Citizens Community Bancorp, Inc. · NASDAQ:CZWI

Citizens Community Bancorp — Shareholder Meeting (March 2014)

10 slides from Citizens Community Bancorp's shareholder meeting presentation, Mar 27, 2014

  1. Slide 1: Expecting Excellence, Delivering Results

    Expecting Excellence, Delivering Results Annual Shareholder's Meeting March 27, 2014, at 4:00pm Eau Claire Golf and Country Club

  2. Slide 2: Net income (In $000)

    (In $000) 1200 $1,047 1000 800 600 400 200 $(7,091) 2010

  3. Slide 3: Revenue chart 2010-2013 (In $000)

    (In $000) 18,000 16,000 14,000 12,000 10,000 $14,279 $14,987 $16,054 $16,120 2010 2011 2012 2013

  4. Slide 4: Annual results chart (In $000)

    (In $000) 3,500 $3,296 3,000 $2,761 $2,499 $2,528 2,500 2,000 1,500 1,000 500 0 : 2010 2011 2012 2013

  5. Slide 5: Balance sheet totals chart

    (In $000) 500,000 $456,232 $440,863 450,000 $431,746 $427,789 400,000 350,000 300,000 2010 2011 2012 2013

  6. Slide 6: Percentage ratios chart

    6.61% 3.48% 2.69% iF _ . | 2010 2011 2012 2013

  7. Slide 7: Investment securities amortized cost and fair value

    Dec. 2007 Dec. 2008 Dec. 2009 Dec. 2010 Dec. 2011 Dec. 2012 Dec. 2013 Feb. 2014 Amortized Cost 45,357 63,805 43,482 30,417 11,467 7,579 1,547 Fair Value 45,756 57,678 31,705 25,276 8,298 5,928 1,136

  8. Slide 8: Capital ratios: Tier 1 leverage and risk-based

    18.0% 16.0% 14.0% 120% 10.0% 8.0% 6.0% 4.0% 2.0% 0.0% #Tier 1 Leverage Ratio 16.5% i Tier 1 Risk-Based Cap. Ratio 2013 —t-Total Risk-Based Cap. Ratio

  9. Slide 9: Book value per share (In $)

    (In$) 12.00 11.00 $10.30 $10.73 $10.51 1900 $9.75 9.00 8.00 7.00 6.00 5.00 | 2010 2011 2012 2013

  10. Slide 10: Citizens Community Bancorp Price Change (%)

    Citizens Community Bancorp, Inc. - Price Change (%) caw (27.42%) 8h US. Toot 20.6555) SNL US. Bank < B500M (923.531) % 30 Price. man (%) "i ze fis x = "S z =a +3 i : 2013 2on3 zara 2013 2013 dete

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