Peppermint Innovation Limited · ASX:PIL
Peppermint Innovation — Shareholder Meeting (November 2021)
21 slides from Peppermint Innovation's shareholder meeting presentation, Nov 30, 2021
Slide 1: Micro Enterprise | Inclusion | Convenience
Micro Enterprise | Inclusion | Convenience AGM PRESENTATION | 30 NOVEMBER 2021 | ASX: PIL
Slide 2: Disclaimer
DISCLAIMER This presentation prepared by Peppermint Innovation Limited (Company) does not contain all the information that a prospective investor may require in connection with any potential investment in the Company and you should not read the presentation or any information in connection with it,
Slide 3: Recognised Financial Technology
RECOGNISED FINANCIAL TECHNOLOGY ASX: PIL • ASX listed FinTech focussed on the deployment of the company’s mobile app-based technology platform Total ordinary shares: 1,964,718,282 • The ‘Peppermint Platform’ targets four key business sectors – mobile Share Price: A$0.017 payments, eCommerce, deliver
Slide 4: The Digital Revolution Is Here - See How bizmoto Can Make a Difference
THE DIGITAL REVOLUTION IS HERE- SEE HOW BIZMOTO CAN MAKE A DIFFERENCE To view animation go to our website www.pepltd.com.au/category/media
Slide 5: Financial Inclusion for the Unbanked
FINANCIAL INCLUSION FOR THE UNBANKED IMMEDIATE MARKET FOCUS ~ PHILIPPINES 110M PEOPLE 90% FILIPINOS DO NOT HAVE A CREDIT SCORE 24 MEDIAN POPULATION AGE 118% MOBILE PENETRATION 70% POPULATION UNBANKED 36% MUNICIPALITIES HAVE NO ACCESS TO BANKS 1.7 billion GLOBAL UNBANKED POPULATION 5
Slide 6: A Micro Enterprise Solution
A MICRO ENTERPRISE SOLUTION 6
Slide 7: Inclusion & Convenience
INCLUSION & CONVENIENCE 747 Merchants 56,600 Agents 672 Riders 7
Slide 8: Non-Bank Micro Enterprise Loans – Launched November
NON-BANK MICRO ENTERPRISE LOANS – LAUNCHED NOVEMBER Objective: Drive transactions across the bizmoto platform • Pilot Program Loan participants demonstrated an average eight-fold increase in their level of transactions • 20 loan recipients transacted more than 50 times, five agents more than 100 tim
Slide 9: Pilot Program Results ~ 45 Days
PILOT PROGRAM RESULTS ~ 45 DAYS • A total of 359 loans were issued across three different types of loan product by 12 October • Three different loan types were offered to selected agents • Platinum Plus and Platinum loan types offered initially • Shorter term, lower value Silver loan type commenced
Slide 10: "What If" Scenario
“WHAT IF” SCENARIO Loan Type Results of bizmoPay Pilot Program ~ Extrapolated Loan Type Results - bizmoPay Pilot Program ~ Extrapolated across bizmoto Agent Base ~Based on average agents performance per Loan Type received across 45 days Platinum Plus Platinum Silver $20,000,000 $18,000,000 $AUD Valu
Slide 11: Established & Growing
ESTABLISHED & GROWING bizmoto delivers micro-enterprise services via an accessible and convenient platform empowering the next cohort of Filipino entrepreneurs to deliver financial inclusion 11
Slide 12: An EMI licence provides the opportunity to facilitate any e-money transaction
• An EMI licence provides the opportunity to facilitate any e-money transaction and service open-loop e-wallet accounts for all Filipinos • Stage 2 of our EMI application requested a 'Letter of No Objection' from the BSP to register with the Securities and Exchange Commission (SEC) for authority to
Slide 13: Provide to all Filipinos a convenient and secure platform
• Provide to all Filipinos - not just bizmoto agents - a convenient and secure platform to receive digital money and access digital services • Every Filipino will have the chance to • 2019 Go-Jek acquired “Substantial” receive a bizmoPay loan, paid to their stake in CoinsPH Philippines EMI bizmoto e
Slide 14: Philippines – Total Addressable Market
PHILIPPINES – TOTAL ADDRESSABLE MARKET Payments market Consumer finance market E-commerce & There is an estimated online market US$920billion+ in annual Food payment value across these four delivery & ride share key sectors of focus bizmoto is uniquely placed to penetrate all sectors given its estab
Slide 15: Established Mobile Banking App Technology Provider ~ Banking Sector Philippines
ESTABLISHED MOBILE BANKING APP TECHNOLOGY PROVIDER ~ BANKING SECTOR PHILIPPINES • Provider of white label mobile banking and payments app, currently commercially deployed with Tier One bank UCPB • Long standing and respected engagement with regulatory bodies • Developed and deployed BSP (Central Ban
Slide 16: A Growing Enterprise
A GROWING ENTERPIRSE Quarterly Cash Recepits ($'000s) • 2021 quarterly cash receipts impacted by lockdown measures imposed due to COVID-19 in the Philippines 600 • The Delta cases outbreak prompted strict lockdown restrictions in the 500 September Quarter • Despite this the number of registered bizm
Slide 17: Placement to Raise $5 Million – Successfully Completed
PLACEMENT TO RAISE $5 MILLION – SUCCESSFULLY COMPLETED Placement: • Peppermint Innovation (ASX:PIL) (‘’The Company) successfully raised $5 million via a placement at $0.02 per share. • The offer includes 1:3 attaching options exercisable at $0.03 expiring on 30 June 2023. To be listed, subject to AS
Slide 18: Leadership Team
LEADERSHIP TEAM Christopher Kain ~ Managing Director & CEO / BComm, MBA • Experienced Finance Professional and Company Director with 18+ years of international and local knowledge of Investment Markets, Financial Services and Corporate Management. • Accomplished in identifying business opportunities
Slide 19: What We Are Looking For
WHAT WE ARE LOOKING FOR • Investors who recognise the value our proven micro enterprise platform, bizmoto, combined with micro enterprise lending, bizmoPay, can deliver • Investors who recognise the value non-bank lending accessible via mobile app can deliver • Investors who recognise how an EMI Lic
Slide 20: What We Are Looking For
WHAT WE ARE LOOKING FOR • Investors who recognise the value a proven Micro Enterprise Platform combined with Micro Enterprise Lending can deliver • Investors who recognise the value that a provider of Alternative Non-Bank loans accessible via mobile app can deliver • Strategic Investment Partners wi
Slide 21: For Enquires Contact: Managing Director & CEO – Chris Kain
For Enquires Contact: Managing Director & CEO – Chris Kain Email: info@pepltd.com.au Ph: (08) 6255 5504 www.pepltd.com.au
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