DIGITAL REVENUE UP 76% ON Q2 FY21 & 198% ON PCP Digital Revenue (A$) $1,200,000 $1,000,000 $800,000 +198% +76% $600,000 $400,000 $200,000 $0 Q3FY20 - PCP Q4FY20 Q1FY21 Q2FY21 Q3FY21 Credit Clear Limited 5
Slide 6: Suncorp Signed as First Insurance Client
SUNCORP SIGNED AS FIRST INSURANCE CLIENT Win follows Credit Initial contract term of two Scope to secure Clear’s recent push into years ($800,000 paid in additional business insurance sector advance) with further two- over time year option ($800,000) Credit Clear Limited 6
Slide 7: Schooling Sector Growth
SCHOOLING SECTOR GROWTH CONVERTING THE QUANTITATIVE AND EDUCATION SECTOR QUALITATIVE DATA Previously foreshadowed Quantitative and push into the education qualitative data collected sector has now begun from this initial 100 with Credit Clear school-based customers successfully moving will be used t
Slide 8: Water, Automotive and Electricity Sector Growth
WATER, AUTOMOTIVE AND ELECTRICITY SECTOR GROWTH New Victorian water Water Corporation Major NSW water Credit Clear is in utility client, Gippsland WA and SA Water utility has invited advanced contract Water, is set to begin have both granted Credit Clear to tender discussions with two using Credit C
Slide 9: Company Overview
COMPANY OVERVIEW creditclear.com.au 9
Slide 10: The Most Intuitive, Easy-to-Use Payment App on the Market
THE MOST INTUITIVE, EASY-TO-USE PAYMENT APP ON THE MARKET. Device Completely agnostic white labelled Create Auto translate payment plans functionality Full or partial BIN checking to payment options restrict credit card payments Optional customer Wide choice of verification process payment channels
Slide 11: Strong Customer Validation
STRONG CUSTOMER VALIDATION In December 2020, Credit Clear introduced NPS to see how likely customers would be to recommend the experience. NPS +45.5 The Net Promoter Score (NPS) typically predicts company growth and customer lifetime value. Any NPS score above 0 is "good". It means that your audienc
Slide 12: Disrupting the Traditional $3.5bn Debt Collections Market
DISRUPTING THE TRADITIONAL $3.5BN DEBT COLLECTIONS MARKET AUSTRALIAN DEBT COLLECTION MARKET SIZE & CLIENT SEGMENTS, 2020 (AUD $M)* Client Tier Description Example entities GtM Strategy ∑ $3.5BN 2,000 892 62 498 20 SMEs 4 • • >10,000 firms Fully outsourced • Platform 80 collections integration 3 • •
Slide 13: Technology Roadmap
TECHNOLOGY ROADMAP Strong focus on continuing to advance product development over the next 12 months. PLANNED DEVELOPMENT In doing so, we’re providing a better service for our clients, a Strategy Manager, Tracking & Control, better customer experience Data & Electronic Billing and we’re widening the
Slide 14: Outlook
OUTLOOK Digital development Markets normalising Expanding pipeline Transformation Develop content and Almost all Credit Clear The Credit Clear Assess traditional RM delivery capabilities to customers have now business pipeline is opportunities with better engage fully resumed debt continuing to expa
Slide 15: Appendix
APPENDIX creditclear.com.au 15
Slide 16: Corporate Snapshot
CORPORATE SNAPSHOT Capital Structure Share Price Performance (since IPO) Volume (m) Share Price (A$) ASX Code CCR 25 $1.20 $1.00 20 $0.80 Shares on issue 225.69m 15 $0.60 10 70.50c $0.40 Share price1 (Up 100% on IPO price of 5 $0.20 35c in October 2020) - - Oct-20 Nov-20 Dec-20 Jan-21 Feb-21 Mar-21
Slide 17: Our Key Personnel
OUR KEY PERSONNEL Board Senior Management Team Gerd Schenkel Chairman Brenton Glaister David Hentschke Gerd combines extensive experience as a management consultant with The Boston Consulting Chief Executive Officer Group GM, Technology & Strategy Group with successful executive appointments at Nati
Slide 18: Underlying Our Growth Strategy Are Three Key Capabilities
UNDERLYING OUR GROWTH STRATEGY ARE THREE KEY CAPABILITIES Three key pillars of Credit Clear’s growth strategy DISTRIBUTION & DIGITAL MESSAGING & TRANSFORMATION DIGITAL REACH ENGAGEMENT Expand our digital technology Develop content and delivery capabilities Seek transformational opportunities to dist
Slide 19: Contact Us
CONTACT US Lewis Romano Credit Clear Executive Director & Co-Founder e: lewis@creditclear.com.au David Hentschke Credit Clear Group GM, Technology & Strategy e: david@creditclear.com.au creditclear.com.au