Peppermint Innovation Limited · ASX:PIL
Peppermint Innovation — Investor Presentation (February 2021)
25 slides from Peppermint Innovation's investor presentation, Feb 25, 2021
Slide 1: Company Presentation February 2021
Payments | Delivery & Logistics | E-Commerce | Financial Services COMPANY PRESENTATION | FEBRUARY 2021 | ASX: PIL Private & Confidential
Slide 2: Disclaimer
DISCLAIMER This presentation prepared by Peppermint Innovation Limited (Company) does not contain all the information that a prospective investor may require in connection with any potential investment in the Company and you should not read the presentation or any information in connection with it,
Slide 3: Financial Inclusion for the Unbanked
FINANCIAL INCLUSION FOR THE UNBANKED IMMEDIATE MARKET FOCUS ~ PHILIPPINES 108M PEOPLE 90% FILIPINOS DO NOT HAVE A CREDIT SCORE 24 MEDIAN POPULATION AGE 118% MOBILE PENETRATION 70% POPULATION UNBANKED 36% MUNICIPALITIES HAVE NO ACCESS TO BANKS 1.7 billion GLOBAL UNBANKED POPULATION 3
Slide 4: Monthly Payments Market in the Philippines
MONTHLY PAYMENTS MARKET IN THE PHILIPPINES Better Than Cash Alliance estimates: Filipinos make around Adults make approx. Valued at 2.5B 64 $US 74B Payments per month1 payments per month1 a month1 ONLY 1% of current payments are electronic – the remainder done in cash & cheque payments2 1. Source: w
Slide 5: Bizmoto Ecosystem
BIZMOTO ECOSYSTEM A MOBILE APP MICRO ENTERPRISE SOULTION PAYMENTS & REMITTANCE E-COMMERCE bizmoto agent network offer bizmoTinda is an bill payment, buy load, cash e-commerce platform transfer services and accessible to agents, remittance merchants and consumers alike DELIVERY & LOGISTICS FINANCIAL
Slide 6: Bizmoto Platform Rollout & Operational Objectives
BIZMOTO PLATFORM ROLLOUT & OPERATIONAL OBJECTIVES PHASE 1 COMPLETED LAUNCHED LAUNCHED LAUNCHED JUL 2018 MARCH 2019 APR 2019 PHASE 2 PHASE 3 OPERATIONAL OBJECTIVES REGULATORY LICENSING: ELECTRONIC MONEY ISSUER (EMI) LICENSE MOBILE APP BANKING PLATFORM ROLLOUT: NEXT BANKING SECTOR PHILIPPINES – SaaS M
Slide 7: Agent Network – Established & Growing
AGENT NETWORK – ESTABLISHED & GROWING • Under the brand “bizmoto” a mobile payment system used by duly accredited agents • In-house agent network and distribution channel • Flexibility and convenience with 24/7 access to services • Bill payments, Eload and cash transfer services offered • 51,438 reg
Slide 8: Agent testimonial
Since becoming a “Bizmoto Agent” I have created new opportunities for my family and earning more than ever! Servicing hundreds of people per week with cash transactions from my device. Payments | Delivery & Logistics | E-Commerce | Financial Services 8
Slide 9: E-Commerce – Established & Growing
E-COMMERCE – ESTABLISHED & GROWING • E-commerce platform available to bizmoto agents and also the general public via mobile app and on-line • bizmoto agents can list their products providing exposure and maximising consumer reach • New items being added online each week • 616 independent registered
Slide 10: On-Demand Delivery & Logistics – Established & Growing
ON-DEMAND DELIVERY & LOGISTICS – ESTABLISHED & GROWING • bizmoGo riders offer delivery & logistics services in addition to bizmoto agent services • Delivery & logistics services available on-demand via the bizmoGo app • Pilot commenced in April 2019 with 20 riders targeting 60 registered riders with
Slide 11: Established & Deployed
ESTABLISHED & DEPLOYED bizmoto delivers trusted and convenient services via an innovative technology platform that facilitates micro enterprise and creates financial inclusion 11
Slide 12: Bizmoto Platform Growth
BIZMOTO PLATFORM GROWTH 51,438 616 590 Agents Merchants Registered Riders Feb 2020 – 18,380 179% Feb 2020 - 300 105% Feb 2020 – 220 168% 12
Slide 13: Target Launch 2021
Target Launch 2021 To provide a significant growth stimulus across the established bizmoto platform In three years • Targeting 1,000,000 app downloads • 100,000 loans issued • AUD$30 million of loans disbursed 13
Slide 14: Alternative Non-Bank Lending – Ready to Launch
ALTERNATIVE NON-BANK LENDING – READY TO LAUNCH • bizmoPay is a mobile app-based lending service • Alternative non-bank, secured and unsecured, lending made available and managed via the established bizmoto mobile app • Micro enterprise loans to be made available to qualified bizmoto agents, register
Slide 15: White Label Microinsurance – Ready to Launch
WHITE LABEL MICROINSURANCE – READY TO LAUNCH • bizmoProtect is mobile app based micro insurance service that provides three levels of insurance cover accessible via bizmoto mobile android App • Affordable and accessible accident and life insurance products offered to Filipino's people via our establ
Slide 16: Philippines – Total Addressable Market
PHILIPPINES – TOTAL ADDRESSABLE MARKET Payments market Consumer finance market E-commerce & There is an estimated online market US$920billion+ in annual Food payment value across these four delivery & ride share key sectors of focus bizmoto is uniquely placed to penetrate all sectors given its estab
Slide 17: Global Market Comparisons - Non-Bank Platforms
GLOBAL MARKET COMPARISONS - NON-BANK PLATFORMS 2007 2012 2010 2004 2011 Launched in Kenya Founded in Malaysia Launched in Jakarta, Indonesia Established in HangZhou, by Tencent launched the Weixin In 2012 Grab taxi app ‘My Teski’ with 20 motorcycle drivers Alibaba messaging app. it was later on rena
Slide 18: Established Mobile Banking App Technology Provider – Banking Sector
ESTABLISHED MOBILE BANKING APP TECHNOLOGY PROVIDER ~ BANKING SECTOR PHILIPPINES • Provider of white label mobile banking and payments app, currently commercially deployed with Tier One bank UCPB • Long standing and respected engagement with regulatory bodies • Developed and deployed BSP (Central Ban
Slide 19: Established Mobile App Technology Provider – Co-operative Sector
ESTABLISHED MOBILE APP TECHNOLOGY PROVIDER ~ CO-OPERATIVE SECTOR PHILIPPINES • Developed mobile app and web tool to manage conditional cash transfers for MASS-SPECC one of the largest Co-Op federations in the Philippines • Developed mobile app and web tool for CHMF to automate delivery of health ser
Slide 20: Technology Deployed & Commercially Proven
TECHNOLOGY DEPLOYED & COMMERICALLY PROVEN Financial Year Key Growth Metrics YoY FY 18/19 FY 19/20 FY 18/19 FY 19/20 $2,804,000 1,534,950 FY 18/19 FY 19/20 114,326,967 Cash Receipts Platform Transactions Transaction Value (Php) FY 19/20 FY 19/20 FY 19/20 FY 18/19: $682,000 311% FY 18/19: 397,218 286%
Slide 21: A Growing Enterprise
A GROWING ENTERPIRSE • Year on Year quarterly cash receipts growth despite impact of Covid -19 during 2020 Quarterly Cash Recepits ($'000s) • 51,438 registered bizmoto agents and growing 1000 • 590 registered bizmoGo riders and growing 900 800 • 616 registered e-Commerce Merchants 700 with bizmoTind
Slide 22: Recognised Technology Platform
RECOGNISED TECHNOLOGY PLATFORM • Named one of the Top 24 Fintech start-ups by Forbes Philippines in 2016 • Winner of Fintech Australia Award “The Finnie” for Excellence in Financial Inclusion (Social Good) 2017 • Winner of Inclusive Fintech 50 Award, one of 50 companies selected from 400 applicants
Slide 23: Leadership Team
LEADERSHIP TEAM Christopher Kain ~ Managing Director & CEO / BComm, MBA • Experienced Finance Professional and Company Director with 18+ years of international and local knowledge of Investment Markets, Financial Services and Corporate Management. • Accomplished in identifying business opportunities
Slide 24: Peppermint in Summary
PEPPERMINT IN SUMMARY • Innovative technology solution to facilitate financial inclusion, micro business enterprise and consumer convenience • Established & commercially proven technology platform • Growing revenue stream & low-cost operation despite impact of Covid-19 • Experienced executive leader
Slide 25: For Enquiries Contact
For Enquires Contact: Managing Director & CEO – Chris Kain Email: info@pepltd.com.au Ph: (08) 6255 5504 www.pepltd.com.au
Peppermint Innovation — Investor Presentation (February 2021) on 6ix