Credit Saison Co., Ltd. · TSE:8253

Credit Saison — FY2003 Earnings Presentation

5 slides from Credit Saison's earnings presentation, March 2004

  1. Slide 1: Credit Saison Co., Ltd.

    CREDIT SAISON CO.,LTD.

  2. Slide 2: Main Indicators / High Lights

    CREDIT SAISON Main Indecators . New Applications , , New Card Issued , , Total Members Members , , Active Members , , Transaction Volume , . Card shopping , . Cash advances . Parent Consolidated Operating Revenue . . Recurring Recurring Profit Profit . . CORPORATE STRATEGY 2003 CREDIT SAISON CO., LT

  3. Slide 3: Breakdown of Results

    Breakdown of Results Volume of New Contracts, Installment Accounts Receivable,Operating Volume % of Total Accounts Receivable % of Total Revenue % of Total Selling, General and Administrative Expenses

  4. Slide 4: Trends in Delinquent Loans / Credit Cost

    Trends in Delinquent Loans ’03.3 ’03.12 / Cash advances / Total Shopping . . Cash advances . . / . . Total Shopping 90 Ratio = Delinquent loans over 90days / Total receivables The influence of risk-control and increasing of accounts receivable will be included December CORPORATE STRATEGY 2003 CREDIT

  5. Slide 5: Interest Rate Structure of Assets and Liabilities

    Interest Rate Structure of Assets and Liabilities

Credit Saison — FY2003 Earnings Presentation on 6ix