Qatar International Islamic Bank · QSE:QIIK
Qatar International Islamic Bank — Q2 2021 Earnings Presentation
20 slides from Qatar International Islamic Bank's earnings presentation, 2021
Slide 1: QIIB
Slide 2: Investors' Presentation Q2 2021
Investors’ Presentation - Q2 2021 - Page 2. Page 2.
Slide 3: Agenda
1. QIIB Overview & Strategy 2. Financial Performance 3. Equity & Funding Overview 4. Rating Overview Page 3. Page 3.
Slide 4: QIIB Overview & Strategy
Section 1 QIIB Overview & Strategy Page 4. Page 4.
Slide 5: QIIB Snapshot
QIIB Snapshot Introduction Shareholder Structure (QIIB) Established in 1990 by an Amiri Decree, Qatar International Islamic Bank began operations on 1 January 1991. 18% 17% As at 30 June 2021 QIIB is the third largest Listed Islamic bank in Qatar by total assets and accounts for GCC & Foreign The
Slide 6: QIIB Business Overview
QIIB Business Overview Business Segments Overview Treasury & Investments o Equity participation, private equity, investment funds REVENUE o Sukuk investment book o International finance and syndications o Islamic Treasury products and services 16% Personal Banking Financing 22% 35% o Large personal
Slide 7: Financial Performance
Section 2 Financial Performance Page 11. Page 7.
Slide 8: QIIB Assets & Financing
QIIB Assets & Financing Highlights QIIB’S strong asset growth (US$ mn) QIIB’s balance sheet sustained growth CAGR of 7.1% between FY 2017 – 16,837 17,157 15,607 Q2-2021, notwithstanding slower economic environment. 15,000 13,802 12,802 The growth has been driven by a strong increase in QIIB’s Islami
Slide 9: Asset Quality
Asset Quality Asset quality highlights Asset quality ratios Non-performing financing ratio was stable at 1.57% as at 30 June 2021, 2017 2018 2019 2020 Q2-2021 compared to December 2020. Bank’s non-performing ratio remains within the industry average. Non-performing financing ratio(1) 1.3% 2.0% 1.9%
Slide 10: Continued Profitability & Operating Efficiency
Continued Profitability & Operating Efficiency Operating income breakdown (US$ mn) Sustained profitability (US$ mn) 50 56 2 585 109 300 35 140 6 102 33 81 250 385 3 242.2 254.6 257.5 23 31 52 200 228.5 507 62 436 475 185 390 150 248 261 149.4 100 140.8 -15 -2 -11 -0.1 2017 2018 2019 2020 Q2 2020 Q2
Slide 11: Balance Sheet Highlights
Balance Sheet Highlights QAR ‘000 2017 2018 2019 2020 Q2-2021 Commentary Total Assets 46,618,980 50,259,955 56,831,439 61,313,668 62,476,191 Sustained asset growth CAGR of 7.1% from FY2017 to Q2- Financing Portfolio 32,500,027 27,991,116 37,010,528 40,513,906 40,636,622 2021 respectively. Investing
Slide 12: Robust Capitalization
Robust Capitalization Highlights Capital Structure (US$ mn) Tier 1 Tier 2 +3.4% +4.9% 2,500 Basel II, Pillar 2 (ICAAP) requirements were effective from 1 January 2014 with all ICAAP and BIII +21.5% requirements subject to regular (external) audit. Guidelines were refined and updated in March 2016. T
Slide 13: Summary of Q2-2021 Performance
Summary of Q1-2021 Performance 31-Dec-20 30-June-21 % Change Total Assets (US$ mn) 16,837 17,157 1.9% Sustained balance sheet growth Net Islamic Financing Facilities (US$ mn) 11,126 11,159 0.3% Stable asset quality Non-Performing Islamic Financing Facilities (%) 1.56% 1.57% 0.6% Liquid Assets (US$ m
Slide 14: Funding Overview
Section 3 Funding Overview Page 17. Page 14.
Slide 15: Funding Overview
Funding Overview Highlights QIIB’s Funding Split As at Q2-2021 QIIB’s funding is predominantly driven by customer deposits and equity of investment account holders As at 31 December 2020 (EIAH) and is backed by the bank’s own capital. 13% 19% 4% QIIB has leveraged its expanding branch network and co
Slide 16: Rating Overview
Section 4 Rating Overview Page 20. Page 16.
Slide 17: Credit Ratings
Credit Ratings Fitch Ratings Longer-term IDR Short-term IDR Viability Rating Outlook Date A F1 bb+ Stable December 2020 Moody’s Issuer Rating ST Issuer Rating Baseline credit assessment Outlook Date A2 P-1 baa3 Stable May 2021 Capital Intelligence Long Term Rating Short Term Rating Standalone Rating
Slide 18: Key Investment Highlights
Key Investment Highlights Third largest Islamic Bank in Qatar Based in one of the fastest growing markets in the world Strong brand name since 1991 Second largest Islamic banking network in Qatar with 15 branches Strong capital position & asset quality Strong government support with QIA as one of th
Slide 19: Contacts
Contacts Head Office: Qatar International Islamic Bank Doha, Qatar P.O. Box 664 Web: www.qiib.com.qa Email: IR@qiib.com.qa IR Mobile App IR Contact: Mr. Hossam Khattab Dr. Mohammed Ghiyath Sheikhah Chief Financial Officer Head of Treasury & Investment Finance Treasury & Investment hossamkhattab@qiib
Slide 20: Disclaimer
Disclaimer Acceptance by recipients of a copy of this document will be deemed to constitute an acknowledgement and agreement that: This document has been prepared by QIIB and accepts no liability, express or implied, to any other parties or recipients. The reliance which can be placed upon this docu
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