Slide 1: TransUnion Second Quarter 2021 Earnings
v vv TransUnion Second Quarter 2021 Earnings Chris Cartwright, President and CEO Todd Cello, CFO Exhibit 99.2
Slide 2: Forward-Looking Statements
© 2021 Trans Union LLC All Rights Reserved | 2 Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are based on the current beliefs and expectations of TransUnion’s management an
Slide 3: | Second quarter 2021 highlights1 Third quarter and full year 2021 guidance 4 TransUnion’s
© 2021 Trans Union LLC All Rights Reserved | 3 Second quarter 2021 highlights1 Third quarter and full year 2021 guidance 4 TransUnion’s unique market position and approach 2 Second quarter 2021 financial results3
Slide 4: Second Quarter 2021 Highlights
© 2021 Trans Union LLC All Rights Reserved | 4 Second Quarter 2021 Highlights • Delivered very strong results compared to Q2 2021 guidance • Experienced broad market improvement with additional upside expected in future quarters • Raised FY 2021 guidance based on strong Q2 and improved outlook • Rem
Slide 5: TransUnion's Unique Market Position and Approach
© 2021 Trans Union LLC All Rights Reserved | 5 Innovator / attacker positions across our markets Proven and scalable enterprise growth playbook Powerful data assets Cutting-edge technology capabilities Culture of customer focus and partnership TransUnion’s Unique Market Position and Approach
Slide 6: Consumer Lending / FinTech Deep-Dive
© 2021 Trans Union LLC All Rights Reserved | 6 Consumer Lending / FinTech Deep-Dive • Grew FinTech revenue by ~55% from 2017 to 2019 • Establshed primary position with the majority of FinTech lenders • Expect very strong performance in 2021 • Executing strategy to engage early-stage FinTechs, partne
Slide 7: Consumer Lending / FinTech Growth Opportunities
© 2021 Trans Union LLC All Rights Reserved | 7 Consumer Lending / FinTech Growth Opportunities • Increase penetration with current customers • Support customer diversification into multi-line lending • Continue to grow with Buy Now Pay Later and Point of Sale lenders • Expand international presence
Slide 8: Public Sector Deep-Dive
© 2021 Trans Union LLC All Rights Reserved | 8 Public Sector Deep-Dive • Developed vertical in 2015 with dedicated leader with full P&L responsibility • Built strong direct and indirect business with all levels of government • Leveraged existing solutions to deliver relevant offerings rapidly • Expe
Slide 9: Second Quarter 2021 Compared to 2020 and 2019
© 2021 Trans Union LLC All Rights Reserved | 9 Second Quarter 2021 Compared to 2020 and 2019 Note: For additional information, refer to the “Non-GAAP Financial Information” section on slide 2. (1) 2020 actual FX rates applied to all periods. U.S. Markets Financial Services Emerging Verticals Interna
Slide 10: Consolidated Q2 2021 Highlights
© 2021 Trans Union LLC All Rights Reserved | 10 Consolidated Q2 2021 Highlights Year-over-Year Change Revenue 22% Constant Currency Revenue 20% Organic Revenue 21% Organic Constant Currency Revenue 19% Adjusted EBITDA 31% Constant Currency Adjusted EBITDA 29% Organic Constant Currency Adjusted EBITD
Slide 11: U.S. Markets Q2 2021 Year-over-Year Financial Highlights
© 2021 Trans Union LLC All Rights Reserved | 11 Note: Rows may not foot due to rounding. For additional information, refer to the “Non-GAAP Financial Information” section on slide 2. Reported FX Impact Inorganic Impact Organic Constant Currency Revenue 20% — (2)% 18% Financial Services 22% — — 22% E
Slide 12: Consumer Interactive Q2 2021 Year-over-Year Financial Highlights
© 2021 Trans Union LLC All Rights Reserved | 12 Consumer Interactive Q2 2021 Year-over-Year Financial Highlights Reported FX Impact Inorganic Impact Organic Constant Currency Revenue 6% — — 6% Adjusted EBITDA 5% — — 5% Note: For additional information, refer to the “Non-GAAP Financial Information” s
Slide 13: International Q2 2021 Year-over-Year Financial Highlights
© 2021 Trans Union LLC All Rights Reserved | 13 Note: Rows may not foot due to rounding. For additional information, refer to the “Non-GAAP Financial Information” section on slide 2. International Q2 2021 Year-over-Year Financial Highlights Reported FX Impact Inorganic Impact Organic Constant Curren
Slide 14: TransUnion Has a Strong Balance Sheet and the Ability to Rapidly Build Cash
© 2021 Trans Union LLC All Rights Reserved | 14 TransUnion Has a Strong Balance Sheet and the Ability to Rapidly Build Cash TTM Adjusted EBITDA Net Leverage $779 $814 $864 $917 $953 $996 $1,032 $1,059 $1,083 $1,062 $1,051 $1,045 $1,082 $1,158 2.9x 4.9x 4.5x 4.2x 4.0x 3.7x 3.4x 3.2x 3.1x 3.0x 2.9x 2.
Slide 15: Q3 2021 Guidance
© 2021 Trans Union LLC All Rights Reserved | 15 Q3 2021 Guidance Reported Revenue: $766M to $777M +10% to +12% Assumed M&A contribution: Slightly < 1pt. benefit Assumed FX contribution: ~1.5pt. benefit Organic Constant Currency Revenue: +8% to +10% Adjusted EBITDA: $301M to $308M +12% to +14% Assume
Slide 16: FY 2021 Guidance
© 2021 Trans Union LLC All Rights Reserved | 16 FY 2021 Guidance Reported Revenue: $3.034B to $3.059B +12% to +13% Assumed M&A contribution: ~0.5pt. benefit Assumed FX contribution: ~1.5pt. benefit Organic Constant Currency Revenue: +10% to +11% Assumed Mortgage impact: ~1.5pt to 2pt. headwind Organ
Slide 17: | • Delivered strong Q2 results • Increased FY 2021 guidance based on significantly
© 2021 Trans Union LLC All Rights Reserved | 17 • Delivered strong Q2 results • Increased FY 2021 guidance based on significantly stronger macro trends • Positioned to continue to deliver best-in-class growth
Slide 18: Q&A
© 2021 Trans Union LLC All Rights Reserved | 18 Q&A